SABATIM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.63M and a net result of €670k. Equity is growing by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 2389 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
92 d late
2023
107 d late
2022
28 d late
2021
29 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€2.63M▲ 11.3%
2024 · €2.37M
2018: €326k
2019: €454k
2020: €840k
2021: €1.17M
2022: €1.55M
2023: €1.95M
2024: €2.37M
2018 → 2025
Net result
€670k▲ 13.1%
2024 · €593k
2018: €47k
2019: €188k
2020: €403k
2021: €426k
2022: €439k
2023: €439k
2024: €593k
2018 → 2025
Total assets
€3.23M▲ 8.9%
2024 · €2.97M
2018: €744k
2019: €889k
2020: €1.30M
2021: €1.77M
2022: €1.89M
2023: €2.41M
2024: €2.97M
2018 → 2025
Solvency
81.5%▲ 1.7pp
2024 · 79.8%
2018: 43.9%
2019: 51.1%
2020: 64.5%
2021: 66.2%
2022: 82.2%
2023: 80.8%
2024: 79.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.17M-€1.55M▲ 33.0%€1.95M▲ 25.2%€2.37M▲ 21.7%€2.63M▲ 11.3%
Operating result€162k-€190k▲ 17.4%€259k▲ 36.4%€283k▲ 9.2%€280k▼ 0.8%
Net result€426k-€439k▲ 3.2%€439k▼ 0.1%€593k▲ 35.0%€670k▲ 13.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.23M
Fixed assets
€269k▲ 24.6%
Current assets
€2.96M▲ 7.7%
Equity and liabilities €3.23M
Equity
€2.63M▲ 11.3%
Debt
€598k▼ 0.3%
The debt ratio falls from 20.2% to 18.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
81.5%▲
2024 · 79.8%
ROE
25.4%▲
2024 · 25.0%
ROA
20.7%▲
2024 · 20.0%
Debt
€598k▼
2024 · €600k
Debt ≤ 1 year
€577k▼
2024 · €578k
Income taxes
€140k▲
2024 · €139k
Staff costs
€57k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.97M€3.23M▲
Fixed assets21/28€216k€269k▲
Tangible fixed assets22/27€18k€9k▼
Plant, machinery and equipment23€1k€816▼
Furniture and vehicles24€17k€8k▼
Financial fixed assets28€198k€260k▲
Current assets29/58€2.75M€2.96M▲
Amounts receivable within one year40/41€58k€421k▲
Trade receivables40€58k€52k▼
Other amounts receivable41-€369k
Current investments50/53€2.36M€1.85M▼
Cash at bank and in hand54/58€331k€694k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.97M€3.23M▲
Equity10/15€2.37M€2.63M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2.31M€2.57M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€2.30M€2.57M▲
Amounts payable17/49€600k€598k▼
Amounts payable within one year42/48€578k€577k▼
Trade debts44€78k€17k▼
Suppliers440/4€78k€17k▼
Taxes, remuneration and social security45€76k€77k▲
Taxes450/3€69k€71k▲
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€424k€483k▲
Accrued charges and deferred income492/3€22k€20k▼
Income statement
Code20242025
Non-recurring operating income76A€1k€3k▲
Remuneration, social security and pensions62€56k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€605€613▲
Non-recurring operating charges66A€344€271▼
Gross operating margin9900€352k€350k▼
Operating profit (loss)9901€283k€280k▼
Financial income75/76B€473k€553k▲
Recurring financial income75€464k€553k▲
Non-recurring financial income76B€9k-
Financial charges65/66B€24k€23k▼
Recurring financial charges65€23k€21k▼
Non-recurring financial charges66B€2k€2k▲
Profit (loss) for the period before taxes9903€732k€811k▲
Income taxes67/77€139k€140k▲
Profit (loss) for the period9904€593k€670k▲
Profit (loss) for the period to be appropriated9905€593k€670k▲
Appropriation of the result
Profit (loss) to be appropriated9906€593k€670k▲
Transfer from equity791/2€171k€403k▲
Transfer to equity691/2€593k€670k▲
To other reserves6921€593k€670k▲
Profit to be distributed694/7€171k€403k▲
Return on contributions (dividend)694€171k€403k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €670k ▲13.1%
Net result €670k, the highest in the series.
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 92 days late
2024
31-12
Financial
Equity above €2MEq €2.37M ▲21.7%
7 profitable years in a row build equity to €2.37M.
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 107 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Equity above €1MEq €1.17M ▲39.1%
4 profitable years in a row build equity to €1.17M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €840k ▲84.9%
3 profitable years in a row build equity to €840k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marche, Rue du Parc Industriel 5/86900 Marche-en-FamenneGround area
8,896 m²
Building footprint
3,711 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
SABATIM SA
since 20032.134.217.358
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0874/00D004 | Wallonia | 4,596 m² | 1 · 2,686 m² | - |
| 83034A0979/00X000 | Wallonia | 4,299 m² | 1 · 1,025 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-11-2003
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
65231
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.