Financials
- Financial year
- 2025
- Total assets
- €276,980
- Profit
- €15,169
- Solvency
- 40.9%
Total assets▼ 1.5%
Net result
20212025
S3R
ActiveSummary
The computed 12-month bankruptcy probability of S3R is 2.1% (moderate). The 2025 annual accounts show equity of €113,317 and a net result of €15,169. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 48% of 9,354 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €260,000turnover 2025, estimated
- Equity
- €113,317
- Profit
- €15,169
Turnover estimated from the gross margin
Structure
2025 accounts 37 days early1 deed in the Belgian Official Gazette
Why 54raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020Size: total assets €276,980Liquidity: current ratio 0.69, cash €3,803Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 51% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency
66+6
equity 40.9% of total assets
Liquidity
44-1
short-term debt 22.8% · cash 1.4%
Profitability
76+2
return on assets 5.5%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.6%
12-2024: 2.7%▲ +0.1 percentage points vs 11-2024
01-2025: 2.7%● unchanged vs 12-2024
02-2025: 2.7%● unchanged vs 01-2025
03-2025: 2.7%● unchanged vs 02-2025
04-2025: 3.0%▲ +0.3 percentage points vs 03-2025
05-2025: 3.1%▲ +0.1 percentage points vs 04-2025
06-2025: 3.0%▼ -0.1 percentage points vs 05-2025
07-2025: 3.0%● unchanged vs 06-2025
08-2025: 3.0%● unchanged vs 07-2025
09-2025: 3.0%● unchanged vs 08-2025
10-2025: 2.9%▼ -0.1 percentage points vs 09-2025
11-2025: 2.7%▼ -0.2 percentage points vs 10-2025
12-2025: 2.7%● unchanged vs 11-2025
01-2026: 2.7%● unchanged vs 12-2025
02-2026: 2.7%● unchanged vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 2.9%▲ +0.2 percentage points vs 03-2026
05-2026: 2.9%● unchanged vs 04-2026
06-2026: 2.9%● unchanged vs 05-2026
07-2026: 3.1%▲ +0.2 percentage points vs 06-2026
08-2026: 3.3%▲ +0.2 percentage points vs 07-2026
09-2026: 3.4%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 2.1%▼ -1.3 percentage points vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.69, compared with 0.76 in 2024, below 1; short-term debt: 22.8% and cash: 1.4% of total assets), and 59.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 49% on solvency, 42% on liquidity, 53% on profitability and 59% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
37 days early
2024
69 days early
2023
58 days early
2022
46 days early
2021
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 45 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €113,317 ▲14.5%
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2022
- Next accounts
- by 31-07-2027
- 03-06-2024Annual accounts filed
- 15-06-2023Annual accounts filed
- 15-07-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 03-08-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about S3R
- What is the company number of S3R?
- 0751.723.670. In Belgium the VAT number is the company number with BE in front: BE 0751.723.670.
- Where is S3R based?
- The registered office is at Bareldreef(BOR) 99, 2880 Bornem.Company details
- What does S3R do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of S3R?
- Private limited company (BV).
- When was S3R founded?
- On 03-08-2020.
- Is S3R still active?
- Yes, S3R is an active enterprise in the KBO register.
- What is the turnover of S3R?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is S3R profitable?
- In financial year 2025, S3R made a profit of €15,169.
- Where can I find the annual accounts of S3R?
- S3R filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S3R due?
- By 31-07-2027, for financial year 2026.Timeline
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