SACCHETTI'S
ActiveSACCHETTI'S has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €297k and a net result of €4k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 18941 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 5.28 against 4.02 in 2023; short-term debt: 13.7% and cash: 5.6% of total assets), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
32 d late
2023
5 d early
2022
6 d early
2021
2 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€297k▲ 1.3%
2023 · €294k
2018: €190k
2019: €210k
2020: €226k
2021: €291k
2022: €307k
2023: €294k
2018 → 2024
Total assets
€344k▼ 3.2%
2023 · €356k
2018: €277k
2019: €304k
2020: €359k
2021: €465k
2022: €400k
2023: €356k
2018 → 2024
Net result
€4k
2023 · €-13k
2018: €33k
2019: €20k
2020: €36k
2021: €64k
2022: €16k
2023: €-13k
2018 → 2024
Working capital
€201k▲ 6.9%
2023 · €188k
2018: €90k
2019: €140k
2020: €112k
2021: €184k
2022: €188k
2023: €188k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€226k-€291k▲ 28.3%€307k▲ 5.5%€294k▼ 4.3%€297k▲ 1.3%
Operating result€44k-€84k▲ 90.1%€23k▼ 72.8%€-10k€5k
Net result€36k-€64k▲ 80.5%€16k▼ 74.9%€-13k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €5k after a loss of €10k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €344k
Fixed assets
€96k▼ 8.8%
Current assets
€248k▼ 0.9%
Equity and liabilities €344k
Equity
€297k▲ 1.3%
Debt
€47k▼ 24.6%
The debt ratio falls from 17.5% to 13.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2023 · €32k
Cash flow
€40k▲
2023 · €29k
Solvency
86.3%▲
2023 · 82.5%
Current ratio
5.28▲
2023 · 4.02
Quick ratio
5.00▲
2023 · 3.87
Debt / equity
0.16▼
2023 · 0.21
ROE
1.3%▲
2023 · -4.5%
ROA
1.1%▲
2023 · -3.7%
Interest coverage
11.19▲
2023 · 7.24
Debt
€47k▼
2023 · €62k
Debt ≤ 1 year
€47k▼
2023 · €62k
Income taxes
€379▲
2023 · €0
Staff costs
€177k▲
2023 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€356k€344k▼
Formation expenses20€0€0=
Fixed assets21/28€105k€96k▼
Tangible fixed assets22/27€104k€95k▼
Plant, machinery and equipment23€16k€11k▼
Furniture and vehicles24€10k€12k▲
Leasing and similar rights25€12k€1k▼
Other tangible fixed assets26€66k€70k▲
Financial fixed assets28€855€855=
Current assets29/58€251k€248k▼
Stocks and contracts in progress3€9k€13k▲
Stocks30/36€9k€13k▲
Amounts receivable within one year40/41€16k€5k▼
Trade receivables40€4k-
Other amounts receivable41€12k€5k▼
Current investments50/53€195k€204k▲
Cash at bank and in hand54/58€22k€19k▼
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€356k€344k▼
Equity10/15€294k€297k▲
Contributions10/11€19k€19k=
Reserves13€275k€278k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€273k€276k▲
Amounts payable17/49€62k€47k▼
Amounts payable within one year42/48€62k€47k▼
Current portion of amounts payable after more than one year42€11k-
Trade debts44€18k€18k▲
Suppliers440/4€18k€18k▲
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€0-
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€23k€17k▼
Income statement
Code20232024
Remuneration, social security and pensions62€116k€177k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€36k▼
Other operating charges640/8€2k€5k▲
Gross operating margin9900€150k€224k▲
Operating profit (loss)9901€-10k€5k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-13k€4k▲
Income taxes67/77€0€379▲
Profit (loss) for the period9904€-13k€4k▲
Profit (loss) for the period to be appropriated9905€-13k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€4k▲
Transfer from equity791/2€13k-
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼182%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €64k ▲80.5%
Operating result €84k, net result €64k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €210k ▲10.6%
2 profitable years in a row build equity to €210k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sasplein 92830 WillebroekGround area
217 m²
Building footprint
204 m²
Volume, LiDAR
1,390 m³
Parcel 12342B0054/00M000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SACCHETTI'S
since 20002.100.779.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342B0054/00M000 | Flanders | 217 m² | 1 · 204 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 2,500 EUR awarded · 2,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Stagebonus (stopgezet)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
1 siteWillebroek2.100.779.082
Dual-learning approval
7 live approvals · 17 endedHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Medewerker fastfood (vwo)
Medewerker fastfood duaal (so)
Show 1 more
Restaurant en keuken duaal (so)
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 7,670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2000
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.