SABLON
ActiveSummary
SABLON has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €5k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 49% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+27
Solvency66=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.48 in 2024; short-term debt: 59.3% and cash: 27.4% of total assets), but 59.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.7%
Return on assets
2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
56 d early
2023
34 d early
2022
47 d early
2021
10 d late
2020
30 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 5.1%
2024 · €97k
2018: €100k
2019: €102k▲ +1.5% vs 2018
2020: €107k▲ +4.8% vs 2019
2021: €114k▲ +6.7% vs 2020highest in 8 years
2022: €83k▼ -27.6% vs 2021lowest in 8 years
2023: €101k▲ +22.7% vs 2022
2024: €97k▼ -4.2% vs 2023
2025: €102k▲ +5.1% vs 2024
2018 → 2025
Total assets
€251k▲ 5.2%
2024 · €238k
2018: €176klowest in 8 years
2019: €205k▲ +15.9% vs 2018
2020: €198k▼ -3.3% vs 2019
2021: €220k▲ +11.0% vs 2020
2022: €226k▲ +3.0% vs 2021
2023: €261k▲ +15.3% vs 2022highest in 8 years
2024: €238k▼ -8.6% vs 2023
2025: €251k▲ +5.2% vs 2024
2018 → 2025
Net result
€5k
2024 · €-4k
2018: €-6klowest in 8 years
2019: €2k▲ +125% vs 2018
2020: €5k▲ +224% vs 2019
2021: €7k▲ +45.7% vs 2020
2022: €5k▼ -25.4% vs 2021
2023: €19k▲ +249% vs 2022highest in 8 years
2024: €-4k▼ -122% vs 2023
2025: €5k▲ +218% vs 2024
2018 → 2025
Working capital
€84k▲ 23.2%
2024 · €68k
2018: €97k
2019: €93k▼ -3.4% vs 2018
2020: €93k▼ -0.5% vs 2019
2021: €102k▲ +10.1% vs 2020highest in 8 years
2022: €73k▼ -28.6% vs 2021
2023: €82k▲ +13.1% vs 2022
2024: €68k▼ -17.0% vs 2023lowest in 8 years
2025: €84k▲ +23.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€83k▼ 27.6%€101k▲ 22.7%€97k▼ 4.2%€102k▲ 5.1%
2021: €114khighest in 5 years
2022: €83k▼ -27.6% vs 2021lowest in 5 years
2023: €101k▲ +22.7% vs 2022
2024: €97k▼ -4.2% vs 2023
2025: €102k▲ +5.1% vs 2024
Operating result€17k-€14k▼ 14.4%€33k▲ 135%€-601€11k
2021: €17k
2022: €14k▼ -14.4% vs 2021
2023: €33k▲ +135% vs 2022highest in 5 years
2024: €-601▼ -102% vs 2023lowest in 5 years
2025: €11k▲ +1888% vs 2024
Net result€7k-€5k▼ 25.4%€19k▲ 249%€-4k€5k
2021: €7k
2022: €5k▼ -25.4% vs 2021
2023: €19k▲ +249% vs 2022highest in 5 years
2024: €-4k▼ -122% vs 2023lowest in 5 years
2025: €5k▲ +218% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €601 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€18k ▼ 38.2%
Current assets
€233k ▲ 11.1%
Equity and liabilities €251k
Equity
€102k ▲ 5.1%
Debt
€149k ▲ 5.2%
Debt's share of the balance-sheet total stays at 59.3%.
Key figures and ratios
EBITDA
€22k▲
2024 · €7k
Cash flow
€16k▲
2024 · €4k
Current ratio
1.57▲
2024 · 1.48
Quick ratio
1.18▲
2024 · 1.12
Debt to equity
1.46▲
2024 · 1.45
ROE
4.9%▲
2024 · -4.3%
ROA
2.0%▲
2024 · -1.8%
Interest coverage
12.05▲
2024 · 3.26
Debt ≤ 1 year
€149k▲
2024 · €141k
Income taxes
€4k▲
2024 · €2k
Staff costs
€53k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€238k€251k▲
Fixed assets21/28€29k€18k▼
Tangible fixed assets22/27€29k€18k▼
Plant, machinery and equipment23€1k€504▼
Furniture and vehicles24€17k€9k▼
Other tangible fixed assets26€11k€8k▼
Financial fixed assets28€1€1=
Current assets29/58€210k€233k▲
Stocks and contracts in progress3€51k€58k▲
Stocks30/36€51k€58k▲
Amounts receivable within one year40/41€119k€99k▼
Trade receivables40€35k€27k▼
Other amounts receivable41€84k€72k▼
Cash at bank and in hand54/58€32k€69k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€238k€251k▲
Equity10/15€97k€102k▲
Contributions10/11€29k€29k=
Reserves13€73k€74k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€199€199=
Distributable reserves133€70k€71k▲
Profit (loss) carried forward14€-4k-
Amounts payable17/49€141k€149k▲
Amounts payable within one year42/48€141k€149k▲
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€46k€56k▲
Suppliers440/4€46k€56k▲
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€1k€3k▲
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€85k€81k▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€60k€77k▲
Operating profit (loss)9901€-601€11k▲
Financial income75/76B€317€349▲
Recurring financial income75€317€349▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-2k€9k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€-4k€5k▲
Profit (loss) for the period to be appropriated9905€-4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€753▲
Profit (loss) brought forward from the previous period14P-€-4k
Transfer to equity691/2-€753
To other reserves6921-€753
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €959 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €44k | €45k | €50k | €51k | €53k | ▲ 4.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €4k | €6k | €8k | €11k | ▲ 41.9% |
| Other operating charges640/8 | €2k | €3k | €1k | €2k | €2k | ▼ 15.3% |
| Gross operating margin9900 | €65k | €66k | €91k | €60k | €77k | ▲ 27.0% |
| Operating profit (loss)9901 | €17k | €14k | €33k | €-601 | €11k | ▲ 1,888% |
| Financial income75/76B | €16 | - | €0 | €317 | €349 | ▲ 9.9% |
| Recurring financial income75 | €16 | - | €0 | €317 | €349 | ▲ 9.9% |
| Financial charges65/66B | €3k | €3k | €3k | €2k | €2k | ▼ 17.4% |
| Recurring financial charges65 | €3k | €3k | €3k | €2k | €2k | ▼ 17.4% |
| Profit (loss) for the period before taxes9903 | €14k | €11k | €30k | €-2k | €9k | ▲ 477% |
| Income taxes67/77 | €7k | €6k | €12k | €2k | €4k | ▲ 148% |
| Profit (loss) for the period9904 | €7k | €5k | €19k | €-4k | €5k | ▲ 218% |
| Profit (loss) for the period to be appropriated9905 | €7k | €5k | €19k | €-4k | €5k | ▲ 218% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €220k | €226k | €261k | €238k | €251k | ▲ 5.2% |
| Fixed assets21/28 | €12k | €10k | €19k | €29k | €18k | ▼ 38.2% |
| Tangible fixed assets22/27 | €12k | €10k | €19k | €29k | €18k | ▼ 38.2% |
| Plant, machinery and equipment23 | €3k | €3k | €2k | €1k | €504 | ▼ 56.5% |
| Furniture and vehicles24 | €3k | €1k | €9k | €17k | €9k | ▼ 48.5% |
| Other tangible fixed assets26 | €6k | €5k | €8k | €11k | €8k | ▼ 19.6% |
| Financial fixed assets28 | €1 | €1 | €1 | €1 | €1 | = |
| Current assets29/58 | €208k | €216k | €242k | €210k | €233k | ▲ 11.1% |
| Stocks and contracts in progress3 | €43k | €53k | €41k | €51k | €58k | ▲ 13.3% |
| Stocks30/36 | €43k | €53k | €41k | €51k | €58k | ▲ 13.3% |
| Amounts receivable within one year40/41 | €69k | €93k | €129k | €119k | €99k | ▼ 17.2% |
| Trade receivables40 | €8k | €11k | €54k | €35k | €27k | ▼ 24.4% |
| Other amounts receivable41 | €61k | €82k | €75k | €84k | €72k | ▼ 14.1% |
| Cash at bank and in hand54/58 | €88k | €64k | €64k | €32k | €69k | ▲ 112% |
| Deferred charges and accrued income490/1 | €6k | €6k | €8k | €7k | €8k | ▲ 8.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €220k | €226k | €261k | €238k | €251k | ▲ 5.2% |
| Equity10/15 | €114k | €83k | €101k | €97k | €102k | ▲ 5.1% |
| Contributions10/11 | €29k | €29k | €29k | €29k | €29k | = |
| Reserves13 | €86k | €54k | €73k | €73k | €74k | ▲ 1.0% |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | €3k | = |
| Tax-exempt reserves132 | €199 | €199 | €199 | €199 | €199 | = |
| Distributable reserves133 | €83k | €51k | €70k | €70k | €71k | ▲ 1.1% |
| Profit (loss) carried forward14 | - | - | - | €-4k | - | - |
| Amounts payable17/49 | €105k | €144k | €159k | €141k | €149k | ▲ 5.2% |
| Amounts payable within one year42/48 | €105k | €144k | €159k | €141k | €149k | ▲ 5.2% |
| Financial debts43 | €3k | €3k | €3k | €3k | €3k | ▼ 1.2% |
| Credit institutions430/8 | €3k | €3k | €3k | €3k | €3k | ▼ 1.2% |
| Trade debts44 | €59k | €56k | €58k | €46k | €56k | ▲ 22.0% |
| Suppliers440/4 | €59k | €56k | €58k | €46k | €56k | ▲ 22.0% |
| Advances received on contracts in progress46 | €912 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €11k | €6k | €21k | €7k | €9k | ▲ 26.8% |
| Taxes450/3 | €6k | €1k | €15k | €1k | €3k | ▲ 122% |
| Remuneration and social security454/9 | €6k | €5k | €6k | €6k | €6k | ▲ 4.2% |
| Other amounts payable47/48 | €32k | €78k | €78k | €85k | €81k | ▼ 5.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €5k | €19k | €-4k | €5k | ▲ 218% |
| + Depreciation and write-downs630 | €3k | €4k | €6k | €8k | €11k | ▲ 41.9% |
| Operating cash flow (approximation) | €10k | €9k | €25k | €4k | €16k | ▲ 354% |
| Investment in fixed assets (approximation) | - | €-2k | €-15k | €-18k | €0 | ▲ 100% |
| Change in cash | - | €-24k | €272 | €-32k | €36k | ▲ 213% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Equity above €100kEq €102k ▲5.1%
Equity rises from €97k to €102k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €19k ▲249%
Operating result €33k, net result €19k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲22.7%
5 profitable years in a row build equity to €101k.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
Show earlier events
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1993
Ground area
322 m²
Building footprint
194 m²
Volume, LiDAR
1,173 m³
Parcel 11324D0188/00H004, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SABLON
since 19932.061.767.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0188/00H004 | Flanders | 322 m² | 1 · 194 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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H.C. CERAMIC
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Of 169 companies in sector 46835 we hold annual accounts for 114. 75 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-1993
Fiscal year end31-12
Activities, NACEBEL 2025
46835Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.