S RODY
ActiveThe computed 12-month bankruptcy probability of S RODY is 1.6% (moderate). The 2025 annual accounts show equity of €148k and a net result of €14k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 13270 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-44
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 3.58 in 2024; short-term debt: 20.2% and cash: 60.2% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
7.4%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
59 d late
2023
29 d late
2022
28 d late
2021
on the day
2020
25 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€292k▲ 33.0%
2020 · €220k
2019: €414k
2020: €220k
2019 → 2022
EBIT margin
18.0%▲ 11.5pp
2020 · 6.5%
2019: 10.8%
2020: 6.5%
2019 → 2022
Net result
€14k▼ 27.8%
2024 · €19k
2019: €45k
2020: €14k
2021: €3k
2022: €36k
2023: €5k
2024: €19k
2019 → 2025
Working capital
€111k▲ 22.9%
2024 · €91k
2019: €36k
2020: €52k
2021: €56k
2022: €73k
2023: €69k
2024: €91k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€292k
Equity€75k-€112k▲ 48.2%€117k▲ 4.7%€134k▲ 15.1%€148k▲ 10.5%
Operating result€26k-€53k▲ 106%€10k▼ 80.9%€30k▲ 198%€-8k
Net result€3k-€36k▲ 948%€5k▼ 85.7%€19k▲ 275%€14k▼ 27.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €30k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€41k▼ 20.3%
Current assets
€150k▲ 19.1%
Equity and liabilities €190k
Equity
€148k▲ 10.5%
Debt
€42k▼ 0.8%
The debt ratio falls from 24.0% to 22.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €42k
Cash flow
€26k▼
2024 · €31k
Solvency
78.0%▲
2024 · 76.0%
Current ratio
3.90▲
2024 · 3.58
Quick ratio
3.90▲
2024 · 3.58
Debt / equity
0.28▼
2024 · 0.32
ROE
9.5%▼
2024 · 14.5%
ROA
7.4%▼
2024 · 11.0%
Interest coverage
1.29▼
2024 · 16.74
Debt
€42k▼
2024 · €42k
Debt ≤ 1 year
€38k▲
2024 · €35k
Income taxes
€7k▼
2024 · €9k
Staff costs
€30k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€190k▲
Fixed assets21/28€51k€41k▼
Intangible fixed assets21€15k€12k▼
Tangible fixed assets22/27€36k€28k▼
Furniture and vehicles24-€1k
Leasing and similar rights25€36k€27k▼
Current assets29/58€126k€150k▲
Amounts receivable within one year40/41€23k€35k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€22k€32k▲
Cash at bank and in hand54/58€102k€115k▲
Equity and liabilities
Total equity and liabilities10/49€177k€190k▲
Equity10/15€134k€148k▲
Contributions10/11€12k€12k=
Reserves13€58k€58k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€64k€79k▲
Amounts payable17/49€42k€42k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€35k€38k▲
Current portion of amounts payable after more than one year42€10k€5k▼
Trade debts44€11k€17k▲
Suppliers440/4€11k€17k▲
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9€4k€2k▼
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€202k-
Remuneration, social security and pensions62€34k€30k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€8k€7k▼
Gross operating margin9900€84k€41k▼
Operating profit (loss)9901€30k€-8k▼
Financial income75/76B€1k€31k▲
Recurring financial income75€1k€1k▲
Non-recurring financial income76B-€30k
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€29k€21k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€19k€14k▼
Profit (loss) for the period to be appropriated9905€19k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€79k▲
Profit (loss) brought forward from the previous period14P€45k€64k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 59 days late
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
30-06
Financial
Equity above €100kEq €112k ▲48.2%
4 profitable years in a row build equity to €112k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €3k ▼75.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bevrijdingslaan 1449000 GentGround area
129 m²
Building footprint
129 m²
Volume, LiDAR
1,231 m³
Parcel 44816K0514/00W000, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kanatci Horoz
since 20172.270.050.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0514/00W000 | Flanders | 129 m² | 1 · 129 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 6,000 EUR awarded · 6,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.270.050.814
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NELSON EN PICAULT
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Toma Mate
BE 1016.265.238
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LES GRIBAUMONTS
BE 0715.947.397
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,061 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2017
Fiscal year end30-06
Activities, NACEBEL
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.