SAANVI IT SOLUTIONS
ActiveSAANVI IT SOLUTIONS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €141k and a net result of €62k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 11.13 against 8.63 in 2023; short-term debt: 9% and cash: 82% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91%
Return on assets
40.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
on the day
2021
40 d early
2020
9 d late
2019
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€141k▲ 37.9%
2023 · €102k
2018: €41k
2019: €100k
2020: €151k
2021: €37k
2022: €59k
2023: €102k
2018 → 2024
Total assets
€155k▲ 34.0%
2023 · €115k
2018: €62k
2019: €138k
2020: €172k
2021: €139k
2022: €97k
2023: €115k
2018 → 2024
Net result
€62k▲ 43.3%
2023 · €43k
2018: €29k
2019: €60k
2020: €51k
2021: €-20k
2022: €39k
2023: €43k
2018 → 2024
Working capital
€141k▲ 37.9%
2023 · €102k
2018: €41k
2019: €100k
2020: €151k
2021: €37k
2022: €59k
2023: €102k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€151k-€37k▼ 75.6%€59k▲ 58.9%€102k▲ 74.1%€141k▲ 37.9%
Operating result€64k-€-20k€50k€51k▲ 1.9%€81k▲ 58.9%
Net result€51k-€-20k€39k€43k▲ 10.3%€62k▲ 43.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 59% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €155k
Equity
€141k▲ 37.9%
Debt
€14k▲ 4.0%
The debt ratio falls from 11.6% to 9.0%. Equity and debt are higher.
Key figures and ratios
Solvency
91.0%▲
2023 · 88.4%
Current ratio
11.13▲
2023 · 8.63
Quick ratio
11.13▲
2023 · 8.63
Debt / equity
0.10▼
2023 · 0.13
ROE
44.2%▲
2023 · 42.6%
ROA
40.3%▲
2023 · 37.6%
Debt
€14k▲
2023 · €13k
Debt ≤ 1 year
€14k▲
2023 · €13k
Income taxes
€18k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€115k€155k▲
Current assets29/58€115k€155k▲
Amounts receivable within one year40/41€21k€26k▲
Trade receivables40€11k€24k▲
Other amounts receivable41€10k€3k▼
Cash at bank and in hand54/58€92k€127k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€115k€155k▲
Equity10/15€102k€141k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€82k€120k▲
Amounts payable17/49€13k€14k▲
Amounts payable within one year42/48€13k€14k▲
Trade debts44€384-
Suppliers440/4€384-
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€3k€10k▲
Other amounts payable47/48€10k€3k▼
Income statement
Code20232024
Other operating charges640/8€1k€231▼
Gross operating margin9900€52k€82k▲
Operating profit (loss)9901€51k€81k▲
Financial income75/76B€13€0▼
Recurring financial income75€13€0▼
Financial charges65/66B€667€863▲
Recurring financial charges65€667€863▲
Profit (loss) for the period before taxes9903€51k€81k▲
Income taxes67/77€7k€18k▲
Profit (loss) for the period9904€43k€62k▲
Profit (loss) for the period to be appropriated9905€43k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€144k▲
Profit (loss) brought forward from the previous period14P€38k€82k▲
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €62k ▲43.3%
Operating result €81k, net result €62k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 8.63
Current ratio from 2.53 to 8.63; short-term debt falls from €38k to €13k.
31-12
Financial
Equity above €100kEq €102k ▲74.1%
2 profitable years in a row build equity to €102k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-20k ▼140%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 8.34
Current ratio from 3.60 to 8.34; short-term debt falls from €38k to €21k.
31-12
Financial
Equity above €150kEq €151k ▲51.3%
3 profitable years in a row build equity to €151k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos des Semeurs 321300 WavreGround area
2,860 m²
Building footprint
961 m²
Volume, LiDAR
15,664 m³
Parcel 21372D0115/00V003, Brussels · tallest building 18.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SAANVI IT SOLUTIONS
since 20182.278.382.520
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0115/00V003 | Brussels | 2,860 m² | 1 · 961 m² | 18.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,884 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.