S & S Products
ActiveSummary
S & S Products has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €833k and a net result of €53k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-7
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 12.45 against 8.54 in 2024; short-term debt: 6.2% and cash: 30.7% of total assets), and 20% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
31 d early
2023
33 d early
2022
33 d early
2021
31 d late
2020
11 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€833k▲ 6.8%
2024 · €780k
2018: €93k
2019: €175k
2020: €234k
2021: €340k
2022: €438k
2023: €672k
2024: €780k
2018 → 2025
Total assets
€1.04M▲ 1.6%
2024 · €1.02M
2018: €278k
2019: €304k
2020: €497k
2021: €693k
2022: €767k
2023: €954k
2024: €1.02M
2018 → 2025
Net result
€53k▼ 51.4%
2024 · €109k
2018: €61k
2019: €82k
2020: €59k
2021: €106k
2022: €98k
2023: €234k
2024: €109k
2018 → 2025
Working capital
€745k▲ 19.0%
2024 · €626k
2018: €-2k
2019: €61k
2020: €98k
2021: €153k
2022: €275k
2023: €493k
2024: €626k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€340k-€438k▲ 28.8%€672k▲ 53.4%€780k▲ 16.2%€833k▲ 6.8%
Operating result€128k-€136k▲ 6.5%€320k▲ 135%€131k▼ 59.2%€60k▼ 53.9%
Net result€106k-€98k▼ 7.6%€234k▲ 139%€109k▼ 53.6%€53k▼ 51.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 54% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€231k ▼ 26.7%
Current assets
€810k ▲ 14.2%
Equity and liabilities €1.04M
Equity
€833k ▲ 6.8%
Debt
€208k ▼ 14.8%
Debt's share of the balance-sheet total falls from 23.8% to 20.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€151k▼
2024 · €223k
Cash flow
€144k▼
2024 · €201k
Current ratio
12.45▲
2024 · 8.54
Debt to equity
0.25▼
2024 · 0.31
ROE
6.3%▼
2024 · 13.9%
ROA
5.1%▼
2024 · 10.6%
Interest coverage
46.61▼
2024 · 67.33
Debt ≤ 1 year
€65k▼
2024 · €83k
Debt > 1 year
€128k▼
2024 · €161k
Income taxes
€18k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.04M▲
Fixed assets21/28€316k€231k▼
Tangible fixed assets22/27€316k€231k▼
Plant, machinery and equipment23€88k€54k▼
Furniture and vehicles24€30k€19k▼
Leasing and similar rights25€198k€159k▼
Current assets29/58€709k€810k▲
Amounts receivable after more than one year29€280k€335k▲
Other amounts receivable291€280k€335k▲
Stocks and contracts in progress3€7k€0▼
Stocks30/36€3k€0▼
Contracts in progress37€5k€0▼
Amounts receivable within one year40/41€116k€150k▲
Trade receivables40€76k€108k▲
Other amounts receivable41€40k€42k▲
Current investments50/53€200k€0▼
Cash at bank and in hand54/58€104k€319k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.04M▲
Equity10/15€780k€833k▲
Contributions10/11€24k€24k=
Reserves13€756k€809k▲
Distributable reserves133€756k€809k▲
Amounts payable17/49€244k€208k▼
Amounts payable after more than one year17€161k€128k▼
Financial debts170/4€161k€128k▼
Amounts payable within one year42/48€83k€65k▼
Current portion of amounts payable after more than one year42€33k€33k▲
Trade debts44€9k€23k▲
Suppliers440/4€9k€23k▲
Taxes, remuneration and social security45€41k€8k▼
Taxes450/3€41k€8k▼
Accrued charges and deferred income492/3-€15k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€91k▼
Other operating charges640/8€4k€970▼
Gross operating margin9900€226k€152k▼
Operating profit (loss)9901€131k€60k▼
Financial income75/76B€18k€14k▼
Recurring financial income75€18k€14k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€145k€71k▼
Income taxes67/77€37k€18k▼
Profit (loss) for the period9904€109k€53k▼
Profit (loss) for the period to be appropriated9905€109k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€53k▼
Transfer to equity691/2€109k€53k▼
To other reserves6921€109k€53k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €53k ▼51.4%
Net result drops to €53k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €234k ▲139%
Operating result €320k, net result €234k, both a record.
31-12
Financial
Equity above €500kEq €672k ▲53.4%
6 profitable years in a row build equity to €672k.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
30-09
Financial
Equity above €200kEq €234k ▲33.4%
3 profitable years in a row build equity to €234k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
30-09
Financial
Equity above €150kEq €175k ▲87.7%
2 profitable years in a row build equity to €175k.
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 123900 PeltGround area
4.4 ha
Building footprint
2.3 ha
Volume, LiDAR
213,432 m³
2 parcels, Flanders · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
S&S PLASTICS BELGIUM BVBA
since 20162.251.635.561
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1417/00Y002 | Flanders | 3.8 ha | 1 · 1.9 ha | 12.0 m · 4 fl. |
| 72502E0102/00T166 | Flanders | 5,652 m² | 1 · 3,994 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 endedProductiemedewerker metaal (so)
Productieoperator metaal (so)
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Kunststoftechniek
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DUOLIM
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Of 602 companies in sector 22260 we hold annual accounts for 282. 185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
22260Manufacture of rubber and plastic products
25402Manufacture of fabricated metal products, except machinery and equipment
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:stefan-brans@hotmail.com
Phone:011/523773