SABOND
ActiveSABOND has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €9k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-30
Solvency90▼-10
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 2.61 in 2024), and 46.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.6%
Return on assets
4.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
27 d early
2023
9 d early
2022
1 d late
2021
16 d late
2020
4 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 8.9%
2024 · €99k
2018: €69k
2019: €78k
2020: €84k
2021: €94k
2022: €96k
2023: €101k
2024: €99k
2018 → 2025
Total assets
€201k▲ 37.5%
2024 · €146k
2018: €141k
2019: €119k
2020: €113k
2021: €129k
2022: €121k
2023: €149k
2024: €146k
2018 → 2025
Net result
€9k▼ 37.8%
2024 · €14k
2018: €19k
2019: €9k
2020: €5k
2021: €11k
2022: €2k
2023: €5k
2024: €14k
2018 → 2025
Working capital
€53k▼ 14.5%
2024 · €62k
2018: €51k
2019: €65k
2020: €62k
2021: €80k
2022: €81k
2023: €90k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€96k▲ 1.7%€101k▲ 5.4%€99k▼ 1.9%€108k▲ 8.9%
Operating result€16k-€4k▼ 75.9%€11k▲ 174%€24k▲ 122%€16k▼ 32.1%
Net result€11k-€2k▼ 84.7%€5k▲ 217%€14k▲ 174%€9k▼ 37.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€74k▲ 60.4%
Current assets
€127k▲ 26.9%
Equity and liabilities €201k
Equity
€108k▲ 8.9%
Debt
€93k▲ 97.5%
The debt ratio rises from 32.3% to 46.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€31k▼
2024 · €36k
Cash flow
€24k▼
2024 · €26k
Solvency
53.6%▼
2024 · 67.7%
Current ratio
1.71▼
2024 · 2.61
Quick ratio
1.56▼
2024 · 2.46
Debt / equity
0.86▲
2024 · 0.48
ROE
8.1%▼
2024 · 14.2%
ROA
4.4%▼
2024 · 9.6%
Interest coverage
14.29▼
2024 · 14.84
Debt
€93k▲
2024 · €47k
Debt ≤ 1 year
€74k▲
2024 · €38k
Debt > 1 year
€18k▲
2024 · €8k
Income taxes
€5k▼
2024 · €7k
Staff costs
€59k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€201k▲
Fixed assets21/28€46k€74k▲
Tangible fixed assets22/27€46k€74k▲
Land and buildings22€335€24▼
Plant, machinery and equipment23€12k€16k▲
Furniture and vehicles24€34k€58k▲
Current assets29/58€100k€127k▲
Stocks and contracts in progress3€6k€11k▲
Stocks30/36€6k€11k▲
Amounts receivable within one year40/41€34k€40k▲
Trade receivables40€16k€11k▼
Other amounts receivable41€18k€29k▲
Cash at bank and in hand54/58€15k€33k▲
Deferred charges and accrued income490/1€45k€43k▼
Equity and liabilities
Total equity and liabilities10/49€146k€201k▲
Equity10/15€99k€108k▲
Contributions10/11€19k€19k=
Reserves13€80k€89k▲
Distributable reserves133€80k€89k▲
Amounts payable17/49€47k€93k▲
Amounts payable after more than one year17€8k€18k▲
Financial debts170/4€8k€18k▲
Amounts payable within one year42/48€38k€74k▲
Current portion of amounts payable after more than one year42€7k€13k▲
Trade debts44€20k€53k▲
Suppliers440/4€20k€53k▲
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€2k€1k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€1k€937▼
Income statement
Code20242025
Non-recurring operating income76A€3k€2k▼
Remuneration, social security and pensions62€50k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€88k€93k▲
Operating profit (loss)9901€24k€16k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€21k€14k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€14k€9k▼
Profit (loss) for the period to be appropriated9905€14k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€9k▼
Transfer from equity791/2€16k-
Transfer to equity691/2€14k€9k▼
To other reserves6921€14k€9k▼
Profit to be distributed694/7€16k-
Return on contributions (dividend)694€16k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €108k ▲8.9%
8 profitable years in a row build equity to €108k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €101k ▲5.4%
6 profitable years in a row build equity to €101k.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Weakest financial yearnet €2k ▼84.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diesterstraat (C) 2393980 Tessenderlo-HamGround area
610 m²
Building footprint
144 m²
Volume, LiDAR
683 m³
Parcel 71363C1749/00T000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Diesterstraat (C) 239, 3980 Tessenderlo-Ham
since 20092.176.315.853
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71363C1749/00T000 | Flanders | 610 m² | 1 · 143 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 210 EUR awarded · 210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 8,733 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2009
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
27110Manufacture of electrical equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0473/373.325