S & J CONSULTING

Active

Private limited companyfounded 2014active for 12 yearsRue du Tara(RS) 12, 7610 Rumes, BelgiumKBO/BCE: BE 0559.876.278

Summary

The computed 12-month bankruptcy probability of S & J CONSULTING is 8.6% (elevated). For S & J CONSULTING, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €117,379 and a net result of €31,857. Equity is growing by about 37% per year across the filed financial years. Its solvency ranks better than 43% of 18,253 sector peers (NACE 62, financial year 2023). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

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S & J CONSULTINGActive

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716

3 sites

Size

€216,272total assets 2023

Staff: 5.2 FTE
Equity: €117,379
Profit: €31,857

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 8.6%

2023 figures too old to score

Structure

PETIT SimonDirector

Accounts 449 days overdue1 of 3 deeds read

Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 307 days late; 3 of the last 3 lateFigures for financial year 2023 (filed 06-06-2025)Size: total assets €216,272Two or more financial years not filedFiled more than 90 days latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Strong

Solvency 79+25

equity 54.3% of total assets

Liquidity 32+16

short-term debt 45.7% · cash 3.8%

Profitability 87-13

return on assets 14.7%

Bankruptcy probability, 12 months

8.6% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,871 companies, NACE 62, micro)

Last 24 months 11-2024: 4.2% 12-2024: 4.8%▲ +0.6 percentage points vs 11-2024 01-2025: 6.6%▲ +1.8 percentage points vs 12-2024 02-2025: 6.3%▼ -0.3 percentage points vs 01-2025 03-2025: 6.7%▲ +0.4 percentage points vs 02-2025 04-2025: 5.7%▼ -1.0 percentage point vs 03-2025 05-2025: 5.7%● unchanged vs 04-2025 06-2025: 5.7%● unchanged vs 05-2025 07-2025: 2.5%▼ -3.2 percentage points vs 06-2025lowest value 08-2025: 2.9%▲ +0.4 percentage points vs 07-2025 09-2025: 3.2%▲ +0.3 percentage points vs 08-2025 10-2025: 4.4%▲ +1.2 percentage points vs 09-2025 11-2025: 4.1%▼ -0.3 percentage points vs 10-2025 12-2025: 5.0%▲ +0.9 percentage points vs 11-2025 01-2026: 6.8%▲ +1.8 percentage points vs 12-2025 02-2026: 6.8%● unchanged vs 01-2026 03-2026: 7.2%▲ +0.4 percentage points vs 02-2026 04-2026: 6.5%▼ -0.7 percentage points vs 03-2026 05-2026: 6.5%● unchanged vs 04-2026 06-2026: 6.5%● unchanged vs 05-2026 07-2026: 6.5%● unchanged vs 06-2026 08-2026: 8.6%▲ +2.1 percentage points vs 07-2026highest value 09-2026: 8.6%● unchanged vs 08-2026highest value 10-2026: 8.6%● unchanged vs 09-2026highest value

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Signals

Six signals.

lowers riskraises risk

2 financial years not filed after the legal deadline; latest accounts 307 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2023 (filed 06-06-2025)

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Size: total assets €216,272

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 9 filings

Position against the passed deadline

31-12-2024 year end31-07-2025 deadline23-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 03-06-2025, 307 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 9 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

307 days late

2022

218 days late

2021

82 days late

2020

278 days late

2019

140 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 205 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

03-06-2025 Annual accounts filedfinancial year 2023 · micro…
05-03-2024 Annual accounts filedfinancial year 2022 · micro…
10-01-2024 Resignation: PETIT Simon (manager)Appointment: PETIT Simon (director) ·…

Key points

Risk: Accounts not fileddeadline was 31-07-2025 449 days late View
Caution: Result fell in 2023from €148,741 to €31,857 ▼ 78.6% View
Among the largest 10% on gross marginsector median €49,057 · 18,238 companies €146,347 View