S & S
ActiveS & S has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.07M and a net result of €411k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 64 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-33
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity ample (current ratio 7.58 against 12.39 in 2024), and 10.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 92
Relative position
BE, all sectors
reference
Sector 92
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.2%
Return on assets
11.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
20 d early
2022
5 d early
2021
92 d late
2020
86 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.07M▲ 15.4%
2024 · €2.66M
2018: €1.39M
2019: €1.40M
2020: €1.56M
2021: €1.81M
2022: €1.47M
2023: €2.12M
2024: €2.66M
2018 → 2025
Total assets
€3.45M▲ 20.9%
2024 · €2.85M
2018: €1.57M
2019: €1.51M
2020: €1.65M
2021: €1.86M
2022: €1.67M
2023: €2.21M
2024: €2.85M
2018 → 2025
Net result
€411k▼ 24.1%
2024 · €542k
2018: €553k
2019: €576k
2020: €164k
2021: €253k
2022: €653k
2023: €649k
2024: €542k
2018 → 2025
Working capital
€2.41M▲ 16.4%
2024 · €2.07M
2018: €806k
2019: €824k
2020: €886k
2021: €1.19M
2022: €768k
2023: €1.47M
2024: €2.07M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.81M-€1.47M▼ 18.9%€2.12M▲ 44.1%€2.66M▲ 25.5%€3.07M▲ 15.4%
Operating result€345k-€890k▲ 158%€874k▼ 1.7%€731k▼ 16.4%€633k▼ 13.4%
Net result€253k-€653k▲ 158%€649k▼ 0.5%€542k▼ 16.6%€411k▼ 24.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.45M
Fixed assets
€669k▲ 12.1%
Current assets
€2.78M▲ 23.2%
Equity and liabilities €3.45M
Equity
€3.07M▲ 15.4%
Debt
€371k▲ 99.0%
The debt ratio rises from 6.5% to 10.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€752k▼
2024 · €852k
Cash flow
€530k▼
2024 · €663k
Solvency
89.2%▼
2024 · 93.5%
Current ratio
7.58▼
2024 · 12.39
Quick ratio
7.58▼
2024 · 12.38
Debt / equity
0.12▲
2024 · 0.07
ROE
13.4%▼
2024 · 20.3%
ROA
11.9%▼
2024 · 19.0%
Interest coverage
587.55▼
2024 · 685.86
Debt
€371k▲
2024 · €186k
Debt ≤ 1 year
€366k▲
2024 · €182k
Income taxes
€221k▲
2024 · €188k
Staff costs
€285k▲
2024 · €243k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.85M€3.45M▲
Fixed assets21/28€597k€669k▲
Tangible fixed assets22/27€439k€511k▲
Land and buildings22€312k€368k▲
Plant, machinery and equipment23€110k€132k▲
Furniture and vehicles24€18k€11k▼
Financial fixed assets28€158k€158k=
Current assets29/58€2.25M€2.78M▲
Stocks and contracts in progress3€865€2k▲
Stocks30/36€865€2k▲
Amounts receivable within one year40/41€1.98M€2.58M▲
Trade receivables40€97€0▼
Other amounts receivable41€1.98M€2.58M▲
Cash at bank and in hand54/58€264k€182k▼
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€2.85M€3.45M▲
Equity10/15€2.66M€3.07M▲
Contributions10/11€745k€745k=
Reserves13€1.92M€2.33M▲
Non-distributable reserves130/1€74k€74k=
Reserves not available under the articles1311€74k€74k=
Distributable reserves133€1.84M€2.26M▲
Amounts payable17/49€186k€371k▲
Amounts payable within one year42/48€182k€366k▲
Trade debts44€71k€120k▲
Suppliers440/4€71k€120k▲
Taxes, remuneration and social security45€40k€61k▲
Taxes450/3€29k€39k▲
Remuneration and social security454/9€11k€22k▲
Other amounts payable47/48€72k€186k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€243k€285k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€119k▼
Other operating charges640/8€211k€257k▲
Non-recurring operating charges66A€531€359▼
Gross operating margin9900€1.31M€1.29M▼
Operating profit (loss)9901€731k€633k▼
Financial income75/76B€197€0▼
Recurring financial income75€197€0▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€730k€632k▼
Income taxes67/77€188k€221k▲
Profit (loss) for the period9904€542k€411k▼
Profit (loss) for the period to be appropriated9905€542k€411k▼
Appropriation of the result
Profit (loss) to be appropriated9906€542k€411k▼
Transfer to equity691/2€542k€411k▼
To other reserves6921€542k€411k▼
Social balance
Average headcount (FTE)908712.512.5=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 19.13
Current ratio from 4.96 to 19.13; short-term debt falls from €194k to €81k.
31-12
Financial
Equity above €2MEq €2.12M ▲44.1%
6 profitable years in a row build equity to €2.12M.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €653k ▲158%
Operating result €890k, net result €653k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 92 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 25.28
Current ratio from 10.78 to 25.28; short-term debt falls from €91k to €49k.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 86 days late
2020
31-12
Financial
Weakest financial yearnet €164k ▼71.4%
Net result drops to €164k, the lowest in the series; recovery starts the following year.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Romeinsesteenweg 5921853 GrimbergenGround area
2,114 m²
Building footprint
304 m²
Volume, LiDAR
4,121 m³
Parcel 23084B0071/00Z019, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
EXPO AMUSEMENT
since 19972.083.338.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084B0071/00Z019 | Flanders | 2,114 m² | 1 · 304 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGrimbergen2.083.338.185
Similar companies · same sector, comparable size
RAMSES
BE 0464.557.546
Grimbergen · Eq €3.01M
BETTING SERVICE
BE 0407.826.701
Herentals · Eq €3.15M
WORLD FOOTBALL ASSOCIATION
BE 0443.282.773
Brussel · Eq €3.22M
BELGISCHE PMU
BE 0423.966.907
Brussel · Eq €2.94M
LEADER BET
BE 0833.512.486
Oostende · Eq €3.25M
Of 506 companies in sector 92000 we hold annual accounts for 302. 136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-1997
Fiscal year end31-12
Activities, NACEBEL
92000Gambling and betting activities
92722
93293Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.