S. Peeters
ActiveSummary
S. Peeters has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-26k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency58=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.9 in 2024; short-term debt: 67.4% and cash: 24% of total assets), and 67.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
-31.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
66 d early
2024
38 d early
2023
50 d early
2022
129 d early
2021
86 d early
2020
39 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 49.0%
2024 · €53k
2019: €17klowest in 7 years
2020: €51k▲ +200% vs 2019
2021: €82k▲ +60.3% vs 2020highest in 7 years
2022: €23k▼ -71.6% vs 2021
2023: €20k▼ -12.5% vs 2022
2024: €53k▲ +160% vs 2023
2025: €27k▼ -49.0% vs 2024
2019 → 2025
Total assets
€83k▼ 47.9%
2024 · €159k
2019: €17klowest in 7 years
2020: €68k▲ +296% vs 2019
2021: €148k▲ +117% vs 2020
2022: €209k▲ +41.8% vs 2021highest in 7 years
2023: €193k▼ -7.5% vs 2022
2024: €159k▼ -17.7% vs 2023
2025: €83k▼ -47.9% vs 2024
2019 → 2025
Net result
€-26k
2024 · €133k
2019: €-2k
2020: €34k▲ +2327% vs 2019
2021: €61k▲ +78.2% vs 2020
2022: €61k▲ +0.5% vs 2021
2023: €97k▲ +58.7% vs 2022
2024: €133k▲ +36.7% vs 2023highest in 7 years
2025: €-26k▼ -120% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-36k▼ 229%
2024 · €-11k
2019: €17k
2020: €50k▲ +193% vs 2019
2021: €79k▲ +57.8% vs 2020highest in 7 years
2022: €19k▼ -75.8% vs 2021
2023: €-37k▼ -292% vs 2022lowest in 7 years
2024: €-11k▲ +70.3% vs 2023
2025: €-36k▼ -229% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€23k▼ 71.6%€20k▼ 12.5%€53k▲ 160%€27k▼ 49.0%
2021: €82khighest in 5 years
2022: €23k▼ -71.6% vs 2021
2023: €20k▼ -12.5% vs 2022lowest in 5 years
2024: €53k▲ +160% vs 2023
2025: €27k▼ -49.0% vs 2024
Operating result€82k-€103k▲ 26.2%€112k▲ 9.3%€108k▼ 3.7%€-20k
2021: €82k
2022: €103k▲ +26.2% vs 2021
2023: €112k▲ +9.3% vs 2022highest in 5 years
2024: €108k▼ -3.7% vs 2023
2025: €-20k▼ -119% vs 2024lowest in 5 years
Net result€61k-€61k▲ 0.5%€97k▲ 58.7%€133k▲ 36.7%€-26k
2021: €61k
2022: €61k▲ +0.5% vs 2021
2023: €97k▲ +58.7% vs 2022
2024: €133k▲ +36.7% vs 2023highest in 5 years
2025: €-26k▼ -120% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €108k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€63k ▼ 1.7%
Current assets
€20k ▼ 78.9%
Equity and liabilities €83k
Equity
€27k ▼ 49.0%
Debt
€56k ▼ 47.3%
Debt's share of the balance-sheet total rises from 66.7% to 67.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▼
2024 · €110k
Cash flow
€-25k▼
2024 · €135k
Current ratio
0.36▼
2024 · 0.90
Debt to equity
2.07▲
2024 · 2.00
ROE
-96.1%▼
2024 · 250.0%
ROA
-31.3%▼
2024 · 83.3%
Interest coverage
-3.26▼
2024 · 1457.66
Debt ≤ 1 year
€56k▼
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€159k€83k▼
Fixed assets21/28€64k€63k▼
Tangible fixed assets22/27€64k€63k▼
Furniture and vehicles24€63k€62k▼
Other tangible fixed assets26€871€774▼
Current assets29/58€95k€20k▼
Amounts receivable within one year40/41€13k€188▼
Trade receivables40€13k-
Other amounts receivable41-€188
Current investments50/53€77k-
Cash at bank and in hand54/58€6k€20k▲
Equity and liabilities
Total equity and liabilities10/49€159k€83k▼
Equity10/15€53k€27k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€34k€8k▼
Amounts payable17/49€106k€56k▼
Amounts payable within one year42/48€106k€56k▼
Trade debts44€137€454▲
Suppliers440/4€137€454▲
Taxes, remuneration and social security45€9k€562▼
Taxes450/3€9k€562▼
Other amounts payable47/48€97k€55k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€618€648▲
Gross operating margin9900€111k€-19k▼
Operating profit (loss)9901€108k€-20k▼
Financial income75/76B€69k€437▼
Recurring financial income75€69k€437▼
Financial charges65/66B€76€6k▲
Recurring financial charges65€76€6k▲
Profit (loss) for the period before taxes9903€177k€-26k▼
Income taxes67/77€45k-
Profit (loss) for the period9904€133k€-26k▼
Profit (loss) for the period to be appropriated9905€133k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€134k€8k▼
Profit (loss) brought forward from the previous period14P€2k€34k▲
Profit to be distributed694/7€100k-
Return on contributions (dividend)694€100k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €594 | €2k | €2k | €2k | €1k | ▼ 46.6% |
| Other operating charges640/8 | €348 | €353 | €384 | €618 | €648 | ▲ 5.0% |
| Gross operating margin9900 | €83k | €105k | €115k | €111k | €-19k | ▼ 117% |
| Operating profit (loss)9901 | €82k | €103k | €112k | €108k | €-20k | ▼ 119% |
| Financial income75/76B | - | - | - | €69k | €437 | ▼ 99.4% |
| Recurring financial income75 | - | - | - | €69k | €437 | ▼ 99.4% |
| Financial charges65/66B | €40 | €14k | €-14k | €76 | €6k | ▲ 7,766% |
| Recurring financial charges65 | €40 | €14k | €-14k | €76 | €6k | ▲ 7,766% |
| Profit (loss) for the period before taxes9903 | €82k | €89k | €126k | €177k | €-26k | ▼ 115% |
| Income taxes67/77 | €21k | €28k | €29k | €45k | - | - |
| Profit (loss) for the period9904 | €61k | €61k | €97k | €133k | €-26k | ▼ 120% |
| Profit (loss) for the period to be appropriated9905 | €61k | €61k | €97k | €133k | €-26k | ▼ 120% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €148k | €209k | €193k | €159k | €83k | ▼ 47.9% |
| Fixed assets21/28 | €4k | €4k | €57k | €64k | €63k | ▼ 1.7% |
| Tangible fixed assets22/27 | €4k | €4k | €57k | €64k | €63k | ▼ 1.7% |
| Furniture and vehicles24 | €4k | €4k | €57k | €63k | €62k | ▼ 1.6% |
| Other tangible fixed assets26 | - | - | - | €871 | €774 | ▼ 11.1% |
| Current assets29/58 | €144k | €205k | €136k | €95k | €20k | ▼ 78.9% |
| Amounts receivable within one year40/41 | €22k | €25k | €16k | €13k | €188 | ▼ 98.5% |
| Trade receivables40 | €22k | €25k | €16k | €13k | - | - |
| Other amounts receivable41 | €152 | €152 | - | - | €188 | - |
| Current investments50/53 | - | €36k | €103k | €77k | - | - |
| Cash at bank and in hand54/58 | €122k | €144k | €18k | €6k | €20k | ▲ 249% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €148k | €209k | €193k | €159k | €83k | ▼ 47.9% |
| Equity10/15 | €82k | €23k | €20k | €53k | €27k | ▼ 49.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €64k | €5k | €2k | €34k | €8k | ▼ 75.4% |
| Amounts payable17/49 | €65k | €186k | €173k | €106k | €56k | ▼ 47.3% |
| Amounts payable within one year42/48 | €65k | €186k | €173k | €106k | €56k | ▼ 47.3% |
| Trade debts44 | €167 | €10k | €265 | €137 | €454 | ▲ 232% |
| Suppliers440/4 | €167 | €10k | €265 | €137 | €454 | ▲ 232% |
| Taxes, remuneration and social security45 | €35k | €55k | €40k | €9k | €562 | ▼ 93.7% |
| Taxes450/3 | €35k | €55k | €40k | €9k | €562 | ▼ 93.7% |
| Other amounts payable47/48 | €30k | €120k | €132k | €97k | €55k | ▼ 43.5% |
| Accrued charges and deferred income492/3 | €348 | - | €384 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61k | €61k | €97k | €133k | €-26k | ▼ 120% |
| + Depreciation and write-downs630 | €594 | €2k | €2k | €2k | €1k | ▼ 46.6% |
| Operating cash flow (approximation) | €61k | €63k | €99k | €135k | €-25k | ▼ 119% |
| Investment in fixed assets (approximation) | - | €-2k | €-55k | €-9k | €0 | ▲ 100% |
| Change in cash | - | €22k | €-126k | €-12k | €14k | ▲ 219% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €133k ▲36.7%
Net result €133k, the highest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2019
Ground area
3,502 m²
Building footprint
230 m²
Parcel 25078A0064/00H002, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
S.PEETERS
since 20192.293.787.407
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25078A0064/00H002 ProtectedSite or landscape |
Wallonia | 3,502 m² | 1 · 230 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Legal Entity Identifier
875500M1ETIHQ928IK62
Similar companies · same sector, comparable size
MACS Management
BE 1001.933.982
Schoten · Eq €27,076
Hotel & Leisure Management
BE 1009.586.094
Tielt · Eq €27,078
PVF
BE 0693.712.920
Theux · Eq €27,082
D.A. - DPO ASSOCIATES
BE 0781.552.160
Heusden-Zolder · Eq €27,067
ADORBA
BE 0731.655.162
Marche-en-Famenne · Eq €27,085
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 33,591 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.