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S.PALATE AVOCAT

Active
Private limited companyfounded 2021active for 5 yearsRue Henri Lemaître 53, 5000 Namur, BelgiumKBO/BCE: BE 0764.953.777
Summary

S.PALATE AVOCAT has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124,215 and a net result of €25,503. Equity has been growing by about 18% per year since 2021. Its solvency ranks better than 48% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-03-2021 Normal situation
Activity
Activities of lawyers NACE 69101
Establishment unit
2.314.878.373 5000 Namur, since 11-03-2021
Financial year end
31 December
Peppol
Reachable since 14-01-2026

Board and ownership

Board
  • Palate SimonDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€65,378
▼ 13.5%
Turnover
≈ €160,000
estimated
Profit
€25,503
▼ 13.7%
Equity
€124,215
▼ 16.5%
Total assets
€227,662
▼ 20.0%
Filed on 31-03-2026, 122 days before the deadline
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.22, cash €70,682Figures for financial year 2025 (filed on 03-04-2026)Size: total assets €227,662Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 80+3
equity 54.6% of total assets
Liquidity 71-3
short-term debt 38.7% · cash 31.0%
Profitability 83+1
return on assets 11.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22 (1.35 in 2024), below the usual 1.5. Short-term debt is 38.7% and cash 31% of total assets. 45.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 51% of them on solvency, 59% on liquidity, 39% on profitability and 21% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 1.22, cash €70,682
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 03-04-2026)
NBB · annual accounts
lowers risk · Size: total assets €227,662
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
122 days early
2024
6 days late
2023
7 days late
2022
20 days early
2021
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 28 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €25,503 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as S.PALATE AVOCAT: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €189,000 and €231,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
S.PALATE AVOCAT Namur€227,662€65,378
CABINET ELISA PINOT Florennes€188,739€64,537
BSLAW Brussels Brussel€231,267€66,453
ADVOCATENKANTOOR HILDE VANHEE Ichtegem€214,668€65,600
Advocaat Bernd Tiebout Keerbergen€214,010€65,584
Advocatenkantoor Management SJ Elsene€222,573€69,620
BARADVO Merelbeke-Melle€209,336€66,560
Full comparison

Key facts about S.PALATE AVOCAT

What is the company number of S.PALATE AVOCAT?
The company number of S.PALATE AVOCAT is 0764.953.777. The VAT number is the same number with BE in front: BE 0764.953.777.
Where is S.PALATE AVOCAT based?
The registered office is at Rue Henri Lemaître 53, 5000 Namur.Company details
What does S.PALATE AVOCAT do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of S.PALATE AVOCAT?
The legal form of S.PALATE AVOCAT is Private limited company (BV).
When was S.PALATE AVOCAT founded?
S.PALATE AVOCAT was founded on 11-03-2021.
Is S.PALATE AVOCAT still active?
Yes, S.PALATE AVOCAT is an active enterprise in the KBO register.
What is the turnover of S.PALATE AVOCAT?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €65,378 and 30 comparable companies (NACE 691). It probably lies between €110,000 and €200,000.Financials
Is S.PALATE AVOCAT profitable?
In financial year 2025, S.PALATE AVOCAT made a profit of €25,503.
Where can I find the annual accounts of S.PALATE AVOCAT?
S.PALATE AVOCAT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S.PALATE AVOCAT due?
S.PALATE AVOCAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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