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S. VAN BERKEL

Active
Private limited company (pre-2019)founded 199827 yrs activeKrommendijk 17, 2382 Ravels, BelgiumKBO/BCE: BE 0464.763.523
Summary

S. VAN BERKEL has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€37,950) and a net result of -€3,380. Equity is shrinking by ~9.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability19▼-3
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 183.6% of total assets, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-83.6%
Return on assets
-7.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€37,950
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
45 d late
2024
8 d late
2023
29 d late
2022
31 d late
2021
61 d late
2020
12 d late
2019
33 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 31 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 December 1998, S. VAN BERKEL was incorporated.1 Total assets went from EUR 45,378 in 2018 to EUR 45,378 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€37,950▼ 9.8%
2024 · -€34,569
Total assets
€45,378=
2024 · €45,378
Net result
-€3,380▼ 21.5%
2024 · -€2,783
Working capital
Not included in this filing
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,936▲ 23.3%-€2,680▼ 38.5%-€2,466▲ 8.0%-€2,716▼ 10.1%-€3,314▼ 22.0%
Net result-€1,980▲ 21.6%-€2,728▼ 37.8%-€2,529▲ 7.3%-€2,783▼ 10.1%-€3,380▼ 21.5%
Equity-€26,529▼ 8.1%-€29,258▼ 10.3%-€31,786▼ 8.6%-€34,569▼ 8.8%-€37,950▼ 9.8%
Total assets€45,378=€45,378=€45,378=€45,378=€45,378=
Debt€71,907▲ 2.8%€74,636▲ 3.8%€77,164▲ 3.4%€79,947▲ 3.6%€83,328▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2021: -€1,936-€1,936Net result 2021: -€1,980-€1,980Operating result 2022: -€2,680-€2,680Net result 2022: -€2,728-€2,728Operating result 2023: -€2,466-€2,466Net result 2023: -€2,529-€2,529Operating result 2024: -€2,716-€2,716Net result 2024: -€2,783-€2,783Operating result 2025: -€3,314-€3,314Net result 2025: -€3,380-€3,38020212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€2,466-€2,470Net result 2023: -€2,529-€2,530Operating result 2024: -€2,716-€2,720Net result 2024: -€2,783-€2,780Operating result 2025: -€3,314-€3,310Net result 2025: -€3,380-€3,380202320242025
The operating result stays negative: a loss of €3,314 in 2025 against €2,716 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
2025 value · change against 2024
Solvency
-83.6%▼
2024 · -76.2%
Debt to equity
-2.20▲
2024 · -2.31
ROA
-7.4%▼
2024 · -6.1%
Debt ≤ 1 year
€83,328▲
2024 · €79,947
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 22 lines
Balance sheet Code20242025
Assets
Total assets20/58€45,378€45,378=
Fixed assets21/28€45,378€45,378=
Financial fixed assets28€45,378€45,378=
Equity and liabilities
Total equity and liabilities10/49€45,378€45,378=
Equity10/15-€34,569-€37,950▼
Contributions10/11€6,348€6,348=
Profit (loss) carried forward14-€40,917-€44,297▼
Amounts payable17/49€79,947€83,328▲
Amounts payable within one year42/48€79,947€83,328▲
Trade debts44€2,411€669▼
Suppliers440/4€2,411€669▼
Other amounts payable47/48€77,536€82,659▲
Income statement Code20242025
Other operating charges640/8€569€585▲
Gross operating margin9900-€2,147-€2,729▼
Operating profit (loss)9901-€2,716-€3,314▼
Financial charges65/66B€67€66▼
Recurring financial charges65€67€66▼
Profit (loss) for the period before taxes9903-€2,783-€3,380▼
Profit (loss) for the period9904-€2,783-€3,380▼
Profit (loss) for the period to be appropriated9905-€2,783-€3,380▼
Appropriation of the result
Profit (loss) to be appropriated9906-€40,917-€44,297▼
Profit (loss) brought forward from the previous period14P-€38,134-€40,917▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€503€627€557€569€585▲ 2.9%
Gross operating margin9900-€1,433-€2,054-€1,909-€2,147-€2,729▼ 27.1%
Operating profit (loss)9901-€1,936-€2,680-€2,466-€2,716-€3,314▼ 22.0%
Financial income75/76B€0€0----
Recurring financial income75€0€0----
Financial charges65/66B€44€48€63€67€66▼ 1.5%
Recurring financial charges65€44€48€63€67€66▼ 1.5%
Profit (loss) for the period before taxes9903-€1,980-€2,728-€2,529-€2,783-€3,380▼ 21.5%
Profit (loss) for the period9904-€1,980-€2,728-€2,529-€2,783-€3,380▼ 21.5%
Profit (loss) for the period to be appropriated9905-€1,980-€2,728-€2,529-€2,783-€3,380▼ 21.5%
Line20212022202320242025Change
Assets
Total assets20/58€45,378€45,378€45,378€45,378€45,378=
Fixed assets21/28€45,378€45,378€45,378€45,378€45,378=
Financial fixed assets28€45,378€45,378€45,378€45,378€45,378=
Equity and liabilities
Total equity and liabilities10/49€45,378€45,378€45,378€45,378€45,378=
Equity10/15-€26,529-€29,258-€31,786-€34,569-€37,950▼ 9.8%
Contributions10/11€6,348€6,348€6,348€6,348€6,348=
Profit (loss) carried forward14-€32,877-€35,605-€38,134-€40,917-€44,297▼ 8.3%
Amounts payable17/49€71,907€74,636€77,164€79,947€83,328▲ 4.2%
Amounts payable within one year42/48€71,907€74,288€77,164€79,947€83,328▲ 4.2%
Trade debts44€1,488€986€2,280€2,411€669▼ 72.3%
Suppliers440/4€1,488€986€2,280€2,411€669▼ 72.3%
Other amounts payable47/48€70,420€73,302€74,885€77,536€82,659▲ 6.6%
Accrued charges and deferred income492/3€0€348€0---
Line20212022202320242025Change
Profit (loss) for the period9904-€1,980-€2,728-€2,529-€2,783-€3,380▼ 21.5%
Operating cash flow (approximation)-€1,980-€2,728-€2,529-€2,783-€3,380▼ 21.5%
Investment in fixed assets (approximation)-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial Weakest financial yearnet -€3,380
Net result drops to -€3,380, the lowest in the series.
08-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
12-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
02-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
06-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 37 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
1,177 m²
Building footprint
216 m²
Volume, LiDAR
1,554 m³
Parcel 13033D0007/00D000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Krommendijk 17, 2382 Ravels
NACE 67120
since 19982.182.650.250
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13033D0007/00D000 Flanders 1,177 m² 1 · 216 m² 11.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of S. VAN BERKEL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded07-12-1998
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.