DEYO RETAIL BV
ActiveThe computed 12-month bankruptcy probability of DEYO RETAIL BV is 1.9% (moderate). The 2025 annual accounts show equity of €22k and a net result of €17k. Its solvency ranks better than 61% of 18016 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency89
Growth-
Stability67
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.88), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.8%
Return on assets
36.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
35 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€22k
Total assets
€48k
Net result
€17k
Working capital
€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €48k
Equity
€22k
Debt
€25k
Debt finances 53.2% of the balance-sheet total.
Key figures and ratios
Solvency
46.8%
Current ratio
1.88
Quick ratio
1.88
Debt / equity
1.14
ROE
77.6%
ROA
36.3%
Debt
€25k
Debt ≤ 1 year
€25k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€48k
Current assets29/58€48k
Amounts receivable within one year40/41€4k
Trade receivables40€4k
Cash at bank and in hand54/58€44k
Equity and liabilities
Total equity and liabilities10/49€48k
Equity10/15€22k
Contributions10/11€5k
Reserves13€17k
Distributable reserves133€17k
Amounts payable17/49€25k
Amounts payable within one year42/48€25k
Trade debts44€14k
Suppliers440/4€14k
Advances received on contracts in progress46€3k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€3k
Income statement
Code2025
Other operating charges640/8€547
Gross operating margin9900€22k
Operating profit (loss)9901€22k
Financial charges65/66B€142
Recurring financial charges65€142
Profit (loss) for the period before taxes9903€22k
Income taxes67/77€4k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
Transfer to equity691/2€17k
To other reserves6921€17k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 2022550 KontichGround area
6,410 m²
Building footprint
1,477 m²
Volume, LiDAR
4,594 m³
Parcel 11024F0162/00D000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Carrefour Market
since 20242.361.054.333
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024F0162/00D000 | Flanders | 6,410 m² | 1 · 1,477 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKontich2.361.054.333
Similar companies · same sector, comparable size
Jah-Ell
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Kozan Company
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PEETERS-GOVERS TERBLAD
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end31-12
Legal name NL
S.Y.D. Group
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
62020IT consultancy
62200Computer consultancy and computer facilities management
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.