SABINA
ActiveSummary
SABINA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €41k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 23% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+12
Solvency48▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.33 in 2024; short-term debt: 60.9% and cash: 58.9% of total assets), and 76.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.4%
Return on assets
29.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
129 d early
2024
31 d early
2023
33 d early
2022
38 d early
2021
32 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k=
2024 · €32k
2018: €117khighest in 8 years
2019: €32k▼ -72.4% vs 2018lowest in 8 years
2020: €32k● 0.0% vs 2019lowest in 8 years
2021: €32k● 0.0% vs 2020lowest in 8 years
2022: €32k● 0.0% vs 2021lowest in 8 years
2023: €32k● 0.0% vs 2022lowest in 8 years
2024: €32k● 0.0% vs 2023lowest in 8 years
2025: €32k● 0.0% vs 2024lowest in 8 years
2018 → 2025
Total assets
€138k▲ 13.3%
2024 · €122k
2018: €155k
2019: €191k▲ +23.0% vs 2018
2020: €194k▲ +1.7% vs 2019highest in 8 years
2021: €83k▼ -57.0% vs 2020lowest in 8 years
2022: €128k▲ +53.8% vs 2021
2023: €171k▲ +33.4% vs 2022
2024: €122k▼ -28.7% vs 2023
2025: €138k▲ +13.3% vs 2024
2018 → 2025
Net result
€41k▲ 114%
2024 · €19k
2018: €57k
2019: €46k▼ -20.2% vs 2018
2020: €25k▼ -45.0% vs 2019
2021: €29k▲ +13.9% vs 2020
2022: €66k▲ +132% vs 2021highest in 8 years
2023: €60k▼ -10.1% vs 2022
2024: €19k▼ -68.2% vs 2023lowest in 8 years
2025: €41k▲ +114% vs 2024
2018 → 2025
Working capital
€17k▼ 4.9%
2024 · €18k
2018: €110khighest in 8 years
2019: €33k▼ -70.2% vs 2018
2020: €30k▼ -8.1% vs 2019
2021: €31k▲ +4.4% vs 2020
2022: €32k▲ +3.5% vs 2021
2023: €15k▼ -54.9% vs 2022lowest in 8 years
2024: €18k▲ +24.6% vs 2023
2025: €17k▼ -4.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€32k=€32k=€32k=€32k=
2021: €32khighest in 5 years
2022: €32k● 0.0% vs 2021highest in 5 years
2023: €32k● 0.0% vs 2022highest in 5 years
2024: €32k● 0.0% vs 2023highest in 5 years
2025: €32k● 0.0% vs 2024highest in 5 years
Operating result€36k-€85k▲ 135%€75k▼ 11.0%€28k▼ 63.3%€53k▲ 90.6%
2021: €36k
2022: €85k▲ +135% vs 2021highest in 5 years
2023: €75k▼ -11.0% vs 2022
2024: €28k▼ -63.3% vs 2023lowest in 5 years
2025: €53k▲ +90.6% vs 2024
Net result€29k-€66k▲ 132%€60k▼ 10.1%€19k▼ 68.2%€41k▲ 114%
2021: €29k
2022: €66k▲ +132% vs 2021highest in 5 years
2023: €60k▼ -10.1% vs 2022
2024: €19k▼ -68.2% vs 2023lowest in 5 years
2025: €41k▲ +114% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 91% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€37k ▼ 23.8%
Current assets
€102k ▲ 37.5%
Equity and liabilities €138k
Equity
€32k =
Debt
€106k ▲ 18.1%
Debt's share of the balance-sheet total rises from 73.5% to 76.6%. Debt is higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €41k
Cash flow
€55k▲
2024 · €33k
Current ratio
1.21▼
2024 · 1.33
Debt to equity
3.28▲
2024 · 2.78
ROE
125.5%▲
2024 · 58.7%
ROA
29.3%▲
2024 · 15.5%
Interest coverage
33.92▲
2024 · 10.95
Debt ≤ 1 year
€84k▲
2024 · €56k
Debt > 1 year
€22k▼
2024 · €33k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€122k€138k▲
Fixed assets21/28€48k€37k▼
Tangible fixed assets22/27€48k€37k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€44k€34k▼
Current assets29/58€74k€102k▲
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€9k€15k▲
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58€55k€81k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€122k€138k▲
Equity10/15€32k€32k=
Contributions10/11€19k€19k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Amounts payable17/49€90k€106k▲
Amounts payable after more than one year17€33k€22k▼
Financial debts170/4€33k€22k▼
Amounts payable within one year42/48€56k€84k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€38k€64k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€276€439▲
Gross operating margin9900€42k€67k▲
Operating profit (loss)9901€28k€53k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€24k€51k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€19k€41k▲
Profit (loss) for the period to be appropriated9905€19k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€41k▲
Profit to be distributed694/7€19k€41k▲
Return on contributions (dividend)694€19k€41k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €588 | €5k | €14k | €14k | ▲ 2.3% |
| Other operating charges640/8 | €551 | €430 | €484 | €276 | €439 | ▲ 59.4% |
| Non-recurring operating charges66A | - | - | €337 | - | - | - |
| Gross operating margin9900 | €38k | €86k | €81k | €42k | €67k | ▲ 61.3% |
| Operating profit (loss)9901 | €36k | €85k | €75k | €28k | €53k | ▲ 90.6% |
| Financial income75/76B | - | - | €0 | - | - | - |
| Recurring financial income75 | - | - | €0 | - | - | - |
| Financial charges65/66B | €32 | €540 | €1k | €4k | €2k | ▼ 47.9% |
| Recurring financial charges65 | €32 | €540 | €1k | €4k | €2k | ▼ 47.9% |
| Profit (loss) for the period before taxes9903 | €36k | €84k | €74k | €24k | €51k | ▲ 113% |
| Income taxes67/77 | €7k | €18k | €14k | €5k | €10k | ▲ 107% |
| Profit (loss) for the period9904 | €29k | €66k | €60k | €19k | €41k | ▲ 114% |
| Profit (loss) for the period to be appropriated9905 | €29k | €66k | €60k | €19k | €41k | ▲ 114% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83k | €128k | €171k | €122k | €138k | ▲ 13.3% |
| Fixed assets21/28 | €925 | €337 | €62k | €48k | €37k | ▼ 23.8% |
| Tangible fixed assets22/27 | €925 | €337 | €62k | €48k | €37k | ▼ 23.8% |
| Plant, machinery and equipment23 | - | - | €5k | €4k | €2k | ▼ 37.1% |
| Furniture and vehicles24 | €925 | €337 | €57k | €44k | €34k | ▼ 22.7% |
| Current assets29/58 | €83k | €128k | €109k | €74k | €102k | ▲ 37.5% |
| Amounts receivable within one year40/41 | €19k | €33k | €12k | €18k | €19k | ▲ 3.9% |
| Trade receivables40 | €11k | €33k | €10k | €9k | €15k | ▲ 70.2% |
| Other amounts receivable41 | €8k | €661 | €3k | €10k | €4k | ▼ 55.4% |
| Cash at bank and in hand54/58 | €62k | €94k | €96k | €55k | €81k | ▲ 49.4% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | €1k | €1k | ▲ 7.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83k | €128k | €171k | €122k | €138k | ▲ 13.3% |
| Equity10/15 | €32k | €32k | €32k | €32k | €32k | = |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €14k | €14k | €14k | €14k | €14k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €12k | €12k | €14k | €14k | €14k | = |
| Amounts payable17/49 | €51k | €96k | €139k | €90k | €106k | ▲ 18.1% |
| Amounts payable after more than one year17 | - | - | €43k | €33k | €22k | ▼ 33.7% |
| Financial debts170/4 | - | - | €43k | €33k | €22k | ▼ 33.7% |
| Amounts payable within one year42/48 | €51k | €95k | €95k | €56k | €84k | ▲ 51.4% |
| Current portion of amounts payable after more than one year42 | - | - | €10k | €11k | €11k | ▲ 5.1% |
| Trade debts44 | €5k | €4k | €2k | €2k | €2k | ▼ 5.2% |
| Suppliers440/4 | €5k | €4k | €2k | €2k | €2k | ▼ 5.2% |
| Taxes, remuneration and social security45 | €5k | €8k | €6k | €5k | €8k | ▲ 65.6% |
| Taxes450/3 | €5k | €8k | €6k | €5k | €8k | ▲ 65.6% |
| Other amounts payable47/48 | €41k | €83k | €76k | €38k | €64k | ▲ 65.2% |
| Accrued charges and deferred income492/3 | - | €506 | €891 | €1k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €66k | €60k | €19k | €41k | ▲ 114% |
| + Depreciation and write-downs630 | €1k | €588 | €5k | €14k | €14k | ▲ 2.3% |
| Operating cash flow (approximation) | €30k | €67k | €64k | €33k | €55k | ▲ 67.0% |
| Investment in fixed assets (approximation) | - | €0 | €-66k | €0 | €-3k | - |
| Change in cash | - | €31k | €2k | €-41k | €27k | ▲ 165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €19k ▼68.2%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €66k ▲132%
Operating result €85k, net result €66k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2015
Ground area
1,152 m²
Building footprint
143 m²
Volume, LiDAR
893 m³
Parcel 46302D1693/00B000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SABINA
since 20152.248.466.136
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302D1693/00B000 | Flanders | 1,152 m² | 1 · 143 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 14,440 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.