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S T

Active
Private limited companyfounded 2020active for 6 yearsWaterloose Steenweg 200, 1640 Sint-Genesius-Rode, Belgium422 active companies are registered at this addressKBO/BCE: BE 0744.511.721

The file of S T contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 7.7% (elevated). The 2024 annual accounts show equity of €108,672 and a net result of €33,549. Equity is growing by about 51% per year across the filed financial years. Its solvency ranks better than 47% of 2,013 sector peers (NACE 77, financial year 2024).

Overview

Activity
Rental and leasing activities
NACE 77320General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
2 sites
Size
€375,922total assets 2024
Equity
€108,672
Profit
€33,549
Turnover not published (micro format)
Financial health
36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
7.7%
Structure
Accounts 78 days overdue1 of 3 deeds read
Why 36raises riskFigures for financial year 2024 (filed 23-07-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; 2 of the last 3 late2 establishment unitsShow the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 58% of its sector peers (NACE 77, micro)
Financial strength · tick = 2023
Average
Solvency 54+15
equity 28.9% of total assets
Liquidity 31+1
short-term debt 51.6% · cash 5.8%
Profitability 80+5
return on assets 8.9%
Bankruptcy probability, 12 months
7.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,164 companies, NACE 77, micro)
Last 24 months 11-2024: 7.2% 12-2024: 7.2%● unchanged vs 11-2024 01-2025: 7.2%● unchanged vs 12-2024 03-2025: 13.2% 04-2025: 13.2%● unchanged vs 03-2025 05-2025: 13.6%▲ +0.4 percentage points vs 04-2025highest value 06-2025: 13.4%▼ -0.2 percentage points vs 05-2025 07-2025: 12.8%▼ -0.6 percentage points vs 06-2025 08-2025: 7.2%▼ -5.6 percentage points vs 07-2025 09-2025: 7.3%▲ +0.1 percentage points vs 08-2025 10-2025: 7.2%▼ -0.1 percentage points vs 09-2025 11-2025: 7.2%● unchanged vs 10-2025 12-2025: 2.7%▼ -4.5 percentage points vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026lowest value 04-2026: 2.9%▲ +0.2 percentage points vs 03-2026 05-2026: 3.5%▲ +0.6 percentage points vs 04-2026 06-2026: 2.9%▼ -0.6 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 4.1%▲ +1.2 percentage points vs 07-2026 09-2026: 4.6%▲ +0.5 percentage points vs 08-2026 10-2026: 7.7%▲ +3.1 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.74, compared with 0.86 in 2023, below 1; short-term debt: 51.6% and cash: 5.8% of total assets), and 71.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 45% on solvency, 28% on liquidity, 73% on profitability and 85% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 23-07-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; 2 of the last 3 late
NBB · filings
raises risk · 2 establishment units
KBO · seat and establishments
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
17 days early
2023
71 days late
2022
290 days late
2021
113 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 98 days after the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Bankruptcy reversalEnterprise Court of Antwerp, Hasselt…
  3. Registered officeRegistered-office move · Director in…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Positive: Among the best 20% on net resultsector median €4,771 · 2,016 companies €33,549 View
  • Positive: 5 profitable years in a rowprofit 2024: €33,549 5 years View

By topic

Financials

Financial year
2024
Total assets
€375,922
Profit
€33,549
Solvency
28.9%
Total assets▼ 32.3%
Net result
20202024
Go to Financials

Timeline

Events
12
Since
2021
  1. 23-01-2025Opening
  2. 31-12-2024Highest result from 2020 to 2024
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Rental and leasing activitiesNACE 77320
Founded
27-02-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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