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S&K Cleaning

Active
Private limited companyfounded 20242 years activeMeysveld 97, 9280 Lebbeke, BelgiumKBO/BCE: BE 1014.488.158
Summary

The computed 12-month bankruptcy probability of S&K Cleaning is 15.4% (high). The 2025 annual accounts show negative equity (-€2,013) and a net result of -€12,013. Its solvency ranks better than 16% of 585 sector peers (NACE 53, fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other postal and courier activities
NACE 53200
Size
€14,659total assets 2025
Equity
-€2,013
Loss
-€12,013
Turnover not published (abridged schema)
Financial health
26 Weak Checked score 2025
Bankruptcy probability, 12 months
15.4%
Structure
Accounts filed 45 days late0 of 2 deeds read
Why 26- Sector Postal and courier activities (NACE 53)- No establishment unit in the KBO- Latest accounts 45 days late; 1 of the last 3 late- Founded in 2024Show the evidence

Checked score

Score 2025
26 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 9% of its sector peers (NACE 53, micro)
Financial strength
Weak
Solvency 11
equity -13.7% of total assets
Liquidity 1
short-term debt 113.7% · cash 1.1%
Profitability 0
return on assets -81.9%
Bankruptcy probability, 12 months
15.4% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (904 companies)
Last 24 months 11-2025: 11.2%lowest value 12-2025: 11.5%▲ +0.3 percentage points vs 11-2025 01-2026: 11.8%▲ +0.3 percentage points vs 12-2025 02-2026: 12.2%▲ +0.4 percentage points vs 01-2026 03-2026: 12.8%▲ +0.6 percentage points vs 02-2026 04-2026: 12.8%● unchanged vs 03-2026 05-2026: 13.3%▲ +0.5 percentage points vs 04-2026 06-2026: 13.3%● unchanged vs 05-2026 07-2026: 13.0%▼ -0.3 percentage points vs 06-2026 08-2026: 13.1%▲ +0.1 percentage points vs 07-2026 09-2026: 13.8%▲ +0.7 percentage points vs 08-2026 10-2026: 15.4%▲ +1.6 percentage points vs 09-2026highest value
No credit on open account
Liquidity short (current ratio 0.27; short-term debt: 113.7% and cash: 1.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 15% on solvency, 5% on liquidity and 8% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Sector Postal and courier activities (NACE 53)
KBO
raises risk · No establishment unit in the KBO
KBO · seat and establishments
raises risk · Latest accounts 45 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
45 days late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€2,013 View
  • Caution: Among the weakest 15% on net resultsector median €5,131 · 588 companies -€12,013 View
  • Total assets 2025first fiscal year filed €14,659 View

By topic

Financials

Fiscal year
2025
Total assets
€14,659
Loss
-€12,013
Solvency
-13.7%
Go to Financials

Company details

Legal form
Private limited company
Activity
Other postal and courier activitiesNACE 53200
Founded
02-10-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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