Skip to content

SABDENT

Active
Private limited companyfounded 2023active for 3 yearsRue du Patronage 31, 4720 Kelmis, BelgiumKBO/BCE: BE 0802.492.480
Summary

SABDENT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,903 and a net result of €50,498. Equity is growing by about 73% per year across the filed financial years. Its solvency ranks better than 18% of 20,461 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Dental practice
NACE 86230
1 site
Size
€528,050total assets 2025
Staff
1.4 FTE
Equity
€88,903
Profit
€50,498
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 31 days early0 of 1 deed read
Why 93raises riskFounded in 2023lowers riskSector: Human health activities (NACE 86)Size: total assets €528,050Figures for financial year 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 86, micro)
Financial strength · tick = 2024
Strong
Solvency 42-6
equity 16.8% of total assets
Liquidity 58-14
short-term debt 21.3% · cash 12.3%
Profitability 81-15
return on assets 9.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,017 companies, NACE 86, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.94, compared with 1.16 in 2024; short-term debt: 21.3% and cash: 12.3% of total assets), and 83.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 18% on solvency, 35% on liquidity, 27% on profitability and 81% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Size: total assets €528,050
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 30-06-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 20461 sector peers (2025).
NBB · sector comparison
Position among 20461 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 days early
2024
70 days early
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 34 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (3 of the last 3 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · unclassified…
  3. Highest result from 2023 to 2025net €55,540 ▲2,154%

Financials · financial year 2025, micro format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€50,498▼ 9.1%
2024 · €55,540
Working capital
-€6,395
2024 · €13,120
Trend over the years

2023 to 2025, 3 financial years

The operating result falls in 2025; 2025 is 7% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€79,273 2025 Net result€50,498 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€6,175-€84,999▲ 1,277%€79,273▼ 6.7%
Net result€2,464-€55,540▲ 2,154%€50,498within the sector's middle half▼ 9.1%
Equity€3,664-€58,405▲ 1,494%€88,903within the sector's middle half▲ 52.2%
Total assets€212,968-€251,215▲ 18.0%€528,050within the sector's middle half▲ 110%
Debt€209,304-€192,810▼ 7.9%€439,146▲ 128%
Working capital-€32,150-€13,120-€6,395below the sector's middle half
Solvency1.7%-23.2%▲ 21.5pp16.8%below the sector's middle half▼ 6.4pp
Current ratio0.50-1.16▲ 0.660.94below the sector's middle half▼ 0.22
Return on assets (ROA)1.2%-22.1%▲ 21.0pp9.6%below the sector's middle half▼ 12.5pp
Staff (FTE)0.3-1▲ 233%1.4▲ 40.0%
above within below the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €528,050
Fixed assets €422,147 ▲ 170%
Current assets €105,903 ▲ 11.7%
Equity and liabilities €528,050
Equity €88,903 ▲ 52.2%
Debt €439,146 ▲ 128%
Debt's share of the balance-sheet total rises from 76.8% to 83.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€116,146▲
2024 · €115,130
Cash flow
€87,371▲
2024 · €85,671
Debt to equity
4.94▲
2024 · 3.30
ROE
56.8%▼
2024 · 95.1%
Interest coverage
7.57▼
2024 · 14.56
Debt ≤ 1 year
€112,298▲
2024 · €81,718
Debt > 1 year
€326,832▲
2024 · €107,572
Income taxes
€13,433▼
2024 · €21,552
Staff costs
€37,349▼
2024 · €38,484
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€251,215€528,050▲
Fixed assets21/28€156,376€422,147▲
Intangible fixed assets21€79,013€70,013▼
Tangible fixed assets22/27€77,363€352,134▲
Land and buildings22-€288,864
Plant, machinery and equipment23€34,542€31,162▼
Furniture and vehicles24€42,821€32,108▼
Current assets29/58€94,838€105,903▲
Amounts receivable within one year40/41€18,194€36,806▲
Trade receivables40€14,269€24,776▲
Other amounts receivable41€3,925€12,031▲
Cash at bank and in hand54/58€72,846€64,737▼
Deferred charges and accrued income490/1€3,798€4,359▲
Equity and liabilities
Total equity and liabilities10/49€251,215€528,050▲
Equity10/15€58,405€88,903▲
Contributions10/11€2,000€2,000=
Reserves13€56,405€56,405=
Distributable reserves133€56,405€56,405=
Profit (loss) carried forward14-€30,498
Amounts payable17/49€192,810€439,146▲
Amounts payable after more than one year17€107,572€326,832▲
Financial debts170/4€107,572€326,832▲
Amounts payable within one year42/48€81,718€112,298▲
Current portion of amounts payable after more than one year42€36,170€45,382▲
Financial debts43€13,000-
Credit institutions430/8€13,000-
Trade debts44€9,343€32,205▲
Suppliers440/4€9,343€32,205▲
Taxes, remuneration and social security45€21,876€18,711▼
Taxes450/3€15,462€12,333▼
Remuneration and social security454/9€6,414€6,378▼
Other amounts payable47/48€1,328€16,000▲
Accrued charges and deferred income492/3€3,519€17▼
Income statement Code20242025
Remuneration, social security and pensions62€38,484€37,349▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,130€36,873▲
Other operating charges640/8€463€1,169▲
Non-recurring operating charges66A-€27,123
Gross operating margin9900€154,077€181,788▲
Operating profit (loss)9901€84,999€79,273▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€7,907€15,342▲
Recurring financial charges65€7,907€15,342▲
Profit (loss) for the period before taxes9903€77,093€63,931▼
Income taxes67/77€21,552€13,433▼
Profit (loss) for the period9904€55,540€50,498▼
Profit (loss) for the period to be appropriated9905€55,540€50,498▼
Appropriation of the result
Profit (loss) to be appropriated9906€55,540€50,498▼
Transfer to equity691/2€54,740-
To other reserves6921€54,740-
Profit to be distributed694/7€800€20,000▲
Return on contributions (dividend)694€800€20,000▲

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€6,832€38,484€37,349▼ 2.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,657€30,130€36,873▲ 22.4%
Other operating charges640/8€316€463€1,169▲ 152%
Non-recurring operating charges66A--€27,123-
Gross operating margin9900€21,980€154,077€181,788▲ 18.0%
Operating profit (loss)9901€6,175€84,999€79,273▼ 6.7%
Financial income75/76B€0€0€0▼ 4.8%
Recurring financial income75€0€0€0▼ 4.8%
Financial charges65/66B€2,692€7,907€15,342▲ 94.0%
Recurring financial charges65€2,692€7,907€15,342▲ 94.0%
Profit (loss) for the period before taxes9903€3,483€77,093€63,931▼ 17.1%
Income taxes67/77€1,018€21,552€13,433▼ 37.7%
Profit (loss) for the period9904€2,464€55,540€50,498▼ 9.1%
Profit (loss) for the period to be appropriated9905€2,464€55,540€50,498▼ 9.1%
Line202320242025Change
Assets
Total assets20/58€212,968€251,215€528,050▲ 110%
Formation expenses20€443---
Fixed assets21/28€179,763€156,376€422,147▲ 170%
Intangible fixed assets21€88,013€79,013€70,013▼ 11.4%
Tangible fixed assets22/27€91,750€77,363€352,134▲ 355%
Land and buildings22--€288,864-
Plant, machinery and equipment23€43,682€34,542€31,162▼ 9.8%
Furniture and vehicles24€48,068€42,821€32,108▼ 25.0%
Current assets29/58€32,763€94,838€105,903▲ 11.7%
Amounts receivable within one year40/41€2,297€18,194€36,806▲ 102%
Trade receivables40€2,297€14,269€24,776▲ 73.6%
Other amounts receivable41-€3,925€12,031▲ 207%
Cash at bank and in hand54/58€26,210€72,846€64,737▼ 11.1%
Deferred charges and accrued income490/1€4,256€3,798€4,359▲ 14.8%
Equity and liabilities
Total equity and liabilities10/49€212,968€251,215€528,050▲ 110%
Equity10/15€3,664€58,405€88,903▲ 52.2%
Contributions10/11€2,000€2,000€2,000=
Reserves13€1,664€56,405€56,405=
Distributable reserves133€1,664€56,405€56,405=
Profit (loss) carried forward14--€30,498-
Amounts payable17/49€209,304€192,810€439,146▲ 128%
Amounts payable after more than one year17€143,742€107,572€326,832▲ 204%
Financial debts170/4€143,742€107,572€326,832▲ 204%
Amounts payable within one year42/48€64,913€81,718€112,298▲ 37.4%
Current portion of amounts payable after more than one year42€34,513€36,170€45,382▲ 25.5%
Financial debts43-€13,000--
Credit institutions430/8-€13,000--
Trade debts44€9,780€9,343€32,205▲ 245%
Suppliers440/4€9,780€9,343€32,205▲ 245%
Taxes, remuneration and social security45€9,309€21,876€18,711▼ 14.5%
Taxes450/3€7,078€15,462€12,333▼ 20.2%
Remuneration and social security454/9€2,230€6,414€6,378▼ 0.6%
Other amounts payable47/48€11,311€1,328€16,000▲ 1,105%
Accrued charges and deferred income492/3€649€3,519€17▼ 99.5%
Line202320242025Change
Profit (loss) for the period9904€2,464€55,540€50,498▼ 9.1%
+ Depreciation and write-downs630€8,657€30,130€36,873▲ 22.4%
Operating cash flow (approximation)€11,121€85,671€87,371▲ 2.0%
Investment in fixed assets (approximation)--€6,743-€302,644▼ 4,388%
Change in cash-€46,636-€8,109▼ 117%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

SABDENT was incorporated on 7 June 2023 as a private limited company.1 Total assets rose from €212,968 in 2023 to €528,050 in 2025 and headcount from 0.3 to 1.4 full-time equivalents.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
22-05
NBB filing Annual accounts filed
financial year 2024 · unclassified schema
2024
31-12
Financial Highest result from 2023 to 2025net €55,540 ▲2,154%
Operating result €84,999, net result €55,540, both a record.
31-12
Financial Liquidity more than doublescurrent ratio 1.16
Current ratio from 0.50 to 1.16.
31-07
NBB filing Annual accounts filed
financial year 2023 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded07-06-2023
Financial year end31-12
Activities, NACEBEL 2025
86230Dental practice
Contact
Phone 0049/17647316642Kelmis
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802492480
Also 9925:BE0802492480
Registered 28-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 9 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Kelmis · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
293 m²
Building footprint
94 m²
Building volume
777 m³
Parcel 63040A0238/00H000, Wallonia · tallest building 9.8 m. Linked by address, not a title deed.
1 establishment unit
SABDENT
Rue du Patronage 31, 4720 KelmisDental practice
since 2023unit no. 2.346.022.796
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
63040A0238/00H000 Wallonia 293 m² 1 · 94 m² 9.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.