S63 SERVICE
ActiveS63 SERVICE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €12k. Its solvency ranks better than 38% of 2510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +66 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▲+14
Growth78
Stability82
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.32), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
28.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-09-2026, 36 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
36 d late
2024
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k
2024 · €-531
2024: €-531
2024 → 2025
Total assets
€43k▲ 6,046%
2024 · €704
2024: €704
2024 → 2025
Net result
€12k
2024 · €-4k
2024: €-4k
2024 → 2025
Working capital
€10k
2024 · €-531
2024: €-531
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-531-€12k
Operating result€-4k-€15k
Net result€-4k-€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €4k in 2024.
Balance-sheet composition
Assets €43k
Fixed assets
€2k
Current assets
€42k
Equity and liabilities €43k
Equity
€12k
Debt
€31k
Debt finances 72.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€15k
Cash flow
€13k
Solvency
27.3%
Current ratio
1.32
Quick ratio
1.14
Debt / equity
2.66
ROE
104.5%
ROA
28.6%
Interest coverage
42.23
Debt
€31k▲
2024 · €1k
Debt ≤ 1 year
€31k▲
2024 · €1k
Income taxes
€2k
Staff costs
€31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€704€43k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€704€42k▲
Stocks and contracts in progress3-€6k
Stocks30/36-€6k
Amounts receivable within one year40/41-€35k
Trade receivables40-€34k
Other amounts receivable41-€395
Cash at bank and in hand54/58€704€1k▲
Equity and liabilities
Total equity and liabilities10/49€704€43k▲
Equity10/15€-531€12k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-4k€9k▲
Amounts payable17/49€1k€31k▲
Amounts payable within one year42/48€1k€31k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45-€25k
Taxes450/3-€14k
Remuneration and social security454/9-€11k
Other amounts payable47/48-€1k
Income statement
Code20242025
Remuneration, social security and pensions62-€31k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€425
Other operating charges640/8-€500
Gross operating margin9900€-4k€47k▲
Operating profit (loss)9901€-4k€15k▲
Financial income75/76B-€63
Recurring financial income75-€63
Financial charges65/66B€24€366▲
Recurring financial charges65€24€366▲
Profit (loss) for the period before taxes9903€-4k€15k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-4k€12k▲
Profit (loss) for the period to be appropriated9905€-4k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€9k▲
Profit (loss) brought forward from the previous period14P-€-4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 36 days late
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.32
Current ratio from 0.57 to 1.32.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dam 109080 LochristiGround area
1,235 m²
Building footprint
1,174 m²
Volume, LiDAR
7,250 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S63 SERVICE
since 20242.365.056.473
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0898/00K000 | Flanders | 1,083 m² | 1 · 1,083 m² | 8.1 m · 2 fl. |
| 44076C0385/00C000 | Flanders | 152 m² | 1 · 91 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Martin J
BE 1028.196.634
Libin · Eq €12k
GARAGE PATRICK BAUDOUIN ET FILS
BE 0670.792.117
Beauraing · Eq €12k
GARAGE ALDO
BE 0442.546.860
Genk · Eq €12k
GRELE SOLUTION
BE 0800.224.066
Libin · Eq €12k
Y Works
BE 0804.685.868
Beveren-Kruibeke-Zwijndrecht · Eq €12k
Of 7,343 companies in sector 95311 we hold annual accounts for 2,939. 1,277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2024
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95313Repair and fitting of specific motor vehicle parts
45204
95315Tyre services
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.