SA Techniek
ActiveSA Techniek has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €42k and a net result of €9k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 255 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2026
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability77▲+7
Solvency56▼-18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.81 in 2025; short-term debt: 60.9% and cash: 22.7% of total assets), but 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
31.3%
Return on assets
6.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 14-08-2026, 78 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
78 d early
2025
81 d early
2024
66 d early
2023
76 d early
2022
2 d late
2021
9 d late
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▲ 1,022%
2025 · €818
2019: €2k
2020: €910
2021: €6k
2022: €387
2023: €383
2024: €661
2025: €818
2019 → 2026
Working capital
€44k▲ 90.1%
2025 · €23k
2019: €18k
2020: €17k
2021: €25k
2022: €28k
2023: €34k
2024: €20k
2025: €23k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€31k-€32k▲ 1.2%€32k▲ 2.1%€33k▲ 2.5%€42k▲ 27.6%
Operating result€621-€2k▲ 286%€3k▲ 8.5%€4k▲ 45.1%€11k▲ 200%
Net result€387-€383▼ 1.0%€661▲ 72.6%€818▲ 23.8%€9k▲ 1,022%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2026 is 200% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €135k
Fixed assets
€9k▼ 45.0%
Current assets
€126k▲ 146%
Equity and liabilities €135k
Equity
€42k▲ 27.6%
Debt
€93k▲ 166%
The debt ratio rises from 51.3% to 68.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2025 · €12k
Cash flow
€17k▲
2025 · €9k
Solvency
31.3%▼
2025 · 48.7%
Current ratio
1.53▼
2025 · 1.81
Quick ratio
1.48▼
2025 · 1.62
Debt / equity
2.19▲
2025 · 1.05
ROE
21.6%▲
2025 · 2.5%
ROA
6.8%▲
2025 · 1.2%
Interest coverage
76.05▲
2025 · 12.82
Debt
€93k▲
2025 · €35k
Debt ≤ 1 year
€82k▲
2025 · €28k
Debt > 1 year
€518▼
2025 · €7k
Income taxes
€4k▲
2025 · €2k
Staff costs
€36k▲
2025 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€68k€135k▲
Fixed assets21/28€17k€9k▼
Tangible fixed assets22/27€17k€9k▼
Furniture and vehicles24€17k€9k▼
Financial fixed assets28€470€470=
Current assets29/58€51k€126k▲
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€34k€88k▲
Trade receivables40€27k€66k▲
Other amounts receivable41€7k€22k▲
Cash at bank and in hand54/58€10k€31k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€68k€135k▲
Equity10/15€33k€42k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€15k€24k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€13k€22k▲
Amounts payable17/49€35k€93k▲
Amounts payable after more than one year17€7k€518▼
Financial debts170/4€7k€518▼
Amounts payable within one year42/48€28k€82k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€8k€68k▲
Suppliers440/4€8k€68k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€9k€1k▼
Accrued charges and deferred income492/3-€10k
Income statement
Code20252026
Remuneration, social security and pensions62€30k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€44k€56k▲
Operating profit (loss)9901€4k€11k▲
Financial income75/76B€152€3k▲
Recurring financial income75€152€3k▲
Financial charges65/66B€964€257▼
Recurring financial charges65€964€257▼
Profit (loss) for the period before taxes9903€3k€14k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€818€9k▲
Profit (loss) for the period to be appropriated9905€818€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€818€9k▲
Transfer to equity691/2€818€9k▲
To other reserves6921€818€9k▲
Social balance
Average headcount (FTE)90871.01.8▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-03
Financial
Highest result since 2019net €9k ▲1022%
Operating result €11k, net result €9k, both a record.
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet €383 ▼1%
Net result drops to €383, the lowest in the series; recovery starts the following year.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 9 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lavendelstraat 719000 GentGround area
86 m²
Building footprint
62 m²
Volume, LiDAR
471 m³
Parcel 44810K0328/00T002, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lavendelstraat 71, 9000 Gent
since 20162.253.490.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0328/00T002 | Flanders | 86 m² | 1 · 62 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsSanitaire en verwarmingsinstallaties duaal (so)
Technicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Vakman installatietechnieken (vwo)
Similar companies · same sector, comparable size
ELZ Solutions
BE 0556.617.573
Koekelare · Eq €42k
KOEN ROTSAERT
BE 0563.669.374
Koekelare · Eq €42k
SOLUTECH SERVICES
BE 0599.933.320
Thimister-Clermont · Eq €42k
BVL
BE 0812.709.550
Essen · Eq €42k
SCHELLENS POORT REALISATIE
BE 0821.289.694
Hulshout · Eq €42k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2016
Fiscal year end31-03
Abbreviation NL
S.A. Techniek
Activities, NACEBEL
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
43999Specialised construction activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.