S-TEEL Technics
ActiveS-TEEL Technics has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €3k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▲+8
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 7.35 against 5.25 in 2024), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
1.2%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
43 d early
2023
15 d early
2022
2 d early
2021
8 d early
2020
39 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▲ 1.6%
2024 · €180k
2018: €242k
2019: €181k
2020: €169k
2021: €220k
2022: €201k
2023: €201k
2024: €180k
2018 → 2025
Total assets
€235k▼ 13.1%
2024 · €271k
2018: €2.05M
2019: €1.98M
2020: €425k
2021: €342k
2022: €275k
2023: €280k
2024: €271k
2018 → 2025
Net result
€3k
2024 · €-20k
2018: €4k
2019: €-62k
2020: €-12k
2021: €51k
2022: €-20k
2023: €-247
2024: €-20k
2018 → 2025
Working capital
€191k▼ 5.4%
2024 · €202k
2018: €132k
2019: €84k
2020: €147k
2021: €219k
2022: €201k
2023: €214k
2024: €202k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€220k-€201k▼ 8.9%€201k▼ 0.1%€180k▼ 10.1%€183k▲ 1.6%
Operating result€64k-€-11k€4k€-15k€10k
Net result€51k-€-20k€-247▲ 98.7%€-20k▼ 8,129%€3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€14k▼ 33.1%
Current assets
€221k▼ 11.4%
Equity and liabilities €235k
Equity
€183k▲ 1.6%
Debt
€52k▼ 42.2%
The debt ratio falls from 33.4% to 22.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€17k▲
2024 · €-8k
Cash flow
€10k▲
2024 · €-13k
Solvency
77.8%▲
2024 · 66.6%
Current ratio
7.35▲
2024 · 5.25
Quick ratio
7.13▲
2024 · 5.13
Debt / equity
0.29▼
2024 · 0.50
ROE
1.5%▲
2024 · -11.3%
ROA
1.2%▲
2024 · -7.5%
Interest coverage
4.65▲
2024 · -1.59
Debt
€52k▼
2024 · €91k
Debt ≤ 1 year
€30k▼
2024 · €48k
Debt > 1 year
€10k▼
2024 · €17k
Income taxes
€3k▲
2024 · €734
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€271k€235k▼
Fixed assets21/28€21k€14k▼
Tangible fixed assets22/27€21k€14k▼
Leasing and similar rights25€21k€14k▼
Current assets29/58€250k€221k▼
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€46k€27k▼
Trade receivables40€45k€26k▼
Other amounts receivable41€2k€878▼
Cash at bank and in hand54/58€196k€187k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€271k€235k▼
Equity10/15€180k€183k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€118k€121k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€111k€114k▲
Amounts payable17/49€91k€52k▼
Amounts payable after more than one year17€17k€10k▼
Financial debts170/4€17k€10k▼
Amounts payable within one year42/48€48k€30k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€4k€11k▲
Suppliers440/4€4k€11k▲
Taxes, remuneration and social security45€143€3k▲
Taxes450/3€143€3k▲
Other amounts payable47/48€37k€10k▼
Accrued charges and deferred income492/3€26k€12k▼
Income statement
Code20242025
Non-recurring operating income76A€831€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€1k€6k▲
Gross operating margin9900€-7k€23k▲
Operating profit (loss)9901€-15k€10k▲
Financial income75/76B€317€71▼
Recurring financial income75€317€71▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-20k€6k▲
Income taxes67/77€734€3k▲
Profit (loss) for the period9904€-20k€3k▲
Profit (loss) for the period to be appropriated9905€-20k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€3k▲
Profit (loss) brought forward from the previous period14P€-18k-
Transfer from equity791/2€38k-
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €51k
Net result €51k after 2 loss-making years.
30-09
Financial
Equity above €200kEq €220k ▲30.3%
Equity rises from €169k to €220k.
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-62k ▼1777%
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nobelstraat 2033128 TremeloGround area
1,355 m²
Building footprint
194 m²
Volume, LiDAR
913 m³
Parcel 24006A0115/00F000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S-TEEL Technics
since 20022.095.830.696
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006A0115/00F000 | Flanders | 1,355 m² | 1 · 194 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTO START
BE 0427.214.625
Zandhoven · Eq €185k
COSKUN
BE 0477.428.555
Sint-Truiden · Eq €181k
KOMACO
BE 0881.289.342
Kortenberg · Eq €180k
SERVICE TOOLS BELGIUM
BE 0892.243.810
Sint-Jans-Molenbeek · Eq €180k
COLEMONT EN PARTNERS
BE 0417.206.502
Hasselt · Eq €187k
Of 1,744 companies in sector 46720 we hold annual accounts for 1,080. 727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-01-2002
Fiscal year end30-09
Activities, NACEBEL
45310
46720Wholesale of motor vehicle parts and accessories
50301
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
52481
92623
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.