S & S Management
ActiveS & S Management has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €422k and a net result of €32k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 86% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-48
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 2.99 in 2023; short-term debt: 9.1% and cash: 2.6% of total assets), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.8%
Return on assets
6.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
32 d early
2021
31 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€422k▼ 16.5%
2023 · €505k
2018: €467k
2019: €480k
2020: €472k
2021: €492k
2022: €479k
2023: €505k
2018 → 2024
Total assets
€475k▼ 15.3%
2023 · €561k
2018: €484k
2019: €497k
2020: €492k
2021: €530k
2022: €534k
2023: €561k
2018 → 2024
Net result
€32k▲ 20.9%
2023 · €26k
2018: €121k
2019: €13k
2020: €-8k
2021: €20k
2022: €6k
2023: €26k
2018 → 2024
Working capital
€10k▼ 88.1%
2023 · €87k
2018: €27k
2019: €29k
2020: €18k
2021: €56k
2022: €52k
2023: €87k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€472k-€492k▲ 4.2%€479k▼ 2.7%€505k▲ 5.4%€422k▼ 16.5%
Operating result€-7k-€27k€12k▼ 55.9%€39k▲ 231%€-12k
Net result€-8k-€20k€6k▼ 69.3%€26k▲ 323%€32k▲ 20.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €12k after €39k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €475k
Fixed assets
€421k▼ 2.0%
Current assets
€54k▼ 59.0%
Equity and liabilities €475k
Equity
€422k▼ 16.5%
Debt
€53k▼ 4.2%
The debt ratio rises from 9.9% to 11.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2023 · €47k
Cash flow
€40k▲
2023 · €34k
Solvency
88.8%▼
2023 · 90.1%
Current ratio
1.24▼
2023 · 2.99
Quick ratio
1.24▼
2023 · 2.99
Debt / equity
0.13▲
2023 · 0.11
ROE
7.5%▲
2023 · 5.2%
ROA
6.6%▲
2023 · 4.6%
Interest coverage
-1.47▼
2023 · 18.25
Debt
€53k▼
2023 · €56k
Debt ≤ 1 year
€43k▼
2023 · €44k
Income taxes
€3k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€561k€475k▼
Fixed assets21/28€430k€421k▼
Tangible fixed assets22/27€110k€101k▼
Furniture and vehicles24€1k€1k▼
Other tangible fixed assets26€109k€100k▼
Financial fixed assets28€320k€320k=
Current assets29/58€131k€54k▼
Amounts receivable within one year40/41€45k€39k▼
Trade receivables40€36k€36k▲
Other amounts receivable41€9k€3k▼
Cash at bank and in hand54/58€82k€12k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€561k€475k▼
Equity10/15€505k€422k▼
Contributions10/11€25k€25k=
Reserves13€480k€397k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€478k€394k▼
Amounts payable17/49€56k€53k▼
Amounts payable within one year42/48€44k€43k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€35k€34k▼
Taxes450/3€16k€15k▼
Remuneration and social security454/9€19k€19k▼
Other amounts payable47/48€5k€6k▲
Accrued charges and deferred income492/3€12k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€449▼
Gross operating margin9900€48k€-3k▼
Operating profit (loss)9901€39k€-12k▼
Financial income75/76B€42€50k▲
Recurring financial income75€42€50k▲
Non-recurring financial income76B-€50k
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€36k€35k▼
Income taxes67/77€10k€3k▼
Profit (loss) for the period9904€26k€32k▲
Profit (loss) for the period to be appropriated9905€26k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€32k▲
Transfer from equity791/2-€478k
Transfer to equity691/2€26k€394k▲
To other reserves6921€26k€394k▲
Profit to be distributed694/7-€115k
Directors or managers695-€115k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €505k ▲5.4%
3 profitable years in a row build equity to €505k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-8k ▼160%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Barrierstraatje 153550 Heusden-ZolderGround area
3,530 m²
Building footprint
238 m²
Volume, LiDAR
1,296 m³
Parcel 71065B1078/00N000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S & S MANAGEMENT
since 20062.155.902.303
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065B1078/00N000 | Flanders | 3,530 m² | 1 · 238 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NACHRIS
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CREAH
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 35,977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.