SACHAAN
ActiveSACHAAN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €45k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 1287 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency63▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.17 in 2024; short-term debt: 24.9% and cash: 6.3% of total assets), and 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
24 d late
2023
38 d early
2022
23 d early
2021
35 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0▼ 100%
2019 · €200k
2019: €200k
2019 → 2021
EBIT margin
24.1%
Net result
€45k▼ 21.1%
2024 · €57k
2018: €-40k
2019: €16k
2020: €-4k
2021: €18k
2022: €49k
2023: €61k
2024: €57k
2018 → 2025
Working capital
€102k▲ 121%
2024 · €46k
2018: €-179k
2019: €184k
2020: €-78k
2021: €-108k
2022: €-60k
2023: €12k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-
Equity€215k-€264k▲ 22.9%€326k▲ 23.2%€383k▲ 17.6%€429k▲ 11.8%
Operating result€26k-€57k▲ 117%€94k▲ 65.6%€85k▼ 9.5%€77k▼ 9.7%
Net result€18k-€49k▲ 168%€61k▲ 24.7%€57k▼ 6.5%€45k▼ 21.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€747k▼ 7.8%
Current assets
€383k▲ 20.3%
Equity and liabilities €1.13M
Equity
€429k▲ 11.8%
Provisions
€11k▼ 3.9%
Debt
€690k▼ 6.0%
The debt ratio falls from 65.0% to 61.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€148k▲
2024 · €141k
Cash flow
€117k▲
2024 · €113k
Solvency
37.9%▲
2024 · 34.0%
Current ratio
1.36▲
2024 · 1.17
Quick ratio
1.36▲
2024 · 1.17
Debt / equity
1.61▼
2024 · 1.91
ROE
10.6%▼
2024 · 15.0%
ROA
4.0%▼
2024 · 5.1%
Interest coverage
11.18▼
2024 · 15.22
Debt
€690k▼
2024 · €734k
Debt ≤ 1 year
€281k▲
2024 · €272k
Debt > 1 year
€409k▼
2024 · €462k
Income taxes
€19k▼
2024 · €19k
Staff costs
€69
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.13M▲
Fixed assets21/28€810k€747k▼
Tangible fixed assets22/27€810k€747k▼
Land and buildings22€724k€678k▼
Plant, machinery and equipment23€15k€9k▼
Furniture and vehicles24€71k€54k▼
Assets under construction and advance payments27-€6k
Current assets29/58€318k€383k▲
Amounts receivable after more than one year29€1k€1k=
Other amounts receivable291€1k€1k=
Amounts receivable within one year40/41€267k€310k▲
Trade receivables40€21k€27k▲
Other amounts receivable41€246k€283k▲
Cash at bank and in hand54/58€50k€72k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.13M▲
Equity10/15€383k€429k▲
Contributions10/11€19k€19k=
Reserves13€157k€155k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€35k€34k▼
Distributable reserves133€120k€120k=
Profit (loss) carried forward14€208k€255k▲
Provisions and deferred taxes16€12k€11k▼
Deferred taxes168€12k€11k▼
Amounts payable17/49€734k€690k▼
Amounts payable after more than one year17€462k€409k▼
Financial debts170/4€462k€409k▼
Amounts payable within one year42/48€272k€281k▲
Current portion of amounts payable after more than one year42€49k€52k▲
Trade debts44€29k€18k▼
Suppliers440/4€29k€18k▼
Advances received on contracts in progress46€7k€7k=
Taxes, remuneration and social security45€4k€26k▲
Taxes450/3€4k€26k▲
Remuneration and social security454/9€233€233=
Other amounts payable47/48€183k€178k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€69
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€71k▲
Other operating charges640/8€4k€7k▲
Gross operating margin9900€145k€156k▲
Operating profit (loss)9901€85k€77k▼
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€76k€64k▼
Transfer from deferred taxes780€451€451=
Income taxes67/77€19k€19k▼
Profit (loss) for the period9904€57k€45k▼
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€59k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€208k€255k▲
Profit (loss) brought forward from the previous period14P€149k€208k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €61k ▲24.7%
Operating result €94k, net result €61k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Equity above €200kEq €215k ▲9.3%
Equity rises from €197k to €215k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 4.25
Current ratio from 0.48 to 4.25; short-term debt falls from €347k to €57k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 42 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stoumont · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moulin du Ruy 1014987 StoumontGround area
542 m²
Building footprint
283 m²
Volume, LiDAR
1,990 m³
Parcel 63042C0724/00C000, Wallonia · tallest building 16.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Moulin du Ruy 101, 4987 Stoumont
since 20022.100.534.802
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63042C0724/00C000 | Wallonia | 541 m² | 1 · 283 m² | 16.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteStoumont2.100.534.802
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SIMKHO
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DI-GIT management
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PAUFELOS B
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BEEST PROJECTEN
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Of 2,999 companies in sector 55203 we hold annual accounts for 689. 448 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2002
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.