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S.L. CONSULTING

Active
Private limited companyfounded 199927 yrs activeRomain Rollandlaan 56, 1070 Anderlecht, BelgiumKBO/BCE: BE 0465.982.555

S.L. CONSULTING has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €38k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+2
Solvency88▼-11
Growth64▲+16
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 3.83 in 2024; short-term debt: 36.2% and cash: 3.6% of total assets), and 37% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63%
Return on assets
17.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-12-2025, 142 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
142 d early
2024
68 d early
2023
70 d early
2022
54 d early
2021
53 d early
2020
71 d early
2019
70 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€168k▲ 2.5%
2022 · €164k
2018: €155k 2019: €158k 2020: €172k 2021: €168k 2022: €164k
2018 → 2023
EBIT margin
13.5%▲ 4.2pp
2022 · 9.2%
2018: 28.1% 2019: 36.8% 2020: 22.6% 2021: 17.3% 2022: 9.2%
2018 → 2023
Net result
€38k▲ 18.3%
2024 · €32k
2018: €36k 2019: €49k 2020: €29k 2021: €21k 2022: €11k 2023: €16k 2024: €32k
2018 → 2025
Working capital
€126k▼ 12.7%
2024 · €144k
2018: €69k 2019: €100k 2020: €130k 2021: €150k 2022: €131k 2023: €146k 2024: €144k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€168k-€164k▼ 2.8%€168k▲ 2.5%
Equity€151k-€133k▼ 12.3%€149k▲ 12.3%€151k▲ 1.2%€136k▼ 9.6%
Operating result€29k-€15k▼ 48.0%€23k▲ 49.5%€40k▲ 78.2%€51k▲ 26.0%
Net result€21k-€11k▼ 46.6%€16k▲ 42.4%€32k▲ 94.9%€38k▲ 18.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €29k€29kNet result 2021: €21k€21kOperating result 2022: €15k€15kNet result 2022: €11k€11kOperating result 2023: €23k€23kNet result 2023: €16k€16kOperating result 2024: €40k€40kNet result 2024: €32k€32kOperating result 2025: €51k€51kNet result 2025: €38k€38k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets €13k▲ 29.8%
Current assets €204k▲ 4.8%
Equity and liabilities €217k
Equity €136k▼ 9.6%
Debt €80k▲ 49.5%
The debt ratio rises from 26.2% to 37.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55k
2024 · €42k
Cash flow
€42k
2024 · €34k
Solvency
63.0%
2024 · 73.8%
Current ratio
2.60
2024 · 3.83
Quick ratio
2.60
2024 · 3.83
Debt / equity
0.59
2024 · 0.36
ROE
27.5%
2024 · 21.1%
ROA
17.3%
2024 · 15.5%
Interest coverage
22.72
2024 · 14.54
Debt
€80k
2024 · €54k
Debt ≤ 1 year
€78k
2024 · €51k
Debt > 1 year
€2k
2024 · €3k
Income taxes
€16k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€205k€217k
Fixed assets21/28€10k€13k
Tangible fixed assets22/27€10k€13k
Furniture and vehicles24€10k€13k
Financial fixed assets28€20€20=
Current assets29/58€195k€204k
Amounts receivable after more than one year29€73k€100k
Other amounts receivable291€73k€100k
Amounts receivable within one year40/41€80k€66k
Trade receivables40€19k€24k
Other amounts receivable41€61k€41k
Cash at bank and in hand54/58€17k€8k
Deferred charges and accrued income490/1€25k€30k
Equity and liabilities
Total equity and liabilities10/49€205k€217k
Equity10/15€151k€136k
Contributions10/11€6k€6k=
Reserves13€93k€77k
Distributable reserves133€93k€77k
Profit (loss) carried forward14€51k€53k
Amounts payable17/49€54k€80k
Amounts payable after more than one year17€3k€2k
Financial debts170/4€3k€2k
Amounts payable within one year42/48€51k€78k
Current portion of amounts payable after more than one year42€3k€5k
Financial debts43€3k€9k
Credit institutions430/8€3k€9k
Trade debts44€1k€2k
Suppliers440/4€1k€2k
Taxes, remuneration and social security45€14k€11k
Taxes450/3€14k€11k
Other amounts payable47/48€30k€52k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k
Other operating charges640/8€916€940
Gross operating margin9900€43k€56k
Operating profit (loss)9901€40k€51k
Financial income75/76B€4k€5k
Recurring financial income75€4k€5k
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Non-recurring financial charges66B-€63
Profit (loss) for the period before taxes9903€41k€53k
Income taxes67/77€9k€16k
Profit (loss) for the period9904€32k€38k
Profit (loss) for the period to be appropriated9905€32k€38k
Appropriation of the result
Profit (loss) to be appropriated9906€81k€89k
Profit (loss) brought forward from the previous period14P€50k€51k
Transfer from equity791/2-€52k
Transfer to equity691/2-€36k
To other reserves6921-€36k
Profit to be distributed694/7€30k€52k
Return on contributions (dividend)694€30k€52k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2025
09-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
21-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Equity above €150kEq €151k ▲1.2%
7 profitable years in a row build equity to €151k.
20-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Liquidity doublescurrent ratio 8.09
Current ratio from 3.38 to 8.09; short-term debt falls from €55k to €21k.
07-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Weakest financial yearnet €11k ▼46.6%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
08-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Equity above €150kEq €151k ▲16.5%
4 profitable years in a row build equity to €151k.
18-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Liquidity doublescurrent ratio 7.85
Current ratio from 3.74 to 7.85; short-term debt falls from €37k to €19k.
20-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Highest result since 2018net €49k ▲34.4%
Operating result €58k, net result €49k, both a record.
30-09
Financial Equity above €100kEq €101k ▲44%
2 profitable years in a row build equity to €101k.
14-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
21-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1999
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Romain Rollandlaan 561070 Anderlecht
Ground area
229 m²
Building footprint
68 m²
Volume, LiDAR
698 m³
Parcel 21308H0416/00N002, Brussels · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Romain Rollandlaan 56, 1070 Anderlecht
Scientific research and development
since 19992.091.666.329
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21308H0416/00N002 Brussels 229 m² 1 · 68 m² 12.2 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,398 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-04-1999
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.