Debts
€32,284 99% of the balance sheet
Suppliers 14%Taxes and wages 42%Other 44%
S.V.D.
Lifetime
18 annual accounts with figures on one time axispeak €113,489 (2014)
€48,824▼ 1.2%
lowest -€14,068 (2019)
€10,411▲ 990%
peak €11,006 (2018)
€328▲ €10,411
€32,284▼ 54.6%
peak 2.8 FTE (2015)
-not published
Board1 name since 2005
1 directorCrupi Abramo
Documentsfilings and deeds
30-06-202531 days before the deadline
2024micro format
Result from €955 to €10,411Legal-form change · Resignations & appointments 23-01Equity from -€10,084 to €328Debts from €71,120 to €32,284
Key points
from the 2024 annual accountsChecked score
54
Fair
Financially stronger than 45% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.3%
01-2025: 2.3%● unchanged vs 12-2024
02-2025: 2.3%● unchanged vs 01-2025
03-2025: 2.4%▲ +0.1 percentage points vs 02-2025
04-2025: 2.4%● unchanged vs 03-2025highest value
05-2025: 2.4%● unchanged vs 04-2025
06-2025: 2.3%▼ -0.1 percentage points vs 05-2025
07-2025: 1.0%▼ -1.3 percentage points vs 06-2025
08-2025: 1.0%● unchanged vs 07-2025
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.1%▲ +0.1 percentage points vs 03-2026
05-2026: 1.0%▼ -0.1 percentage points vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026lowest value
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.4%▲ +0.4 percentage points vs 07-2026
09-2026: 1.6%▲ +0.2 percentage points vs 08-2026
10-2026: 1.9%▲ +0.3 percentage points vs 09-2026
11-2026: 1.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2024 (filed on 30-06-2025)
Sector: Food and beverage service activities (NACE 56)
lowers risk
Founded in 2001
Liquidity: current ratio 0.44, cash €8,868
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 26% of them on solvency, 29% on liquidity, 64% on profitability and 60% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 931 companies had the same profile as S.V.D. has now. Each dot stands for 3 companies, two years later.
93.1%
were still trading
4.6%
stopped another way
1.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of S.V.D. itself: 1.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 931 companies, not a prediction for S.V.D.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.44 (0.57 in 2023), below 1. Short-term debt is 99% and cash 27.2% of total assets. 99% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
31 days early
2023
26 days late
2022
32 days late
2021
31 days late
2020
26 days late
2019
115 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 33 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0474849147
Legal-form change · Resignations & appointments
Board composition: CRUPI Abramo (director) · Gazette deed
First establishment
Stevinstraat 120, Brussels
Incorporation
published on 01-06-2001 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.V.D. Brussels | €181,630 | 7.5% | 1.0% | - |
| TRIKI Bastogne | - | - | 41.9% | - |
| THE MEXICAN Leuven | - | - | -96.7% | - |
| K.K.O. Leopoldsburg | - | - | 29.7% | - |
| RESTAURANT LE XENI Braine-le-Comte | €259,946 | -5.2% | 31.5% | - |
| L'HUMIDOR Brussels | - | - | -111.8% | - |
| FAMILIA INVEST Forest | €150,458 | 5.0% | -162.3% | - |
Grey: the largest companies of the sector (food and beverage service (NACE 56)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as S.V.D.: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €24,600 and €35,900, founded between 1999 and 2004.
Official details
Source: KBO- Status
- Active since 21-05-2001Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Establishment unit
- 2.094.424.4931000 Brussels, since 03-07-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 13-02-2026
Annual accounts 2024
- €32,612▼ 46.6%
- Employeeson 31-12-2024
- 2▼ 33.3%
- Filing
- Filed on 30-06-2025
Insights on S.V.D.
S.V.D. files the micro format. That format states no turnover. The gross margin rose from €2,686 in 2007 to €48,824 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S.V.D.
- What is the company number of S.V.D.?
- The company number of S.V.D. is 0474.849.147. The VAT number is the same number with BE in front: BE 0474.849.147.
- Where is S.V.D. based?
- The registered office is at Stevinstraat 120, 1000 Brussels.Company details
- What does S.V.D. do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of S.V.D.?
- S.V.D. is a private limited company (BV).
- When was S.V.D. founded?
- S.V.D. was founded on 21-05-2001.
- Is S.V.D. still active?
- Yes, S.V.D. is an active enterprise in the KBO register.
- How many employees does S.V.D. have?
- S.V.D. had an average of 2.7 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of S.V.D.?
- The turnover of S.V.D. was €181,630 in financial year 2024, according to the filed annual accounts.
- Is S.V.D. profitable?
- In financial year 2024, S.V.D. made a profit of €10,411.
- Where can I find the annual accounts of S.V.D.?
- S.V.D. filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.