Financials
- Fiscal year
- 2025
- Turnover
- €187,922
- Profit
- €10,671
- Solvency
- 32.9%
Turnover▼ 4.1%
Net result
20182025
S.M. ALAN
ActiveSummary
S.M. ALAN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,993 and a net result of €10,671. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 21938 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112NACE 52112
1 site
Size
€187,922turnover 2025
- Equity
- €38,993
- Profit
- €10,671
Structure
Accounts 16 d early0 of 3 deeds read
Why 83- Size: turnover €187,922, total assets €118,598- Sector Retail trade (NACE 47)+ Founded in 2005+ Figures for FY 2025 (filed 15-07-2026)Show the evidence
Checked score
Score 2025
83
/ 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
58+10
equity 32.9% of total assets
Liquidity
46+7
short-term debt 35.9% · cash 9.8%
Profitability
75+1
return on assets 9.0%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● 0.0% vs 11-2024
01-2025: 0.6%▲ +2.4% vs 12-2024
02-2025: 0.6%● 0.0% vs 01-2025
03-2025: 0.6%● 0.0% vs 02-2025
04-2025: 0.7%▲ +8.1% vs 03-2025
05-2025: 0.6%▼ -1.7% vs 04-2025
06-2025: 0.6%▼ -9.3% vs 05-2025
07-2025: 0.8%▲ +36.2% vs 06-2025highest value
08-2025: 0.6%▼ -27.6% vs 07-2025
09-2025: 0.6%● 0.0% vs 08-2025
10-2025: 0.6%● 0.0% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.6%● 0.0% vs 12-2025
02-2026: 0.6%● 0.0% vs 01-2026
03-2026: 0.6%▲ +8.5% vs 02-2026
04-2026: 0.7%▲ +12.8% vs 03-2026
05-2026: 0.7%▼ -1.0% vs 04-2026
06-2026: 0.7%▼ -2.7% vs 05-2026
07-2026: 0.7%▲ +4.0% vs 06-2026
08-2026: 0.5%▼ -34.0% vs 07-2026lowest value
09-2026: 0.5%● 0.0% vs 08-2026lowest value
10-2026: 0.5%● 0.0% vs 09-2026lowest value
- Founded in 2005 lowers the probability for this profile
- Size: turnover €187,922, total assets €118,598 raises the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
- Figures for FY 2025 (filed 15-07-2026) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.33 in 2024; short-term debt: 35.9% and cash: 9.8% of total assets), and 67.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 48%, liquidity 45%, profitability 61%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €38,993
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
15 d early
2023
23 d early
2022
24 d early
2021
45 d early
2020
36 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €13,776 ▲147%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 15-07-2026Annual accounts filed
- 16-07-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 01-03-2005
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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