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S.K.

Active
Private limited companyfounded 2002active for 23 yearsRue Winston Churchill(CO) 18, 6180 Courcelles, BelgiumKBO/BCE: BE 0478.831.887
Summary

S.K. has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153,193 and a net result of -€17,125. Equity is shrinking by about 6% per year across the filed financial years. Its solvency ranks better than 91% of 35,977 sector peers (NACE 43, financial year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Site preparation
NACE 43120Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
€176,800total assets 2024
Staff
1 FTE
Equity
€153,193
Loss
-€17,125
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Accounts 72 days overdue0 of 8 deeds read
Why 65raises riskFigures for financial year 2024 (filed 26-08-2025)Loss of €17,125, the second in a row (financial year 2024)lowers riskFounded in 2002Equity €153,193 (86.6% of total assets)Show the evidence

Checked score

Score 2024
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 46% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency 100=
equity 86.6% of total assets
Liquidity 62-1
short-term debt 11.9% · cash 10.7%
Profitability 7+7
return on assets -9.7%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,538 companies, NACE 43, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.8%▼ -0.7 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026lowest value 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.3%▲ +0.3 percentage points vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.01, compared with 4.55 in 2023; short-term debt: 11.9% and cash: 10.7% of total assets), and 13.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 60% on liquidity, 10% on profitability and 24% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2002
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 26-08-2025)
NBB · annual accounts
lowers risk · Equity €153,193 (86.6% of total assets)
NBB · annual accounts
raises risk · Loss of €17,125, the second in a row (financial year 2024)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€17,125
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
26 days late
2023
26 days late
2022
50 days late
2021
60 days late
2020
89 days late
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 36 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Weakest financial yearnet -€45,210

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2024 -€17,125 View
  • Caution: Among the weakest 9% on net resultsector median €9,439 · 35,947 companies -€17,125 View
  • Caution: Accounts not fileddeadline was 31-07-2026 72 days late View

By topic

Financials

Financial year
2024
Total assets
€176,800
Loss
-€17,125
Solvency
86.6%
Turnover▼ 9.0%
Net result
20182023
Go to Financials

Timeline

Events
25
Since
2004
  1. 19-09-2023Annual accounts filed
  2. 29-09-2022Annual accounts filed
  3. 28-10-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
22-11-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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