S.Lab
ActiveSummary
S.Lab has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8k and a net result of €11k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 25% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency52▼-8
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.49 in 2023; short-term debt: 69.5% and cash: 65.1% of total assets), and 73% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27%
Return on assets
38.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
37 d early
2022
42 d early
2021
41 d early
2020
40 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€8k▼ 40.4%
2023 · €14k
Total assets
€30k▼ 22.2%
2023 · €38k
Net result
€11k▼ 16.8%
2023 · €14k
Working capital
€3k▼ 75.9%
2023 · €12k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€26k▲ 44.7%€26k▼ 2.5%€13k▼ 48.2%€18k▲ 39.0%€15k▼ 16.6%
Net result€20k▲ 45.2%€20k▲ 3.3%€10k▼ 51.3%€14k▲ 38.4%€11k▼ 16.8%
Equity€15k=€15k=€14k▼ 7.4%€14k=€8k▼ 40.4%
Total assets€43k▲ 6.4%€48k▲ 10.1%€34k▼ 28.3%€38k▲ 12.0%€30k▼ 22.2%
Debt€29k▲ 9.9%€33k▲ 15.3%€21k▼ 37.5%€25k▲ 19.8%€22k▼ 12.3%
Working capital€14k▲ 5.6%€12k▼ 12.7%€12k▼ 1.2%€12k▼ 2.6%€3k▼ 75.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 17% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €30k
Fixed assets
€6k ▲ 126%
Current assets
€24k ▼ 33.8%
Equity and liabilities €30k
Equity
€8k ▼ 40.4%
Debt
€22k ▼ 12.3%
Debt's share of the balance-sheet total rises from 64.7% to 73.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▼
2023 · €19k
Cash flow
€12k▼
2023 · €14k
Current ratio
1.14▼
2023 · 1.49
Debt to equity
2.70▲
2023 · 1.83
ROE
141.6%▲
2023 · 101.4%
ROA
38.3%▲
2023 · 35.8%
Interest coverage
77.19▼
2023 · 134.66
Debt ≤ 1 year
€21k▼
2023 · €24k
Income taxes
€4k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €762 | €906 | €1k | €336 | €616 | ▲ 83.1% |
| Other operating charges640/8 | - | €1k | €2k | €1k | €738 | ▼ 32.8% |
| Gross operating margin9900 | €28k | €28k | €17k | €20k | €17k | ▼ 15.8% |
| Operating profit (loss)9901 | €26k | €26k | €13k | €18k | €15k | ▼ 16.6% |
| Financial income75/76B | - | €11 | €0 | €50 | €168 | ▲ 236% |
| Recurring financial income75 | €0 | €11 | €0 | €50 | €168 | ▲ 236% |
| Financial charges65/66B | - | €144 | €129 | €140 | €208 | ▲ 48.7% |
| Recurring financial charges65 | €126 | €144 | €129 | €140 | €208 | ▲ 48.7% |
| Profit (loss) for the period before taxes9903 | €26k | €26k | €13k | €18k | €15k | ▼ 16.4% |
| Income taxes67/77 | €7k | €5k | €3k | €5k | €4k | ▼ 15.2% |
| Profit (loss) for the period9904 | €20k | €20k | €10k | €14k | €11k | ▼ 16.8% |
| Profit (loss) for the period to be appropriated9905 | €20k | €20k | €10k | €14k | €11k | ▼ 16.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43k | €48k | €34k | €38k | €30k | ▼ 22.2% |
| Fixed assets21/28 | €2k | €3k | €2k | €3k | €6k | ▲ 126% |
| Tangible fixed assets22/27 | €2k | €3k | €2k | €3k | €6k | ▲ 126% |
| Furniture and vehicles24 | - | €762 | - | €605 | €389 | ▼ 35.8% |
| Other tangible fixed assets26 | - | €3k | €2k | €2k | €6k | ▲ 171% |
| Current assets29/58 | €42k | €44k | €32k | €36k | €24k | ▼ 33.8% |
| Amounts receivable within one year40/41 | €16k | €16k | €15k | €19k | €2k | ▼ 90.5% |
| Trade receivables40 | - | €14k | €13k | €18k | €2k | ▼ 89.8% |
| Other amounts receivable41 | - | €2k | €2k | €1k | - | - |
| Cash at bank and in hand54/58 | €23k | €17k | €9k | €10k | €19k | ▲ 98.1% |
| Deferred charges and accrued income490/1 | - | €11k | €8k | €7k | €2k | ▼ 64.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43k | €48k | €34k | €38k | €30k | ▼ 22.2% |
| Equity10/15 | €15k | €15k | €14k | €14k | €8k | ▼ 40.4% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €8k | €8k | €7k | €7k | €2k | ▼ 74.6% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €7k | €5k | €5k | - | - |
| Amounts payable17/49 | €29k | €33k | €21k | €25k | €22k | ▼ 12.3% |
| Amounts payable within one year42/48 | €28k | €32k | €20k | €24k | €21k | ▼ 13.0% |
| Trade debts44 | €1k | €4k | €953 | €1k | €575 | ▼ 60.8% |
| Suppliers440/4 | - | €4k | €953 | €1k | €575 | ▼ 60.8% |
| Taxes, remuneration and social security45 | - | €8k | €8k | €9k | €12k | ▲ 33.6% |
| Taxes450/3 | - | €8k | €8k | €9k | €8k | ▼ 3.5% |
| Remuneration and social security454/9 | - | - | - | - | €3k | - |
| Other amounts payable47/48 | - | €20k | €11k | €14k | €9k | ▼ 37.2% |
| Accrued charges and deferred income492/3 | - | €950 | €1k | €1k | €1k | ▲ 5.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €20k | €10k | €14k | €11k | ▼ 16.8% |
| + Depreciation and write-downs630 | €762 | €906 | €1k | €336 | €616 | ▲ 83.1% |
| Operating cash flow (approximation) | €20k | €21k | €11k | €14k | €12k | ▼ 14.4% |
| Investment in fixed assets (approximation) | - | €-3k | €-164 | €-650 | €-4k | ▼ 533% |
| Change in cash | - | €-6k | €-8k | €736 | €10k | ▲ 1,207% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €10k ▼51.3%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €20k ▲3.3%
Net result €20k, the highest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2014
Ground area
1,348 m²
Building footprint
215 m²
Volume, LiDAR
1,556 m³
2 parcels, Flanders, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
36
companies at this address
See who is registered here
1 establishment unit
S.Lab
since 20142.234.714.308
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018F0061/00L000 | Wallonia | 934 m² | 1 · 132 m² | 8.8 m · 3 fl. |
| 22006B0413/00G000 | Flanders | 414 m² | 1 · 83 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 20,557 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.