Financials
- Financial year
- 2025
- Total assets
- €143,883
- Profit
- €107,139
- Solvency
- 76.2%
SŒUR BERNARD
ActiveSummary
SŒUR BERNARD has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,639 and a net result of €107,139. Its solvency ranks better than 79% of 13,375 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Wholesale of live animals
NACE 46231
1 site
Size
€143,883total assets 2025
- Equity
- €109,639
- Profit
- €107,139
Turnover not published (micro format)
Structure
Accounts 36 days early0 of 1 deed read
Why 98raises riskFounded in 2025lowers riskLiquidity: current ratio 4.19, cash €131,366Equity €109,639 (76.2% of total assets)Figures for financial year 2025 (filed 25-06-2026)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 92% of its sector peers (NACE 46, micro)
Financial strength
Strong
Solvency
100
equity 76.2% of total assets
Liquidity
91
short-term debt 23.8% · cash 91.3%
Profitability
100
return on assets 74.5%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 1.6%
05-2026: 1.6%● unchanged vs 04-2026
06-2026: 1.7%▲ +0.1 percentage points vs 05-2026
07-2026: 2.0%▲ +0.3 percentage points vs 06-2026
08-2026: 2.1%▲ +0.1 percentage points vs 07-2026
09-2026: 2.3%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -2.2 percentage points vs 09-2026lowest value
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 4.19, above the usual 1.5; short-term debt: 23.8% and cash: 91.3% of total assets), and 23.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 90% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
36 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of live animalsNACE 46231
- Founded
- 17-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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