Financials
- Fiscal year
- 2024
- Total assets
- €1.3m
- Loss
- -€35,340
- Solvency
- 86.8%
Total assets▼ 4.4%
Net result
20182024
SABEMA
ActiveSummary
SABEMA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.2m and a net result of -€35,340. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 84% of 37957 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
#5 oldest company in Dilsen-Stokkem, Professional and technical services sector1 site
Size
€1.3mtotal assets 2024
- Equity
- €1.2m
- Loss
- -€35,340
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 2 deeds read
Why 82- Figures for FY 2024 (filed 13-08-2025)- Liquidity: current ratio 28.93, cash €24,707+ Founded in 1997+ Size: total assets €1.3mShow the evidence
Checked score
Score 2024
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
100=
equity 86.8% of total assets
Liquidity
52=
short-term debt 1.1% · cash 1.9%
Profitability
15-53
return on assets -2.7%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 0.2%
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%▼ -4.1% vs 12-2025
02-2026: 0.2%▲ +1.2% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.2%▲ +2.4% vs 03-2026
05-2026: 0.2%▲ +1.2% vs 04-2026
06-2026: 0.2%▼ -5.8% vs 05-2026lowest value
07-2026: 0.2%▲ +3.7% vs 06-2026
08-2026: 0.3%▲ +65.9% vs 07-2026
09-2026: 0.3%▲ +13.0% vs 08-2026
10-2026: 0.4%▲ +36.7% vs 09-2026highest value
- Figures for FY 2024 (filed 13-08-2025) raises the probability
- Liquidity: current ratio 28.93, cash €24,707 raises the probability
- Founded in 1997 lowers the probability for this profile
- Size: total assets €1.3m lowers the probability for this profile
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 28.93 against 16.03 in 2023; short-term debt: 1.1% and cash: 1.9% of total assets), and 13.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 40%, profitability 13%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
376 d late
2022
742 d late
2021
409 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 277 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- 13-08-2025Annual accounts filed
- 11-08-2025Annual accounts filed
- 11-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 27-06-1997
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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