S.L. FINANCE
ActiveSummary
S.L. FINANCE has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €121,907 and a net result of -€4,513. Equity has been shrinking by about 4.2% per year since 2019. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 22-05-2000 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.099.879.358 1540 Pajottegem, since 02-11-2000
- Financial year end
- 30 March
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Van Schepdael GisèleDirector · since 15-04-2020
- IMMO VSL INVEST31.2%· score 9630-06-2025 annual accounts of IMMO VSL INVEST
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €15,417
- ▲ 3.1%
- Turnover
- ≈ €120,000
- estimated
- Loss
- €4,513
- ▼ 35.2%
- Equity
- €121,907
- ▼ 3.6%
- Total assets
- €155,219
- ▼ 2.9%
Score breakdownlowers riskSize: total assets €155,219Liquidity: current ratio 2.09, cash €69,743Founded in 2000Equity €121,907 (78.5% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 84% on liquidity, 43% on profitability and 34% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 110 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Key points
- Risk: 5 loss-making years in a rowloss in financial year 2026 -€4,513 View
Recent changes
- · Gazette deed Incorporation
Key facts about S.L. FINANCE
- What is the company number of S.L. FINANCE?
- The company number of S.L. FINANCE is 0471.943.503. The VAT number is the same number with BE in front: BE 0471.943.503.
- Where is S.L. FINANCE based?
- The registered office is at Stiltestraat 8, 1540 Pajottegem.Company details
- What is the legal form of S.L. FINANCE?
- The legal form of S.L. FINANCE is Private limited company (BV).
- When was S.L. FINANCE founded?
- S.L. FINANCE was founded on 22-05-2000.
- Is S.L. FINANCE still active?
- Yes, S.L. FINANCE is an active enterprise in the KBO register.
- What is the turnover of S.L. FINANCE?
- The turnover in financial year 2026 is ≈ €120,000. This figure is estimated from the gross margin of €15,417 and 6,319 comparable companies of the same size. It probably lies between €54,000 and €280,000. It is a rough estimate. In financial year 2021 turnover was €60,859.Financials
- Is S.L. FINANCE profitable?
- In financial year 2026, S.L. FINANCE made a loss of €4,513.
- Where can I find the annual accounts of S.L. FINANCE?
- S.L. FINANCE filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of S.L. FINANCE due?
- S.L. FINANCE must file the annual accounts for financial year 2027 by 30-10-2027.Timeline
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