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SAAM RENOVATIONS

Active
Private limited companyfounded 2024active for 2 yearsVan Bergenstraat 16, 1081 Koekelberg, BelgiumKBO/BCE: BE 1008.763.574
Summary

The computed 12-month bankruptcy probability of SAAM RENOVATIONS is 2.2% (moderate). The 2025 annual accounts show equity of €24,457 and a net result of €22,457. Its solvency ranks better than 59% of 9,309 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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SAAM RENOVATIONSActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€46,844total assets 2025
Equity
€24,457
Profit
€22,457
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Structure
2025 accounts 29 days early
Why 55raises riskFounded in 2024Size: total assets €46,844Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.80, cash €12,928Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 73% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 77
equity 52.2% of total assets
Liquidity 61
short-term debt 47.8% · cash 27.6%
Profitability 100
return on assets 47.9%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)
Last 24 months 05-2025: 6.7% 06-2025: 6.7%● unchanged vs 05-2025 07-2025: 6.9%▲ +0.2 percentage points vs 06-2025 08-2025: 7.1%▲ +0.2 percentage points vs 07-2025 09-2025: 7.3%▲ +0.2 percentage points vs 08-2025 10-2025: 7.8%▲ +0.5 percentage points vs 09-2025 11-2025: 7.8%● unchanged vs 10-2025 12-2025: 8.1%▲ +0.3 percentage points vs 11-2025 01-2026: 7.9%▼ -0.2 percentage points vs 12-2025 02-2026: 7.9%● unchanged vs 01-2026 03-2026: 8.3%▲ +0.4 percentage points vs 02-2026 04-2026: 8.4%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 8.4%● unchanged vs 04-2026highest value 06-2026: 8.4%● unchanged vs 05-2026highest value 07-2026: 8.4%● unchanged vs 06-2026highest value 08-2026: 2.2%▼ -6.2 percentage points vs 07-2026lowest value 09-2026: 2.2%● unchanged vs 08-2026lowest value 10-2026: 2.2%● unchanged vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.8, above the usual 1.5; short-term debt: 47.8% and cash: 27.6% of total assets), and 47.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 60% on solvency, 66% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €46,844
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.80, cash €12,928
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. IncorporationAppointment: OKIC Amir (director) ·…

Key points

  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €46,844 View
  • Active since 2024founded 24-04-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€46,844
Profit
€22,457
Solvency
52.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
24-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
30
Who signs
Each director alone
Annual meeting
Third Friday of June at 18:00
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about SAAM RENOVATIONS

What is the company number of SAAM RENOVATIONS?
1008.763.574. In Belgium the VAT number is the company number with BE in front: BE 1008.763.574.
Where is SAAM RENOVATIONS based?
The registered office is at Van Bergenstraat 16, 1081 Koekelberg.Company details
What does SAAM RENOVATIONS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SAAM RENOVATIONS?
Private limited company (BV).
When was SAAM RENOVATIONS founded?
On 24-04-2024.
Is SAAM RENOVATIONS still active?
Yes, SAAM RENOVATIONS is an active enterprise in the KBO register.
What is the turnover of SAAM RENOVATIONS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SAAM RENOVATIONS profitable?
In financial year 2025, SAAM RENOVATIONS made a profit of €22,457.
Where can I find the annual accounts of SAAM RENOVATIONS?
SAAM RENOVATIONS filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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