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S&JP CAMPGROUND

Active
Private limited companyfounded 2022active for 4 yearsMartinoirestraat 93, 7700 Mouscron, BelgiumKBO/BCE: BE 0784.784.933
Summary

The computed 12-month bankruptcy probability of S&JP CAMPGROUND is 5.2% (elevated). The 2024 annual accounts show equity of €181,690 and a net result of €28,050. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 85% of 15,483 sector peers (NACE 46, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents specialised in the wholesale of other particular products
NACE 46180
1 site
Size
€221,040total assets 2024
Equity
€181,690
Profit
€28,050
Turnover not published (micro format)
Financial health
41 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.2%
Structure
Accounts 75 days overdue0 of 2 deeds read
Why 41raises risk1 financial year not filed after the legal deadline; latest accounts 428 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 26-08-2025)Size: total assets €221,040Founded in 2022Show the evidence

Checked score

Score 2024
41 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 78% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Strong
Solvency 100+8
equity 82.2% of total assets
Liquidity 64-10
short-term debt 17.8% · cash 14.8%
Profitability 85-9
return on assets 12.7%
Bankruptcy probability, 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,874 companies, NACE 46, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.1%▲ +0.2 percentage points vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.8 percentage points vs 07-2025 09-2025: 1.1%▼ -0.9 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 0.8%▼ -0.3 percentage points vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 1.0%▲ +0.2 percentage points vs 03-2026 05-2026: 0.5%▼ -0.5 percentage points vs 04-2026lowest value 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.1%▲ +0.2 percentage points vs 08-2026 10-2026: 5.2%▲ +4.1 percentage points vs 09-2026highest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 5.03, compared with 3.01 in 2023, above the usual 1.5; short-term debt: 17.8% and cash: 14.8% of total assets), and 17.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 70% on liquidity, 79% on profitability and 74% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 428 days late; 1 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 26-08-2025)
NBB · annual accounts
raises risk · Size: total assets €221,040
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
26 days late
2023
29 days late
2022
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 26 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet €28,050 ▼40.1%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • Positive: Among the best 16% on solvencysector median 39.4% · 15,483 companies 82.2% View
  • Total assets 20243 financial years filed €221,040 View

By topic

Financials

Financial year
2024
Total assets
€221,040
Profit
€28,050
Solvency
82.2%
Total assets▼ 3.6%
Net result
20222024
Go to Financials

Timeline

Events
5
Since
2023
  1. 31-12-2023Equity above €150,000
  2. 24-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents specialised in the wholesale of other particular…NACE 46180
Founded
13-04-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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