S.K.V.R.

Active

Private limited companyfounded 2001active for 24 yearsHeivelden 43, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0476.369.176

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

S.K.V.R. has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.8m and a net result of €49,122. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 88% of 10,798 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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S.K.V.R.ActiveChecked score 94/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 19-12-2001 Normal situation
Legal form: Private limited company
Registered office: Heivelden 43, 2861 Sint-Katelijne-Waver
Activity: Business and other management consultancy NACE 70200and 1 other
Establishment unit: 2.095.528.711 2861 Sint-Katelijne-Waver, since 14-01-2002
Financial year end: 31 December
Peppol: Reachable since 26-03-2026

Company details

Who decides

Board

VERHELST STEFAANDirector

Holdings: Shares in 1 company Crescere & Credere

Board & ownership

How it is doing

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts 2025

Gross margin: €45,709; ▼ 32.8%
Turnover: ≈ €120,000; estimated
Profit: €49,122; ▼ 99.2%
Equity: €6.8m; ▲ 0.7%
Total assets: €7.5m; ▼ 0.1%

2025 accounts filed 19 days late

Filed on 19-08-2026at the National Bank

Financials

Why 94raises riskLiquidity: current ratio 10.90, cash €164,817, halvedlowers riskSize: total assets €7.5mFigures for financial year 2025 (filed 20-08-2026)Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 50% of its sector peers (NACE 70, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 91.2% of total assets

Liquidity 53-38

short-term debt 8.8% · cash 2.2%

Profitability 26-74

return on assets 0.7%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,518 companies, NACE 70, small)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €600,000 on 30-day terms is acceptable

Liquidity ample (current ratio 10.9, compared with 10.02 in 2024, above the usual 1.5; short-term debt: 8.8% and cash: 2.2% of total assets), and 8.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 85% on solvency, 64% on liquidity, 14% on profitability and 36% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 10.90, cash €164,817, halved

NBB · annual accounts

Size: total assets €7.5m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 20-08-2026)

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

19 days late

2024

27 days early

2023

51 days early

2022

49 days early

2021

25 days early

2020

53 days early

2019

53 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: Result fell in 2025from €6.4m to €49,122 ▼ 99.2% View
Positive: Among the best 5% on equitysector median €324,915 · 10,808 companies €6.8m View
Positive: 6 profitable years in a rowprofit 2025: €49,122 6 years View

Documents

Key facts about S.K.V.R.

What is the company number of S.K.V.R.?: 0476.369.176. In Belgium the VAT number is the company number with BE in front: BE 0476.369.176.
Where is S.K.V.R. based?: The registered office is at Heivelden 43, 2861 Sint-Katelijne-Waver.Company details
What does S.K.V.R. do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of S.K.V.R.?: Private limited company (BV).
When was S.K.V.R. founded?: On 19-12-2001.
Is S.K.V.R. still active?: Yes, S.K.V.R. is an active enterprise in the KBO register.
What is the turnover of S.K.V.R.?: ≈ €120,000 in financial year 2025. Estimated from the gross margin of €45,709: probably between €72,000 and €170,000, based on 68 comparable companies, NACE 70200.Financials
Is S.K.V.R. profitable?: In financial year 2025, S.K.V.R. made a profit of €49,122.
Where can I find the annual accounts of S.K.V.R.?: S.K.V.R. filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of S.K.V.R. due?: By 31-07-2027, for financial year 2026.Timeline