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S.P.& J.

Active Risk: not assessed
Public limited companyfounded 1988active for 37 yearsKallohoekstraat 59, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0436.275.217
Summary

S.P.& J. is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11.2m and a net result of €3.7m. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 80% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals.

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S.P.& J.Active
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Overview

Official details

Source: KBO
Status
Active since 20-12-1988 Normal situation
Activity
Activities of holding companies NACE 64210and 7 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-06-2025
Establishment units
2.213.054.703 9100 Sint-Niklaas, since 20-12-1988
2.334.790.691 1670 Pepingen, since 01-01-2022
Financial year end
30 June
Peppol
Reachable since 17-07-2026
Company details

Board and ownership

Board
Holdings
Shares in 2 companies Sound&Co and ANDHERS
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-06-2025
Profit
€3.7m
▲ 0.3%
Equity
€11.2m
▼ 7.5%
Total assets
€13.3m
▼ 5.1%
Staff
0.5 FTE
=
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 days early
2024
44 days early
2023
26 days early
2022
47 days early
2021
56 days early
2020
58 days early
2019
56 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in financial servicessector median €51,535 · 6,691 companies €3.7m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €3.7m 7 years View

Recent changes

  1. · Gazette deed Appointment: Piet CALMEYN (algemeen directeur)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as S.P.& J.: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €11m and €18m, founded between 1966 and 1998.

CompanyTotal assetsGross margin
S.P.& J. Sint-Niklaas€13.3m-€0.02m
DESERANNO Sint-Lievens-Houtem€16.1m-€0.05m
N3X INVESTMENTS Schilde€18.0m-€0.3m
POPLAR INVEST Pittem€11.1m-€0.2m
COBEL Zwevegem€11.0m-€0.05m
NEST Deinze€13.5m-€0.005m
BEMAR Kluisbergen€16.4m-€0.04m
Full comparison

Key facts about S.P.& J.
What is the company number of S.P.& J.?
The company number of S.P.& J. is 0436.275.217. The VAT number is the same number with BE in front: BE 0436.275.217.
Where is S.P.& J. based?
The registered office is at Kallohoekstraat 59, 9100 Sint-Niklaas.Company details
What does S.P.& J. do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of S.P.& J.?
The legal form of S.P.& J. is Public limited company (NV).
When was S.P.& J. founded?
S.P.& J. was founded on 20-12-1988.
Is S.P.& J. still active?
Yes, S.P.& J. is an active enterprise in the KBO register.
How many employees does S.P.& J. have?
S.P.& J. had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does S.P.& J. fall under?
In its 30-06-2025 annual accounts, S.P.& J. states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of S.P.& J.?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.
Is S.P.& J. profitable?
In financial year 2025, S.P.& J. made a profit of €3.7m.
Where can I find the annual accounts of S.P.& J.?
S.P.& J. filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S.P.& J. due?
S.P.& J. must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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