Financials
- Financial year
- 2025
- Total assets
- €23,039
- Profit
- €8,945
- Solvency
- 43.9%
S3 Accounting
ActiveSummary
S3 Accounting has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,112 and a net result of €8,945. Its solvency ranks better than 38% of 15,701 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€23,039total assets 2025
- Equity
- €10,112
- Profit
- €8,945
Turnover not published (micro format)
Structure
- FJS accountingDirector · permanent representative JOCHMANS Frederik
- SCHUTTERS StéfanieDirector
Accounts 144 days early
Why 95raises riskFounded in 2025lowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.55, cash €10,326Figures for financial year 2025 (filed 09-03-2026)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 69, micro)
Financial strength
Strong
Solvency
69
equity 43.9% of total assets
Liquidity
76
short-term debt 48.9% · cash 44.8%
Profitability
100
return on assets 38.8%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: < 0.1%lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.55, above the usual 1.5; short-term debt: 48.9% and cash: 44.8% of total assets), but 56.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 41% on solvency, 65% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
144 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: SCHUTTERS Stéfanie (director) and…
Key points
By topic
Board & ownership
- Board
- 2 members
- FJS accountingDirector
- SCHUTTERS StéfanieDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 30-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 10
- Who signs
- Each director alone
- Annual meeting
- Last Friday of June at 20:00
- Purpose
- “Juridische dienstverlening die verband houden met de werkzaamheden van de…” (deed in Dutch)
Key facts about S3 Accounting
- What is the company number of S3 Accounting?
- 1022.882.915. In Belgium the VAT number is the company number with BE in front: BE 1022.882.915.
- Where is S3 Accounting based?
- The registered office is at Blerebergstraat 27, 3390 Tielt-Winge.Company details
- What does S3 Accounting do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of S3 Accounting?
- Private limited company (BV).
- When was S3 Accounting founded?
- On 30-04-2025.
- Is S3 Accounting still active?
- Yes, S3 Accounting is an active enterprise in the KBO register.
- What is the turnover of S3 Accounting?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is S3 Accounting profitable?
- In financial year 2025, S3 Accounting made a profit of €8,945.
- Where can I find the annual accounts of S3 Accounting?
- S3 Accounting filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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