S.K. IMMO TECHNIC
ActiveS.K. IMMO TECHNIC has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500k and a net result of €-17k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 95% of 1994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 31.62 against 22.52 in 2024; short-term debt: 3.2% and cash: 77.5% of total assets), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
-3.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
7 d early
2022
4 d early
2021
16 d late
2020
6 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k▼ 51.2%
2024 · €-12k
2018: €6k
2019: €8k
2020: €-97k
2021: €574
2022: €1k
2023: €-4k
2024: €-12k
2018 → 2025
Working capital
€500k▼ 3.6%
2024 · €519k
2018: €-54k
2019: €-48k
2020: €-143k
2021: €-141k
2022: €532k
2023: €529k
2024: €519k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€532k-€534k▲ 0.3%€529k▼ 0.8%€518k▼ 2.2%€500k▼ 3.4%
Operating result€603-€-3k€-3k▲ 6.9%€-12k▼ 307%€-18k▼ 52.2%
Net result€574-€1k▲ 142%€-4k€-12k▼ 166%€-17k▼ 51.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €12k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €517k
Equity
€500k▼ 3.4%
Debt
€17k▼ 35.9%
The debt ratio falls from 4.7% to 3.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▼
2024 · €-11k
Cash flow
€-17k▼
2024 · €-11k
Solvency
96.8%▲
2024 · 95.3%
Current ratio
31.62▲
2024 · 22.52
Quick ratio
31.62▲
2024 · 22.52
Debt / equity
0.03▼
2024 · 0.05
ROE
-3.5%▼
2024 · -2.2%
ROA
-3.4%▼
2024 · -2.1%
Interest coverage
-592.14▼
2024 · -390.09
Debt
€17k▼
2024 · €26k
Debt ≤ 1 year
€16k▼
2024 · €24k
Staff costs
€91k▼
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€543k€517k▼
Fixed assets21/28€173-
Tangible fixed assets22/27€173-
Furniture and vehicles24€173-
Current assets29/58€543k€517k▼
Amounts receivable within one year40/41€158k€116k▼
Trade receivables40€158k€114k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€386k€401k▲
Deferred charges and accrued income490/1€95€139▲
Equity and liabilities
Total equity and liabilities10/49€543k€517k▼
Equity10/15€518k€500k▼
Contributions10/11€689k€689k=
Profit (loss) carried forward14€-172k€-189k▼
Amounts payable17/49€26k€17k▼
Amounts payable within one year42/48€24k€16k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€21k€11k▼
Taxes450/3€12k€490▼
Remuneration and social security454/9€8k€10k▲
Accrued charges and deferred income492/3€2k€209▼
Income statement
Code20242025
Remuneration, social security and pensions62€91k€91k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€650€173▼
Other operating charges640/8€184k€59k▼
Gross operating margin9900€264k€133k▼
Operating profit (loss)9901€-12k€-18k▼
Financial income75/76B-€106
Recurring financial income75-€106
Financial charges65/66B€28€29▲
Recurring financial charges65€28€29▲
Profit (loss) for the period before taxes9903€-12k€-17k▼
Profit (loss) for the period9904€-12k€-17k▼
Profit (loss) for the period to be appropriated9905€-12k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-172k€-189k▼
Profit (loss) brought forward from the previous period14P€-160k€-172k▼
Social balance
Average headcount (FTE)90871.51.5=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity triplescurrent ratio 43.82
Current ratio from 12.83 to 43.82; short-term debt falls from €45k to €12k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity times 55current ratio 12.83
Current ratio from 0.23 to 12.83; short-term debt falls from €183k to €45k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 16 days late
2021
31-12
Financial
Back to profitnet €574
Net result €574 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
31-12
Financial
Weakest financial yearnet €-97k ▼1374%
Net result drops to €-97k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Highest result since 2018net €8k ▲18.1%
Net result €8k, the highest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Lac de Warfa(SART) 464845 JalhayGround area
5,520 m²
Building footprint
455 m²
Volume, LiDAR
2,943 m³
Parcel 63068C0903/00G000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Route du Lac de Warfa(SART) 46, 4845 Jalhay
since 20022.099.174.822
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068C0903/00G000 | Wallonia | 5,520 m² | 1 · 455 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CEPYA-ELECTRONICS
BE 0554.663.123
Assesse · Eq €500k
ARDOU
BE 0440.976.450
Wichelen · Eq €500k
C.S. Automation
BE 0643.725.850
Herentals · Eq €499k
GEO-MX
BE 0840.066.718
Gent · Eq €499k
VB-CON
BE 0554.719.937
Bilzen-Hoeselt · Eq €499k
Of 11,554 companies in sector 71121 we hold annual accounts for 6,559. 4,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2002
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70201
71121Engineering and related technical consultancy, excluding land surveyors
74203
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
74142
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.