S.N.T.
ActiveSummary
The computed 12-month bankruptcy probability of S.N.T. is 1.6% (moderate). The 2025 annual accounts show equity of €26,547 and a net result of -€950. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 30% of 13683 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-8
Solvency31=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.11 against 1.09 in 2024; short-term debt: 37% and cash: 1.4% of total assets), and 93.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.1%
Return on assets
-0.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
26 d late
2023
30 d late
2022
57 d late
2021
30 d late
2020
40 d late
2019
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€26,547▼ 3.5%
2024 · €27,498
Total assets
€438,627▼ 0.3%
2024 · €440,058
Net result
-€950
2024 · €8,209
Working capital
€18,149▲ 35.9%
2024 · €13,354
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€43,526▲ 138%-€14,536€1,639€22,128▲ 1,250%€12,075▼ 45.4%
Net result€28,567within the sector's middle half▲ 575%-€26,673below the sector's middle half-€11,296below the sector's middle half▲ 57.6%€8,209within the sector's middle half-€950within the sector's middle half
Equity€57,257within the sector's middle half▲ 99.6%€30,584within the sector's middle half▼ 46.6%€19,289within the sector's middle half▼ 36.9%€27,498within the sector's middle half▲ 42.6%€26,547within the sector's middle half▼ 3.5%
Total assets€484,828within the sector's middle half▼ 1.9%€469,503above the sector's middle half▼ 3.2%€433,330above the sector's middle half▼ 7.7%€440,058above the sector's middle half▲ 1.6%€438,627above the sector's middle half▼ 0.3%
Debt€427,571▼ 8.2%€438,919▲ 2.7%€414,042▼ 5.7%€412,561▼ 0.4%€412,080▼ 0.1%
Working capital€25,126within the sector's middle half€650within the sector's middle half▼ 97.4%-€1,926within the sector's middle half€13,354within the sector's middle half€18,149within the sector's middle half▲ 35.9%
Solvency11.8%within the sector's middle half▲ 6.0pp6.5%within the sector's middle half▼ 5.3pp4.5%within the sector's middle half▼ 2.1pp6.2%within the sector's middle half▲ 1.8pp6.1%within the sector's middle half▼ 0.2pp
Current ratio1.24within the sector's middle half▲ 0.411.00within the sector's middle half▼ 0.240.98within the sector's middle half▼ 0.021.09within the sector's middle half▲ 0.111.11within the sector's middle half▲ 0.02
Return on assets (ROA)5.9%within the sector's middle half▲ 5.0pp-5.7%within the sector's middle half▼ 11.6pp-2.6%within the sector's middle half▲ 3.1pp1.9%within the sector's middle half▲ 4.5pp-0.2%within the sector's middle half▼ 2.1pp
Staff (FTE)4.6within the sector's middle half▼ 25.8%15.5▲ 237%13.6▼ 12.3%11.8▼ 13.2%10.9▼ 7.6%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Staff (FTE) +237% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €438,627
Fixed assets
€258,375 ▼ 8.9%
Current assets
€180,252 ▲ 15.1%
Equity and liabilities €438,627
Equity
€26,547 ▼ 3.5%
Debt
€412,080 ▼ 0.1%
Debt's share of the balance-sheet total rises from 93.8% to 93.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€37,189▼
2024 · €47,959
Cash flow
€24,164▼
2024 · €34,040
Quick ratio
1.09▲
2024 · 1.05
Debt to equity
15.52▲
2024 · 15.00
ROE
-3.6%▼
2024 · 29.9%
Interest coverage
2.86▼
2024 · 3.45
Debt ≤ 1 year
€162,103▲
2024 · €143,215
Debt > 1 year
€249,977▼
2024 · €269,346
Staff costs
€72,053▼
2024 · €97,419
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 912 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 95% are still going.
- Small
- 10 to 20 years old
- solvency under 10%
- a small loss
2.4%
went bankrupt
2.1%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 912 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €51,519 | - | - | €5,019 | - | - |
| Remuneration, social security and pensions62 | €141,617 | €229,336 | €106,298 | €97,419 | €72,053 | ▼ 26.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,064 | €29,828 | €26,893 | €25,831 | €25,114 | ▼ 2.8% |
| Other operating charges640/8 | €348 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €219,555 | €244,976 | €135,214 | €145,766 | €109,642 | ▼ 24.8% |
| Operating profit (loss)9901 | €43,526 | -€14,536 | €1,639 | €22,128 | €12,075 | ▼ 45.4% |
| Financial charges65/66B | €14,959 | €12,137 | €12,935 | €13,919 | €13,025 | ▼ 6.4% |
| Recurring financial charges65 | €14,959 | €12,137 | €12,935 | €13,919 | €13,025 | ▼ 6.4% |
| Profit (loss) for the period before taxes9903 | €28,567 | -€26,673 | -€11,296 | €8,209 | -€950 | ▼ 112% |
| Profit (loss) for the period9904 | €28,567 | -€26,673 | -€11,296 | €8,209 | -€950 | ▼ 112% |
| Profit (loss) for the period to be appropriated9905 | €28,567 | -€26,673 | -€11,296 | €8,209 | -€950 | ▼ 112% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €484,828 | €469,503 | €433,330 | €440,058 | €438,627 | ▼ 0.3% |
| Fixed assets21/28 | €356,013 | €336,214 | €309,321 | €283,490 | €258,375 | ▼ 8.9% |
| Tangible fixed assets22/27 | €356,013 | €336,214 | €309,321 | €283,490 | €258,375 | ▼ 8.9% |
| Land and buildings22 | €346,046 | €323,826 | €301,605 | €279,385 | €257,165 | ▼ 8.0% |
| Plant, machinery and equipment23 | €4,867 | €6,465 | €4,121 | €2,234 | €1,117 | ▼ 50.0% |
| Furniture and vehicles24 | - | €3,333 | €2,222 | €1,111 | - | - |
| Leasing and similar rights25 | - | - | €1,373 | €760 | - | - |
| Other tangible fixed assets26 | €5,101 | €2,591 | - | - | €94 | - |
| Current assets29/58 | €128,815 | €133,289 | €124,009 | €156,569 | €180,252 | ▲ 15.1% |
| Stocks and contracts in progress3 | €7,585 | €6,247 | €5,380 | €5,565 | €3,897 | ▼ 30.0% |
| Stocks30/36 | €7,585 | €6,247 | €5,380 | €5,565 | €3,897 | ▼ 30.0% |
| Amounts receivable within one year40/41 | €86,085 | €114,662 | €100,779 | €136,292 | €169,962 | ▲ 24.7% |
| Trade receivables40 | €1,443 | - | - | - | - | - |
| Other amounts receivable41 | €84,642 | €114,662 | €100,779 | €136,292 | €169,962 | ▲ 24.7% |
| Cash at bank and in hand54/58 | €33,498 | €12,158 | €15,436 | €13,744 | €6,018 | ▼ 56.2% |
| Deferred charges and accrued income490/1 | €1,648 | €222 | €2,414 | €967 | €375 | ▼ 61.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €484,828 | €469,503 | €433,330 | €440,058 | €438,627 | ▼ 0.3% |
| Equity10/15 | €57,257 | €30,584 | €19,289 | €27,498 | €26,547 | ▼ 3.5% |
| Contributions10/11 | €68,600 | €68,600 | €68,600 | €68,600 | €68,600 | = |
| Profit (loss) carried forward14 | -€11,343 | -€38,016 | -€49,311 | -€41,102 | -€42,053 | ▼ 2.3% |
| Amounts payable17/49 | €427,571 | €438,919 | €414,042 | €412,561 | €412,080 | ▼ 0.1% |
| Amounts payable after more than one year17 | €323,883 | €306,280 | €288,107 | €269,346 | €249,977 | ▼ 7.2% |
| Financial debts170/4 | €323,883 | €306,280 | €288,107 | €269,346 | €249,977 | ▼ 7.2% |
| Amounts payable within one year42/48 | €103,689 | €132,639 | €125,935 | €143,215 | €162,103 | ▲ 13.2% |
| Current portion of amounts payable after more than one year42 | €18,448 | €19,045 | €19,661 | €20,298 | €20,955 | ▲ 3.2% |
| Financial debts43 | - | €24,026 | €25,433 | €30,288 | €32,366 | ▲ 6.9% |
| Credit institutions430/8 | - | €24,026 | €25,433 | €30,288 | €32,366 | ▲ 6.9% |
| Trade debts44 | €50,925 | €50,231 | €57,231 | €53,008 | €56,195 | ▲ 6.0% |
| Suppliers440/4 | €50,925 | €50,231 | €57,231 | €53,008 | €56,195 | ▲ 6.0% |
| Taxes, remuneration and social security45 | €34,316 | €39,337 | €23,610 | €39,621 | €52,587 | ▲ 32.7% |
| Taxes450/3 | €13,793 | €14,953 | €11,875 | €28,329 | €29,484 | ▲ 4.1% |
| Remuneration and social security454/9 | €20,523 | €24,383 | €11,735 | €11,292 | €23,103 | ▲ 105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,567 | -€26,673 | -€11,296 | €8,209 | -€950 | ▼ 112% |
| + Depreciation and write-downs630 | €34,064 | €29,828 | €26,893 | €25,831 | €25,114 | ▼ 2.8% |
| Operating cash flow (approximation) | €62,631 | €3,156 | €15,597 | €34,040 | €24,164 | ▼ 29.0% |
| Investment in fixed assets (approximation) | - | -€10,029 | €0 | €0 | €0 | - |
| Change in cash | - | -€21,340 | €3,279 | -€1,692 | -€7,726 | ▼ 357% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €8,209
Net result €8,209 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Weakest financial yearnet -€26,673
Net result drops to -€26,673, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €28,567 ▲575%
Operating result €43,526, net result €28,567, both a record.
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 40 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
31-12
Financial
Back to profitnet €3,053
Net result €3,053 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2009
Ground area
586 m²
Building footprint
91 m²
Volume, LiDAR
640 m³
Parcel 11362M0243/00D002, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Entrez Restaurant-Bistro
since 20092.177.618.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0243/00D002 | Flanders | 586 m² | 1 · 91 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteKapellen (Antw.)2.177.618.029
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. 9,292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809972962
Also
9925:BE0809972962
Registered
14-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.