S SISTER & BROTHER
ActiveThe computed 12-month bankruptcy probability of S SISTER & BROTHER is 4.8% (elevated). The 2024 annual accounts show equity of €777 and a net result of €-4k. Equity is shrinking by ~29.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 25% of 26048 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability10▼-48
Solvency28▼-41
Growth22▼-17
Track record100
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.03 against 1.21 in 2022; short-term debt: 97.3% and cash: 5.2% of total assets), and 97.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.7%
Return on assets
-12.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 26048 sector peers (2024).
NBB · sector comparisonPosition among 26048 sector peers
Solvency
better than 25%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2022
7 d late
2021
47 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€210k▼ 20.2%
2022 · €263k
2021: €282k
2022: €263k
2021 → 2024
EBIT margin
-1.4%▼ 1.7pp
2022 · 0.4%
2021: 0.9%
2022: 0.4%
2021 → 2024
Net result
€-4k
2022 · €771
2021: €2k
2022: €771
2021 → 2024
Working capital
€777▼ 64.5%
2022 · €2k
2021: €-2k
2022: €2k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222024Trend
Turnover€282k-€263k▼ 6.8%€210k▼ 20.2%
Equity€7k-€8k▲ 10.4%€777▼ 90.5%
Operating result€3k-€927▼ 63.1%€-3k
Net result€2k-€771▼ 65.1%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-3k in 2024, compared with €927 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Equity and liabilities €29k
Equity
€777▼ 90.5%
Debt
€28k▲ 172%
The debt ratio rises from 55.5% to 97.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€89▼
2022 · €4k
Cash flow
€-563▼
2022 · €4k
Solvency
2.7%▼
2022 · 44.5%
Current ratio
1.03▼
2022 · 1.21
Quick ratio
0.40▲
2022 · 0.17
ROA
-12.5%▼
2022 · 4.2%
Interest coverage
0.18▼
2022 · 25.17
Debt
€28k▲
2022 · €10k
Debt ≤ 1 year
€28k▲
2022 · €10k
Income taxes
€154
Equity ratios withheld: equity of €777 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€18k€29k▲
Fixed assets21/28€6k-
Intangible fixed assets21€6k-
Current assets29/58€12k€29k▲
Stocks and contracts in progress3€11k€18k▲
Stocks30/36€11k€18k▲
Amounts receivable within one year40/41€406€10k▲
Other amounts receivable41€406€10k▲
Cash at bank and in hand54/58€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€18k€29k▲
Equity10/15€8k€777▼
Contributions10/11€1k€1k=
Reserves13€516€516=
Non-distributable reserves130/1€516€516=
Reserves not available under the articles1311€516€516=
Profit (loss) carried forward14€7k€-788▼
Amounts payable17/49€10k€28k▲
Amounts payable within one year42/48€10k€28k▲
Trade debts44€3k€25k▲
Suppliers440/4€3k€25k▲
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9-€88
Other amounts payable47/48-€500
Income statement
Code20222024
Turnover70€263k€210k▼
Goods, raw materials, services and sundry goods60/61€259k€206k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€42€3k▲
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€927€-3k▼
Financial charges65/66B€156€497▲
Recurring financial charges65€156€497▲
Profit (loss) for the period before taxes9903€771€-3k▼
Income taxes67/77-€154
Profit (loss) for the period9904€771€-4k▼
Profit (loss) for the period to be appropriated9905€771€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-788▼
Profit (loss) brought forward from the previous period14P€6k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
31-12
Financial
Weakest financial yearnet €-4k ▼562%
Net result drops to €-4k, the lowest in the series.
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
H. Consciencelaan 1691140 EvereGround area
114 m²
Building footprint
110 m²
Volume, LiDAR
996 m³
Parcel 21372D0198/00A005, Brussels · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
S SISTER & BROTHER
since 20202.301.104.472
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0198/00A005 | Brussels | 114 m² | 1 · 110 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvere2.301.104.472
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DE VOCHTBESTRIJDER
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SUPERSMAAK
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,862. 640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:bhlgiri@yahoo.com