S’nG
ActiveSummary
The computed 12-month bankruptcy probability of S’nG is 2.3% (moderate). The 2025 annual accounts show negative equity (€-8k) and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 13305 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-72
Solvency16▼-16
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.64 in 2024; short-term debt: 107.5% and cash: 35.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.7%
Return on assets
-16%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
27 d late
2022
25 d late
2021
30 d late
2020
30 d late
2019
83 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€298k
EBIT margin
-1.3%
Net result
€-14k
2024 · €12k
2018: €-2k
2019: €-15k
2020: €33k
2021: €13k
2022: €3k
2023: €-21k
2024: €12k
2018 → 2025
Working capital
€-31k▼ 16.5%
2024 · €-26k
2018: €-43k
2019: €-58k
2020: €-15k
2021: €-33k
2022: €-23k
2023: €-39k
2024: €-26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€19k▲ 15.4%€-6k€6k€-8k
Operating result€19k-€8k▼ 57.3%€-18k€17k€-5k
Net result€13k-€3k▼ 80.8%€-21k€12k€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€24k ▼ 45.7%
Current assets
€63k ▲ 36.1%
Key figures and ratios
EBITDA
€15k▼
2024 · €37k
Cash flow
€6k▼
2024 · €32k
Solvency
-8.7%▼
2024 · 7.1%
Current ratio
0.67▲
2024 · 0.64
Quick ratio
0.61▼
2024 · 0.62
Debt to equity
-12.55▼
2024 · 13.11
ROA
-16.0%▼
2024 · 13.3%
Interest coverage
1.60▼
2024 · 7.09
Debt
€95k▲
2024 · €84k
Debt ≤ 1 year
€94k▲
2024 · €73k
Debt > 1 year
€0▼
2024 · €10k
Income taxes
€-187▼
2024 · €1k
Staff costs
€91k▼
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€91k€87k▼
Fixed assets21/28€44k€24k▼
Tangible fixed assets22/27€44k€23k▼
Plant, machinery and equipment23€1k€792▼
Furniture and vehicles24€26k€9k▼
Other tangible fixed assets26€16k€14k▼
Financial fixed assets28€598€598=
Current assets29/58€47k€63k▲
Stocks and contracts in progress3€1k€6k▲
Stocks30/36€1k€6k▲
Amounts receivable within one year40/41€12k€22k▲
Trade receivables40-€6k
Other amounts receivable41€12k€16k▲
Current investments50/53€4k€4k=
Cash at bank and in hand54/58€29k€31k▲
Deferred charges and accrued income490/1€634€666▲
Equity and liabilities
Total equity and liabilities10/49€91k€87k▼
Equity10/15€6k€-8k▼
Contributions10/11€2k€2k=
Reserves13€13k€13k=
Non-distributable reserves130/1€4k€4k=
Own shares acquired1312€4k€4k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-9k€-23k▼
Amounts payable17/49€84k€95k▲
Amounts payable after more than one year17€10k€0▼
Financial debts170/4€10k€0▼
Amounts payable within one year42/48€73k€94k▲
Current portion of amounts payable after more than one year42€20k€8k▼
Financial debts43€6k€9k▲
Credit institutions430/8€6k€8k▲
Other loans439-€2k
Trade debts44€29k€59k▲
Suppliers440/4€29k€59k▲
Advances received on contracts in progress46-€175
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€320€2▼
Remuneration and social security454/9€11k€11k▼
Other amounts payable47/48€8k€7k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€113k€91k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€156k€109k▼
Operating profit (loss)9901€17k€-5k▼
Financial income75/76B€2k€221▼
Recurring financial income75€2k€221▼
Non-recurring financial income76B€15€0▼
Financial charges65/66B€5k€10k▲
Recurring financial charges65€5k€10k▲
Profit (loss) for the period before taxes9903€13k€-14k▼
Income taxes67/77€1k€-187▼
Profit (loss) for the period9904€12k€-14k▼
Profit (loss) for the period to be appropriated9905€12k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-23k▼
Profit (loss) brought forward from the previous period14P€-21k€-9k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼906%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Troisfontaines 14670 BlégnyGround area
223 m²
Building footprint
93 m²
Volume, LiDAR
525 m³
Parcel 62103B0418/00N000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IL MAESTRO
since 20092.183.150.195
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62103B0418/00N000 | Wallonia | 223 m² | 1 · 93 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBlégny2.183.150.195
Similar companies · same sector, comparable size
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BE 0480.241.258
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W.D.S.-SERVICES
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ALFA SERVICES
BE 0450.012.791
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BARRASKI
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 5,859 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2009
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0484177553