Checked.be · Company dossierhttps://checked.be/en/c/s-t-y-construct-0742911815 · as of 02-10-2026
S.T.Y. CONSTRUCT
Active
Private limited company · founded 2020 · 6 yrs activeHoutemsesteenweg 2, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0742.911.815
Summary
The computed 12-month bankruptcy probability of S.T.Y. CONSTRUCT is 2.1% (moderate). The 2024 annual accounts show equity of €308,958 and a net result of €149,252. Equity is growing by ~94.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 36370 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Why 75- Limited track record- Higher-failure-rate sectorFiled after the deadlineShow the evidence
Checked score
Score 2024
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Four sides of financial health side by side. You see at a glance where the company is strong and where it is vulnerable.
Profitability100=
Solvency83▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
2.1%Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 1.86 against 2.05 in 2023; short-term debt: 41.7% and cash: 27% of total assets), and 41.7% of the assets are financed with debt.
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptciesmore bankruptcies →
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neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 129 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
Annual accounts filedfiscal year 2024 · micro…
Highest result since 2020net €149,252 ▲77.2%
Equity above €200,000Eq €308,958 ▲93.5%
Key points
Positive: Equity rose in 2024from €159,706 to €308,958▲ 93.5%View
Positive: Among the best 5% on net resultsector median €9,285 · 36,339 companies€149,252View
Caution: Accounts not fileddeadline was 31-07-202663 d lateView
Positive: 5 profitable years in a rowprofit 2024: €149,2525 yearsView