S.R.
ActiveS.R. has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €460k and a net result of €107k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
89
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency73▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.55 in 2024), but 61.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.7%
Return on assets
9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
23 d early
2023
2 d early
2022
4 d early
2021
on the day
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€460k▲ 23.3%
2024 · €373k
2019: €171k
2020: €232k
2021: €311k
2022: €329k
2023: €343k
2024: €373k
2019 → 2025
Total assets
€1.19M▲ 30.0%
2024 · €915k
2019: €684k
2020: €842k
2021: €1.23M
2022: €1.10M
2023: €980k
2024: €915k
2019 → 2025
Net result
€107k▲ 95.6%
2024 · €55k
2019: €24k
2020: €61k
2021: €79k
2022: €18k
2023: €14k
2024: €55k
2019 → 2025
Working capital
€265k▲ 9.1%
2024 · €243k
2019: €278k
2020: €372k
2021: €471k
2022: €191k
2023: €202k
2024: €243k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€311k-€329k▲ 5.7%€343k▲ 4.2%€373k▲ 8.9%€460k▲ 23.3%
Operating result€102k-€32k▼ 68.5%€34k▲ 5.2%€103k▲ 205%€149k▲ 44.7%
Net result€79k-€18k▼ 77.8%€14k▼ 22.4%€55k▲ 300%€107k▲ 95.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 45% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€494k▲ 112%
Current assets
€696k▲ 2.0%
Equity and liabilities €1.19M
Equity
€460k▲ 23.3%
Provisions
€2k▼ 21.3%
Debt
€727k▲ 34.8%
The debt ratio rises from 59.0% to 61.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€318k▲
2024 · €232k
Cash flow
€276k▲
2024 · €184k
Solvency
38.7%▼
2024 · 40.8%
Current ratio
1.62▲
2024 · 1.55
Quick ratio
0.70▲
2024 · 0.65
Debt / equity
1.58▲
2024 · 1.45
ROE
23.3%▲
2024 · 14.7%
ROA
9.0%▲
2024 · 6.0%
Interest coverage
9.74▲
2024 · 9.35
Debt
€727k▲
2024 · €540k
Debt ≤ 1 year
€430k▼
2024 · €439k
Debt > 1 year
€296k▲
2024 · €99k
Income taxes
€10k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€915k€1.19M▲
Fixed assets21/28€233k€494k▲
Tangible fixed assets22/27€233k€494k▲
Plant, machinery and equipment23€27k€47k▲
Furniture and vehicles24€15k€40k▲
Leasing and similar rights25€191k€407k▲
Current assets29/58€682k€696k▲
Stocks and contracts in progress3€396k€396k=
Stocks30/36€396k€396k=
Amounts receivable within one year40/41€271k€240k▼
Trade receivables40€257k€228k▼
Other amounts receivable41€14k€12k▼
Cash at bank and in hand54/58€15k€59k▲
Deferred charges and accrued income490/1€165€270▲
Equity and liabilities
Total equity and liabilities10/49€915k€1.19M▲
Equity10/15€373k€460k▲
Contributions10/11€30k€30k=
Reserves13€343k€361k▲
Tax-exempt reserves132€8k€46k▲
Distributable reserves133€335k€315k▼
Profit (loss) carried forward14€0€69k▲
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€540k€727k▲
Amounts payable after more than one year17€99k€296k▲
Financial debts170/4€99k€296k▲
Amounts payable within one year42/48€439k€430k▼
Current portion of amounts payable after more than one year42€115k€114k▼
Financial debts43€292k€301k▲
Credit institutions430/8€292k€301k▲
Trade debts44€662€5k▲
Suppliers440/4€662€5k▲
Taxes, remuneration and social security45€26k€10k▼
Taxes450/3€26k€10k▼
Other amounts payable47/48€5k€0▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129k€169k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€234k€319k▲
Operating profit (loss)9901€103k€149k▲
Financial income75/76B€292€283▼
Recurring financial income75€292€283▼
Financial charges65/66B€25k€33k▲
Recurring financial charges65€25k€33k▲
Profit (loss) for the period before taxes9903€78k€117k▲
Transfer from deferred taxes780€170€550▲
Transfer to deferred taxes680€3k€0▼
Income taxes67/77€21k€10k▼
Profit (loss) for the period9904€55k€107k▲
Transfer from tax-exempt reserves789€509€2k▲
Transfer to tax-exempt reserves689€8k€40k▲
Profit (loss) for the period to be appropriated9905€47k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€69k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€24k€20k▼
Transfer to equity691/2€47k€0▼
To other reserves6921€47k€0▼
Profit to be distributed694/7€24k€20k▼
Return on contributions (dividend)694€24k€20k▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €107k ▲95.6%
Operating result €149k, net result €107k, both a record.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €14k ▼22.4%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €200kEq €232k ▲35.8%
2 profitable years in a row build equity to €232k.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Collegestraat 269240 ZeleGround area
374 m²
Building footprint
113 m²
Volume, LiDAR
654 m³
Parcel 42402C2048/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Collegestraat 26, 9240 Zele
since 20142.231.080.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402C2048/00E000 | Flanders | 374 m² | 1 · 113 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 664 companies in sector 77320 we hold annual accounts for 489. 375 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2014
Fiscal year end30-06
Activities, NACEBEL
77320Rental and leasing activities
64200Holdings
64210Activities of holding companies
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.