Financials
- Financial year
- 2025
- Total assets
- €164,736
- Profit
- €8,502
- Solvency
- 59.2%
Total assets▲ 0.2%
Net result
20192025
S&V VERNIEST
ActiveSummary
S&V VERNIEST has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,521 and a net result of €8,502. Equity is growing by about 52% per year across the filed financial years. Its solvency ranks better than 64% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Plumbing work
NACE 43221
1 site
Size
€164,736total assets 2025
- Equity
- €97,521
- Profit
- €8,502
Turnover not published (micro format)
Why 67raises riskFigures for financial year 2025 (filed 14-11-2025)Sector: Specialised construction activities (NACE 43)Size: total assets €164,736lowers riskEquity €97,521 (59.2% of total assets)Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 47% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency
84+4
equity 59.2% of total assets
Liquidity
35=
short-term debt 40.2% · cash 3.4%
Profitability
75+14
return on assets 5.2%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.8%▲ +0.1 percentage points vs 11-2024
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▼ -0.1 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.9%▲ +0.1 percentage points vs 09-2025
11-2025: 1.3%▲ +0.4 percentage points vs 10-2025highest value
12-2025: 0.7%▼ -0.6 percentage points vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026lowest value
10-2026: 1.0%▲ +0.3 percentage points vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.34, compared with 2.13 in 2024, above the usual 1.5; short-term debt: 40.2% and cash: 3.4% of total assets), and 40.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 65% on solvency, 24% on liquidity, 49% on profitability and 52% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-11-2025, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
14 days late
2024
27 days late
2023
13 days late
2022
18 days late
2021
29 days late
2020
30 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 18 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-03-2026 year end26-10-2026 today31-10-2026 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Appointment: Cederick Daniel Verniest (director)Capital conversion · Amendment of…
Key points
By topic
Board & ownership
- Board
- 1 member
- Cederick Daniel VerniestDirector
Timeline
- Events
- 12
- Since
- 2018
- Next accounts
- by 31-10-2026
- 13-11-2023Annual accounts filed
- 31-03-2023Highest result from 2019 to 2025
- 18-11-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Plumbing workNACE 43221
- Founded
- 23-06-2015
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 18
- Annual meeting
- Last Monday of September at 14:00
- Purpose
- “De ontwikkeling,de fabricage,de montage,het onderhoud,de herstelling en de afstelling van…” (deed in Dutch)
Key facts about S&V VERNIEST
- What is the company number of S&V VERNIEST?
- 0632.675.075. In Belgium the VAT number is the company number with BE in front: BE 0632.675.075.
- Where is S&V VERNIEST based?
- The registered office is at Helmkruidstraat 55, 9032 Gent.Company details
- What does S&V VERNIEST do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of S&V VERNIEST?
- Private limited company (BV).
- When was S&V VERNIEST founded?
- On 23-06-2015.
- Is S&V VERNIEST still active?
- Yes, S&V VERNIEST is an active enterprise in the KBO register.
- What is the turnover of S&V VERNIEST?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is S&V VERNIEST profitable?
- In financial year 2025, S&V VERNIEST made a profit of €8,502.
- Where can I find the annual accounts of S&V VERNIEST?
- S&V VERNIEST filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S&V VERNIEST due?
- By 31-10-2026, for financial year 2026.Timeline
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