Skip to content

S&V VERNIEST

Active
Private limited companyfounded 2015active for 11 yearsHelmkruidstraat 55, 9032 Gent, BelgiumKBO/BCE: BE 0632.675.075
Summary

S&V VERNIEST has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €121,158 and a net result of €23,637. Equity is growing by about 26% per year across the filed financial years. Its solvency ranks better than 43% of 681 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow ReportCompare
S&V VERNIESTActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Plumbing work
NACE 43221
1 site
Size
≈ €220,000turnover 2026, estimated
Equity
€121,158
Profit
€23,637
Turnover estimated from the gross margin
Financial health
81 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2026 accounts 3 days early1 of 3 deeds summarised
Why 81raises riskSector: Specialised construction activities (NACE 43)Size: total assets €268,825Liquidity: current ratio 2.01, cash €5,595lowers riskFounded in 2015Show the evidence

Checked score

Score 2026
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Strong
Solvency 70-14
equity 45.1% of total assets
Liquidity 39+4
short-term debt 31.7% · cash 2.1%
Profitability 80+5
return on assets 8.8%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.8%▲ +0.1 percentage points vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▼ -0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.9%▲ +0.1 percentage points vs 09-2025 11-2025: 1.3%▲ +0.4 percentage points vs 10-2025highest value 12-2025: 0.7%▼ -0.6 percentage points vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.5%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.01, compared with 2.34 in 2025, above the usual 1.5; short-term debt: 31.7% and cash: 2.1% of total assets), but 54.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 65% on solvency, 24% on liquidity, 49% on profitability and 52% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €268,825
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 2.01, cash €5,595
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-10-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
3 days early
2025
14 days late
2024
27 days late
2023
13 days late
2022
18 days late
2021
29 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 14 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Equity above €100,000equity €121,158 ▲24.2%
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Positive: 7 profitable years in a rowprofit 2026: €23,637 7 years View
  • One director decidessole director in office 1 View
  • Total assets 20266 financial years filed €268,825 View

By topic

Financials

Financial year
2026
Total assets
€268,825
Profit
€23,637
Solvency
45.1%
Total assets▲ 63.2%
Net result
20192026
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-10-2027
  1. 27-11-2024Annual accounts filed
  2. 19-03-2024Appointment: Cederick Daniel Verniest (director)
  3. 13-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
23-06-2015
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
18
Annual meeting
Last Monday of September at 14:00
Purpose
“De ontwikkeling,de fabricage,de montage,het onderhoud,de herstelling en de afstelling van…” (deed in Dutch)
Go to Articles of association

Key facts about S&V VERNIEST

What is the company number of S&V VERNIEST?
0632.675.075. In Belgium the VAT number is the company number with BE in front: BE 0632.675.075.
Where is S&V VERNIEST based?
The registered office is at Helmkruidstraat 55, 9032 Gent.Company details
What does S&V VERNIEST do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of S&V VERNIEST?
Private limited company (BV).
When was S&V VERNIEST founded?
On 23-06-2015.
Is S&V VERNIEST still active?
Yes, S&V VERNIEST is an active enterprise in the KBO register.
What is the turnover of S&V VERNIEST?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is S&V VERNIEST profitable?
In financial year 2026, S&V VERNIEST made a profit of €23,637.
Where can I find the annual accounts of S&V VERNIEST?
S&V VERNIEST filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of S&V VERNIEST due?
By 31-10-2027, for financial year 2027.Timeline

Companies related to S&V VERNIEST

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure