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S.T.-E.P.

Active
Private limited companyfounded 2012active for 14 yearsLekker 21, 4841 Welkenraedt, BelgiumKBO/BCE: BE 0844.232.273
Summary

S.T.-E.P. has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€614) and a net result of -€7,708. Equity has been shrinking by about 35% per year since 2018. Its solvency ranks better than 10% of 11,771 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 07-03-2012 Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyors NACE 71121and 1 other
Establishment unit
2.207.594.690 4841 Welkenraedt, since 07-03-2012
Financial year end
31 December
Peppol
Reachable since 24-09-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Turnover
€94,507
▼ 7.9%
Loss
€7,708
Equity
-€614
Total assets
€47,426
▲ 6.8%
  • Negative equity on 31-12-2025
Filed on 13-07-2026, 18 days before the deadline
Score breakdownraises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€614Loss of €7,708 (financial year 2025)lowers riskSize: turnover €94,507, total assets €47,426Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 16% of micro companies in architecture and engineering (NACE 71)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 24-17
equity -1.3% of total assets
Liquidity 50-4
short-term debt 101.3% · cash 49.9%
Profitability 0-100
return on assets -16.3%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,825 companies, NACE 71, micro)
Last 24 months 12-2024: 0.1% 01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.1%▲ +0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 1.0%● unchanged vs 08-2026highest value 10-2026: 1.0%● unchanged vs 09-2026highest value 11-2026: 1.0%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.76 (1.02 in 2024), below 1. Short-term debt is 101.3% and cash 49.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 9% of them on solvency, 31% on liquidity, 4% on profitability and 20% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€614
NBB · annual accounts
lowers risk · Size: turnover €94,507, total assets €47,426
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €7,708 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€614
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
24 days early
2023
7 days early
2022
12 days early
2021
32 days early
2020
30 days late
2019
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€614 View
  • Caution: Less equity than 90% of companies in architecture and engineeringsector median €63,888 · 11,776 companies -€614 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Registered office
  2. · Gazette deed Change of role: GAROT Julien Gilles Grégory, from manager to director
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as S.T.-E.P.: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €39,000 and €62,400, founded between 2011 and 2013.

CompanyTotal assetsGross margin
S.T.-E.P. Welkenraedt€47,426-€3,263
CERTIRIS Watermaal-Bosvoorde€47,949-€8,784
M & M Automation Hechtel-Eksel€48,681-€6,445
ADG PAUL GOETHALS & ZOON Antwerpen€54,679-€17,496
Weldone Consultancy Services Geel€41,276-€8,195
Energy Unlimited Beveren-Kruibeke-Zwijndrecht€38,960-€26,424
BÜSCH Consulting Liège€62,414-€36,416
Full comparison

Key facts about S.T.-E.P.

What is the company number of S.T.-E.P.?
The company number of S.T.-E.P. is 0844.232.273. The VAT number is the same number with BE in front: BE 0844.232.273.
Where is S.T.-E.P. based?
The registered office is at Lekker 21, 4841 Welkenraedt.Company details
What does S.T.-E.P. do?
According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of S.T.-E.P.?
The legal form of S.T.-E.P. is Private limited company (BV).
When was S.T.-E.P. founded?
S.T.-E.P. was founded on 07-03-2012.
Is S.T.-E.P. still active?
Yes, S.T.-E.P. is an active enterprise in the KBO register.
What is the turnover of S.T.-E.P.?
The turnover of S.T.-E.P. was €94,507 in financial year 2025, according to the filed annual accounts.Financials
Is S.T.-E.P. profitable?
In financial year 2025, S.T.-E.P. made a loss of €7,708.
Where can I find the annual accounts of S.T.-E.P.?
S.T.-E.P. filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S.T.-E.P. due?
S.T.-E.P. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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