S&L Services & Construction
Open bankruptcyA bankruptcy procedure is open for S&L Services & Construction according to publications in the Belgian State Gazette; curator: GERALDINE LEDOUX. The 2024 annual accounts show negative equity (€-22k) and a net result of €-6k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-22k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
28 d late
2022
on the day
2021
60 d late
2020
170 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-6k▲ 38.2%
2023 · €-9k
2020: €15k
2021: €-17k
2022: €-10k
2023: €-9k
2020 → 2024
Working capital
€-37k▼ 8.3%
2023 · €-34k
2020: €24k
2021: €-1k
2022: €-9k
2023: €-34k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€3k▼ 85.2%€-8k€-17k▼ 120%€-22k▼ 33.7%
Operating result€17k-€-12k€-10k▲ 22.9%€-12k▼ 20.7%€-6k▲ 52.2%
Net result€15k-€-17k€-10k▲ 37.3%€-9k▲ 13.4%€-6k▲ 38.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €12k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20k
Fixed assets
€14k▼ 16.3%
Current assets
€5k▲ 293%
Key figures and ratios
EBITDA
€-3k▲
2023 · €-9k
Cash flow
€-3k▲
2023 · €-6k
Solvency
-113.6%▼
2023 · -89.9%
Current ratio
0.12▲
2023 · 0.04
Quick ratio
0.12▲
2023 · 0.04
Debt / equity
-1.88▲
2023 · -2.11
ROA
-28.6%▲
2023 · -49.0%
Interest coverage
-33.51▼
2023 · -16.83
Debt
€42k▲
2023 · €35k
Debt ≤ 1 year
€42k▲
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€18k€20k▲
Fixed assets21/28€17k€14k▼
Tangible fixed assets22/27€17k€14k▼
Plant, machinery and equipment23€14k€14k▼
Other tangible fixed assets26€3k-
Current assets29/58€1k€5k▲
Amounts receivable within one year40/41€1k€5k▲
Trade receivables40€1k€3k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58-€540
Equity and liabilities
Total equity and liabilities10/49€18k€20k▲
Equity10/15€-17k€-22k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-22k€-27k▼
Amounts payable17/49€35k€42k▲
Amounts payable within one year42/48€35k€42k▲
Financial debts43€2-
Credit institutions430/8€2-
Trade debts44€1k-
Suppliers440/4€1k-
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€21-
Taxes450/3€21-
Other amounts payable47/48€34k€37k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€3k€50▼
Gross operating margin9900€-5k€-3k▲
Operating profit (loss)9901€-12k€-6k▲
Financial charges65/66B€519€81▼
Recurring financial charges65€519€81▼
Profit (loss) for the period before taxes9903€-12k€-6k▲
Income taxes67/77€-3k-
Profit (loss) for the period9904€-9k€-6k▲
Profit (loss) for the period to be appropriated9905€-9k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-27k▼
Profit (loss) brought forward from the previous period14P€-13k€-22k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-07
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · S&L SERVICES & CONSTRUCTION SRL RUE HARDIMONT 1/3, 5640 METTET · event 07-07-2026
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
17-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 170 days late
2021
31-12
Financial
Weakest financial yearnet €-17k ▼214%
Net result drops to €-17k, the lowest in the series.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-09-2025
Strulens Arnaud: Resigned as Director
20-02-2024
DEHU Ludivine: Resigned as Director
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hardimont 1/35640 MettetGround area
525 m²
Building footprint
354 m²
Volume, LiDAR
3,291 m³
Parcel 92087F0679/00P000, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
S&L Services & Construction
since 20192.296.736.801
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92087F0679/00P000 | Wallonia | 525 m² | 1 · 354 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GERALDINE LEDOUX AVENUE BARON LOUIS
HUART 29, 5000 NAMUR |
07-07-2026 → present |
Similar companies · same sector, comparable size
Group HOUIOUX
BE 1031.315.777
Charleroi · Eq €3k
HC DAKWERKEN
BE 0782.268.673
Beringen · Eq €3k
Roof & Solar Projects
BE 1009.351.910
Zandhoven · Eq €3k
LADON LORENTZ
BE 0797.821.634
Lievegem · Eq €3k
JAX DOHEYN SOLUTIONS
BE 0734.868.535
Beernem · Eq €3k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2019
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43990Other specialised construction activities
43995Specialised construction activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.