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Sabona

Active Risk: not assessed
Private limited companyfounded 20233 yrs activeJaak Van Rillaerlaan 27, 2100 Antwerpen, BelgiumKBO/BCE: BE 0805.601.826
Summary

Sabona is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €139,026 and a net result of €102,339. Its solvency ranks better than 57% of 9872 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
22 d late
2023
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 September 2023, Sabona was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€139,026▲ 279%
2023 · €36,687
Net result
€102,339▲ 776%
2023 · €11,687
Total assets
€222,347▲ 60.3%
2023 · €138,735
Solvency
62.5%▲ 36.1pp
2023 · 26.4%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€14,629-€54,566▲ 273%
Net result€11,687within the sector's middle half-€102,339above the sector's middle half▲ 776%
Equity€36,687below the sector's middle half-€139,026within the sector's middle half▲ 279%
Total assets€138,735within the sector's middle half-€222,347within the sector's middle half▲ 60.3%
Debt€102,048-€83,321▼ 18.4%
Working capital-€4,480within the sector's middle half-€64,526within the sector's middle half
Solvency26.4%within the sector's middle half-62.5%within the sector's middle half▲ 36.1pp
Current ratio0.90within the sector's middle half-2.12within the sector's middle half▲ 1.22
Return on assets (ROA)8.4%within the sector's middle half-46.0%above the sector's middle half▲ 37.6pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2023: €14,629€14,629Net result 2023: €11,687€11,687Operating result 2024: €54,566€54,566Net result 2024: €102,339€102,33920232024€0€50,000€100,000Operating result 2023: €14,629€14,600Net result 2023: €11,687€11,700Operating result 2024: €54,566€54,600Net result 2024: €102,339€102,00020232024
The operating result rises in 2024; 2024 is 273% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €222,347
Fixed assets €100,000 =
Current assets €122,347 ▲ 216%
Equity and liabilities €222,347
Equity €139,026 ▲ 279%
Debt €83,321 ▼ 18.4%
Debt's share of the balance-sheet total falls from 73.6% to 37.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
73.6%▲
2023 · 31.9%
Debt ≤ 1 year
€57,821▲
2023 · €43,215
Debt > 1 year
€25,000▼
2023 · €58,333
Income taxes
€10,912▲
2023 · €2,922
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€138,735€222,347▲
Fixed assets21/28€100,000€100,000=
Financial fixed assets28€100,000€100,000=
Current assets29/58€38,735€122,347▲
Amounts receivable within one year40/41€12,100€20,885▲
Trade receivables40€12,100€12,100=
Other amounts receivable41-€8,785
Cash at bank and in hand54/58€26,635€101,461▲
Equity and liabilities
Total equity and liabilities10/49€138,735€222,347▲
Equity10/15€36,687€139,026▲
Contributions10/11€25,000€25,000=
Reserves13€11,687€114,026▲
Distributable reserves133€11,687€114,026▲
Amounts payable17/49€102,048€83,321▼
Amounts payable after more than one year17€58,333€25,000▼
Financial debts170/4€58,333€25,000▼
Amounts payable within one year42/48€43,215€57,821▲
Current portion of amounts payable after more than one year42€33,333€33,333=
Trade debts44€854€4,378▲
Suppliers440/4€854€4,378▲
Taxes, remuneration and social security45€9,028€20,109▲
Taxes450/3€9,028€20,109▲
Accrued charges and deferred income492/3€500€500=
Income statement Code20232024
Other operating charges640/8€321€182▼
Gross operating margin9900€14,950€54,748▲
Operating profit (loss)9901€14,629€54,566▲
Financial income75/76B-€58,785
Recurring financial income75-€58,785
Financial charges65/66B€21€100▲
Recurring financial charges65€21€100▲
Profit (loss) for the period before taxes9903€14,608€113,251▲
Income taxes67/77€2,922€10,912▲
Profit (loss) for the period9904€11,687€102,339▲
Profit (loss) for the period to be appropriated9905€11,687€102,339▲
Appropriation of the result
Profit (loss) to be appropriated9906€11,687€102,339▲
Transfer to equity691/2€11,687€102,339▲
To other reserves6921€11,687€102,339▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8€321€182▼ 43.4%
Gross operating margin9900€14,950€54,748▲ 266%
Operating profit (loss)9901€14,629€54,566▲ 273%
Financial income75/76B-€58,785-
Recurring financial income75-€58,785-
Financial charges65/66B€21€100▲ 381%
Recurring financial charges65€21€100▲ 381%
Profit (loss) for the period before taxes9903€14,608€113,251▲ 675%
Income taxes67/77€2,922€10,912▲ 273%
Profit (loss) for the period9904€11,687€102,339▲ 776%
Profit (loss) for the period to be appropriated9905€11,687€102,339▲ 776%
Line20232024Change
Assets
Total assets20/58€138,735€222,347▲ 60.3%
Fixed assets21/28€100,000€100,000=
Financial fixed assets28€100,000€100,000=
Current assets29/58€38,735€122,347▲ 216%
Amounts receivable within one year40/41€12,100€20,885▲ 72.6%
Trade receivables40€12,100€12,100=
Other amounts receivable41-€8,785-
Cash at bank and in hand54/58€26,635€101,461▲ 281%
Equity and liabilities
Total equity and liabilities10/49€138,735€222,347▲ 60.3%
Equity10/15€36,687€139,026▲ 279%
Contributions10/11€25,000€25,000=
Reserves13€11,687€114,026▲ 876%
Distributable reserves133€11,687€114,026▲ 876%
Amounts payable17/49€102,048€83,321▼ 18.4%
Amounts payable after more than one year17€58,333€25,000▼ 57.1%
Financial debts170/4€58,333€25,000▼ 57.1%
Amounts payable within one year42/48€43,215€57,821▲ 33.8%
Current portion of amounts payable after more than one year42€33,333€33,333=
Trade debts44€854€4,378▲ 413%
Suppliers440/4€854€4,378▲ 413%
Taxes, remuneration and social security45€9,028€20,109▲ 123%
Taxes450/3€9,028€20,109▲ 123%
Accrued charges and deferred income492/3€500€500=
Line20232024Change
Profit (loss) for the period9904€11,687€102,339▲ 776%
Operating cash flow (approximation)€11,687€102,339▲ 776%
Investment in fixed assets (approximation)-€0-
Change in cash-€74,827-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
22-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial Liquidity doublescurrent ratio 2.12
Current ratio from 0.90 to 2.12.
31-12
Financial Equity above €100,000Eq €139,026 ▲279%
2 profitable years in a row build equity to €139,026.
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
126 m²
Building footprint
93 m²
Volume, LiDAR
995 m³
Parcel 11342A0334/00V002, Flanders · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Sabona
Jaak Van Rillaerlaan 27, 2100 AntwerpenComputing infrastructure, data processing, hosting and other information service activities
since 20232.349.919.228
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11342A0334/00V002 Flanders 126 m² 1 · 92 m² 11.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,086 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805601826
Also 9925:BE0805601826
Registered 06-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.