S-MOBILE
ActiveS-MOBILE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €283k and a net result of €80k. Equity is growing by ~59.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+34
Solvency45=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.19 in 2023; short-term debt: 72.3% and cash: 1.4% of total assets), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
46 d late
2023
on the day
2022
111 d late
2021
51 d late
2020
79 d late
2019
100 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€283k▲ 48.2%
2023 · €191k
2018: €18k
2019: €28k
2020: €45k
2021: €65k
2022: €113k
2023: €191k
2018 → 2024
Total assets
€1.40M▲ 43.6%
2023 · €975k
2018: €33k
2019: €67k
2020: €293k
2021: €387k
2022: €593k
2023: €975k
2018 → 2024
Net result
€80k▲ 2.0%
2023 · €78k
2018: €11k
2019: €11k
2020: €17k
2021: €20k
2022: €48k
2023: €78k
2018 → 2024
Working capital
€-82k
2023 · €129k
2018: €17k
2019: €25k
2020: €-2k
2021: €13k
2022: €57k
2023: €129k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€45k-€65k▲ 44.7%€113k▲ 73.7%€191k▲ 69.1%€283k▲ 48.2%
Operating result€27k-€34k▲ 28.3%€72k▲ 111%€257k▲ 256%€128k▼ 50.4%
Net result€17k-€20k▲ 20.4%€48k▲ 139%€78k▲ 62.8%€80k▲ 2.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 50% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.40M
Fixed assets
€471k▲ 170%
Current assets
€930k▲ 16.1%
Equity and liabilities €1.40M
Equity
€283k▲ 48.2%
Debt
€1.12M▲ 42.5%
The debt ratio falls from 80.4% to 79.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€137k▼
2023 · €269k
Cash flow
€90k▼
2023 · €90k
Solvency
20.2%▲
2023 · 19.6%
Current ratio
0.92▼
2023 · 1.19
Quick ratio
0.92▼
2023 · 1.19
Debt / equity
3.94▼
2023 · 4.10
ROE
28.1%▼
2023 · 40.9%
ROA
5.7%▼
2023 · 8.0%
Interest coverage
9.89▲
2023 · 1.58
Debt
€1.12M▲
2023 · €784k
Debt ≤ 1 year
€1.01M▲
2023 · €672k
Debt > 1 year
€102k▼
2023 · €112k
Income taxes
€34k▲
2023 · €31k
Staff costs
€2.01M▲
2023 · €1.41M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€975k€1.40M▲
Fixed assets21/28€174k€471k▲
Intangible fixed assets21-€287k
Tangible fixed assets22/27€174k€167k▼
Land and buildings22€163k€159k▼
Furniture and vehicles24€11k€8k▼
Financial fixed assets28-€17k
Current assets29/58€801k€930k▲
Amounts receivable after more than one year29€585k€645k▲
Other amounts receivable291€585k€645k▲
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€182k€258k▲
Trade receivables40€182k€246k▲
Other amounts receivable41-€12k
Cash at bank and in hand54/58€29k€19k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€975k€1.40M▲
Equity10/15€191k€283k▲
Contributions10/11€6k€19k▲
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Profit (loss) carried forward14€185k€265k▲
Amounts payable17/49€784k€1.12M▲
Amounts payable after more than one year17€112k€102k▼
Financial debts170/4€112k€102k▼
Amounts payable within one year42/48€672k€1.01M▲
Current portion of amounts payable after more than one year42€79k€121k▲
Financial debts43€41k€71k▲
Credit institutions430/8€41k€71k▲
Trade debts44€442k€48k▼
Suppliers440/4€442k€48k▼
Taxes, remuneration and social security45€110k€771k▲
Taxes450/3€90k€320k▲
Remuneration and social security454/9€20k€451k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20232024
Remuneration, social security and pensions62€1.41M€2.01M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€10k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€713
Gross operating margin9900€1.68M€2.16M▲
Operating profit (loss)9901€257k€128k▼
Financial income75/76B€22k€93▼
Recurring financial income75€22k€93▼
Financial charges65/66B€170k€14k▼
Recurring financial charges65€170k€14k▼
Profit (loss) for the period before taxes9903€109k€114k▲
Income taxes67/77€31k€34k▲
Profit (loss) for the period9904€78k€80k▲
Profit (loss) for the period to be appropriated9905€78k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€185k€265k▲
Profit (loss) brought forward from the previous period14P€107k€185k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial
Highest result since 2018net €80k ▲2%
Net result €80k, the highest in the series.
31-12
Financial
Equity above €200kEq €283k ▲48.2%
7 profitable years in a row build equity to €283k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €191k ▲69.1%
6 profitable years in a row build equity to €191k.
19-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 111 days late
2022
31-12
Financial
Equity above €100kEq €113k ▲73.7%
5 profitable years in a row build equity to €113k.
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
2020
08-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 100 days late
2019
31-12
Financial
Weakest financial yearnet €11k ▼6.9%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 1371050 ElseneGround area
711 m²
Building footprint
256 m²
Volume, LiDAR
7,697 m³
Parcel 21807G0060/00Z002, Brussels · tallest building 37.5 m, ±10 floors. Linked by address, not a title deed.
2 establishment units
S-MOBILE
since 20222.331.375.994
S-MOBILE
since 20232.342.712.722
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0060/00Z002 | Brussels | 711 m² | 1 · 256 m² | 37.5 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549004QP1LQ49IBJF09
Similar companies · same sector, comparable size
CREER
BE 0872.356.236
Brussel · Eq €283k
PHILIPPE MES CONSULTING
BE 0451.621.112
Oud-Turnhout · Eq €284k
Liquisens
BE 0732.715.729
Antwerpen · Eq €284k
Nimbly
BE 0501.782.780
Leuven · Eq €283k
TECHVIEW
BE 0802.486.740
Etterbeek · Eq €283k
Of 16,868 companies in sector 62100 we hold annual accounts for 8,779. 6,241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2017
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
46190Agents in non-specialised wholesale trade
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.