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S.T.D. PROJECTS

Active
Public limited companyfounded 200422 yrs activeStuivegemstraat 27, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0865.561.484
Summary

S.T.D. PROJECTS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €336,034 and a net result of €124,688. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€514,584total assets 2025
Equity
€336,034
Profit
€124,688
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 17 d late0 of 6 deeds read
Why 95- 1 change of registered office in 24 months+ Size: total assets €514,584+ Figures for FY 2025 (filed 17-08-2026)+ Liquidity: current ratio 2.12, cash €206,234Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 90+13
equity 65.3% of total assets
Liquidity 86+32
short-term debt 32.2% · cash 40.1%
Profitability 94+16
return on assets 24.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 13 months 10-2025: 0.2% 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▲ +13.7% vs 12-2025 02-2026: 0.2%▲ +1.1% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%▲ +24.4% vs 04-2026 06-2026: 0.3%▲ +37.9% vs 05-2026 07-2026: 0.3%▲ +10.6% vs 06-2026 08-2026: 0.6%▲ +94.3% vs 07-2026highest value 09-2026: 0.1%▼ -80.7% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €514,584 lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 17-08-2026) lowers the probability
  • Liquidity: current ratio 2.12, cash €206,234 lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.31 in 2024; short-term debt: 32.2% and cash: 40.1% of total assets), and 34.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 55%, liquidity 78%, profitability 76%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €514,584
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 17-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.12, cash €206,234
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €336,034
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
17 d late
2024
14 d early
2023
30 d early
2022
24 d early
2021
12 d early
2020
15 d early
2019
73 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €124,688 ▲297%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €31,374 to €124,688 ▲ 297% View
  • Total assets 20256 fiscal years filed €514,584 View
  • Active since 2004founded 02-06-2004 22 years View

By topic

Financials

Fiscal year
2025
Total assets
€514,584
Profit
€124,688
Solvency
65.3%
Total assets▲ 27.6%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 17-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 17-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
02-06-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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