SABAN AUTO
ActiveSABAN AUTO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €578k and a net result of €446k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 378 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 1.84 in 2024; short-term debt: 40.1% and cash: 52.9% of total assets), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.9%
Return on assets
46.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
7 d early
2022
31 d early
2021
4 d early
2020
32 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€446k▲ 5.2%
2024 · €424k
2018: €66k
2019: €96k
2020: €131k
2021: €202k
2022: €306k
2023: €324k
2024: €424k
2018 → 2025
Working capital
€522k▲ 33.3%
2024 · €392k
2018: €60k
2019: €166k
2020: €299k
2021: €194k
2022: €277k
2023: €292k
2024: €392k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€208k-€284k▲ 36.3%€308k▲ 8.4%€412k▲ 33.8%€578k▲ 40.4%
Operating result€260k-€407k▲ 56.4%€428k▲ 5.2%€565k▲ 32.1%€593k▲ 4.9%
Net result€202k-€306k▲ 51.6%€324k▲ 5.9%€424k▲ 31.0%€446k▲ 5.2%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €964k
Fixed assets
€56k▲ 179%
Current assets
€908k▲ 5.9%
Equity and liabilities €964k
Equity
€578k▲ 40.4%
Debt
€386k▼ 17.1%
The debt ratio falls from 53.1% to 40.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€603k▲
2024 · €570k
Cash flow
€456k▲
2024 · €429k
Solvency
59.9%▲
2024 · 46.9%
Current ratio
2.35▲
2024 · 1.84
Quick ratio
1.39▲
2024 · 1.38
Debt / equity
0.67▼
2024 · 1.13
ROE
77.2%▼
2024 · 103.0%
ROA
46.3%▼
2024 · 48.3%
Interest coverage
452.63▲
2024 · 375.29
Debt
€386k▼
2024 · €466k
Debt ≤ 1 year
€386k▼
2024 · €466k
Income taxes
€145k▲
2024 · €139k
Staff costs
€88k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€878k€964k▲
Fixed assets21/28€20k€56k▲
Tangible fixed assets22/27€20k€56k▲
Plant, machinery and equipment23€14k€33k▲
Furniture and vehicles24€6k€23k▲
Current assets29/58€857k€908k▲
Stocks and contracts in progress3€214k€373k▲
Stocks30/36€214k€373k▲
Amounts receivable within one year40/41€75k€19k▼
Trade receivables40€74k€19k▼
Other amounts receivable41€349€252▼
Cash at bank and in hand54/58€565k€511k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€878k€964k▲
Equity10/15€412k€578k▲
Contributions10/11€19k€19k=
Reserves13€387k€557k▲
Distributable reserves133€387k€557k▲
Profit (loss) carried forward14€6k€3k▼
Amounts payable17/49€466k€386k▼
Amounts payable within one year42/48€466k€386k▼
Current portion of amounts payable after more than one year42€18k€18k▼
Trade debts44€49k€17k▼
Suppliers440/4€49k€17k▼
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45€104k€91k▼
Taxes450/3€96k€75k▼
Remuneration and social security454/9€8k€16k▲
Other amounts payable47/48€295k€250k▼
Income statement
Code20242025
Remuneration, social security and pensions62€50k€88k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€10k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€623k€695k▲
Operating profit (loss)9901€565k€593k▲
Financial income75/76B€33-
Recurring financial income75€33-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€564k€592k▲
Income taxes67/77€139k€145k▲
Profit (loss) for the period9904€424k€446k▲
Profit (loss) for the period to be appropriated9905€424k€446k▲
Appropriation of the result
Profit (loss) to be appropriated9906€426k€453k▲
Profit (loss) brought forward from the previous period14P€2k€6k▲
Transfer to equity691/2€100k€170k▲
To other reserves6921€100k€170k▲
Profit to be distributed694/7€320k€280k▼
Return on contributions (dividend)694€320k€280k▼
Social balance
Average headcount (FTE)90871.82.0▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Highest result since 2018net €446k ▲5.2%
Operating result €593k, net result €446k, both a record.
30-09
Financial
Equity above €500kEq €578k ▲40.4%
8 profitable years in a row build equity to €578k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €200kEq €307k ▲74.7%
3 profitable years in a row build equity to €307k.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €150kEq €176k ▲114%
2 profitable years in a row build equity to €176k.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jules Destrée 1627390 QuaregnonGround area
200 m²
Parcel 53065B0732/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Jules Destrée 162, 7390 Quaregnon
since 20172.262.760.174
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53065B0732/00H000indicative | Wallonia | 200 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
August Michiels
BE 0418.241.036
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FORRIM
BE 0432.917.829
Ieper · Eq €578k
CARBON
BE 0417.154.141
Mons · Eq €577k
AUTOSCHADE GUNTHER BROCKEN
BE 0822.296.714
Beveren-Kruibeke-Zwijndrecht · Eq €579k
A-M Motors
BE 0819.911.405
Lebbeke · Eq €577k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,367 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2017
Fiscal year end30-09
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
47812Retail trade
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
45204
71201Architectural and engineering activities; technical testing and analysis
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sabanauto@hotmail.com
Phone:0484/53.12.90