Financials
- Financial year
- 2025
- Total assets
- €822,920
- Profit
- €1,783
- Solvency
- 85.0%
Total assets▲ 0.3%
Net result
20192025
S.P.H.B.
ActiveSummary
S.P.H.B. has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €699,639 and a net result of €1,783. Equity remains stable across the filed financial years (±0.3% per year). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Activity
Activity not known
Size
€822,920total assets 2025
- Equity
- €699,639
- Profit
- €1,783
Structure
2025 accounts filed 31 days late3 deeds in the Belgian Official Gazette
Why 65raises riskLiquidity: current ratio 0.74Last filed accounts filed 31 days late; 1 of the last 3 lateNo registered site in the KBOlowers riskSize: total assets €822,920Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 61% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency
100=
equity 85.0% of total assets
Liquidity
94=
short-term debt 15.0%
Profitability
38=
return on assets 0.2%
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%● unchanged vs 11-2024
01-2025: 0.8%▼ -0.1 percentage points vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 1.5%▲ +0.6 percentage points vs 04-2025
06-2025: 0.7%▼ -0.8 percentage points vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.6%▼ -0.1 percentage points vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026lowest value
03-2026: 0.6%● unchanged vs 02-2026lowest value
04-2026: 1.0%▲ +0.4 percentage points vs 03-2026
05-2026: 1.7%▲ +0.7 percentage points vs 04-2026
06-2026: 2.1%▲ +0.4 percentage points vs 05-2026highest value
07-2026: 1.3%▼ -0.8 percentage points vs 06-2026
08-2026: 1.3%● unchanged vs 07-2026
09-2026: 1.3%● unchanged vs 08-2026
10-2026: 1.5%▲ +0.2 percentage points vs 09-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.74, compared with 0.73 in 2024, below 1; short-term debt: 15% of total assets), and 15% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 85% on liquidity, 29% on profitability and 49% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-05-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
29 days late
2021
30 days late
2019
8 days late
2017
153 days late
2015
152 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 62 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end25-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €1,798
Key points
By topic
Timeline
- Events
- 10
- Since
- 2016
- Next accounts
- by 30-04-2027
- 29-05-2024Annual accounts filed
- 30-05-2022Annual accounts filed
- 30-09-2021Back to profit
Company details
- Legal form
- Private limited company (pre-2019)
- Founded
- 11-12-2013
- Year ends
- 30-09
- Peppol
- Not found in the Peppol directory
Key facts about S.P.H.B.
- What is the company number of S.P.H.B.?
- 0542.882.670. In Belgium the VAT number is the company number with BE in front: BE 0542.882.670.
- Where is S.P.H.B. based?
- The registered office is at Rue de l'Ancienne Passerelle(SL) 18, 7730 Estaimpuis.Company details
- What is the legal form of S.P.H.B.?
- Private limited company (pre-2019) (BVBA).
- When was S.P.H.B. founded?
- On 11-12-2013.
- Is S.P.H.B. still active?
- Yes, S.P.H.B. is an active enterprise in the KBO register.
- What is the turnover of S.P.H.B.?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is S.P.H.B. profitable?
- In financial year 2025, S.P.H.B. made a profit of €1,783.
- Where can I find the annual accounts of S.P.H.B.?
- S.P.H.B. filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S.P.H.B. due?
- By 30-04-2027, for financial year 2026.Timeline
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